Welcome to your opportunity to own an inviting 3-bedroom bungalow in the heart of beautiful Ludington. Just blocks from the sugar-sand shores of Lake Michigan & only one block off Ludington Avenue, this home places you steps from downtown shops, dining, & year-round festivals. Inside, you'll find 1,000 square feet of warm, character-filled living space. Whether you're searching for a primary residence, vacation retreat, or investment opportunity, this home delivers flexibility and charm in an unbeatable location.The spacious covered front porch is a true highlight — ideal for morning coffee, evening conversations, or simply soaking in the vibrant neighborhood atmosphere. Imagine leaving your car parked and walking to the beach for sunset, grabbing dinner downtown, or enjoying Ludington's lively summer events just moments from your front door.Affordable opportunities this close to the beach & downtown don't come around often.
Affordable,charm, convenience. Schedule your showing today!
Active
$239,900
404 W Court St, Ludington, MI 49431
3beds
1,096sqft
Est.:
Single Family Residence
Built in 1890
3,920.4 Square Feet Lot
$233,300 Zestimate®
$219/sqft
$-- HOA
What's special
Spacious covered front porch
- 20 days |
- 3,260 |
- 67 |
Zillow last checked: 8 hours ago
Listing updated: February 16, 2026 at 11:34am
Listed by:
Marla Zatarga 231-510-4002,
Five Star Real Estate - Ludington 231-220-2555,
Jim Foley 231-690-2830,
Five Star Real Estate - Ludington
Source: MichRIC,MLS#: 26005458
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 3
Heating
- Forced Air
Appliances
- Included: Microwave, Range, Refrigerator
- Laundry: In Basement
Features
- Ceiling Fan(s), Pantry
- Flooring: Carpet, Vinyl, Wood
- Basement: Partial
- Has fireplace: No
Interior area
- Total structure area: 1,096
- Total interior livable area: 1,096 sqft
- Finished area below ground: 312
Property
Parking
- Total spaces: 1
- Parking features: Detached
- Garage spaces: 1
Features
- Stories: 1
- Exterior features: Other
Lot
- Size: 3,920.4 Square Feet
- Dimensions: 63 x 60
- Features: Sidewalk, Ground Cover, Shrubs/Hedges
Details
- Parcel number: 05110515000
- Zoning description: R2a
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Composition
Condition
- New construction: No
- Year built: 1890
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected, Cable Connected
Community & HOA
Location
- Region: Ludington
Financial & listing details
- Price per square foot: $219/sqft
- Tax assessed value: $51,086
- Annual tax amount: $2,949
- Date on market: 2/14/2026
- Listing terms: Cash,FHA,VA Loan,Conventional
- Road surface type: Paved
Estimated market value
$233,300
$222,000 - $245,000
$1,874/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/14/2026 | Listed for sale | $239,900-3.7%$219/sqft |
Source:  MichRIC #26005458 Report a problem | ||
| 12/15/2025 | Listing removed | $249,000$227/sqft |
Source:  Realcomp II #67025040086 Report a problem | ||
| 9/10/2025 | Listed for sale | $249,000$227/sqft |
Source: MichRIC #25040086 Report a problem | ||
| 9/2/2025 | Contingent | $249,000$227/sqft |
Source: MichRIC #25040086 Report a problem | ||
| 8/8/2025 | Listed for sale | $249,000-6%$227/sqft |
Source: MichRIC #25040086 Report a problem | ||
| 8/6/2025 | Listing removed | $265,000$242/sqft |
Source: MichRIC #25022931 Report a problem | ||
| 7/17/2025 | Price change | $265,000-2.2%$242/sqft |
Source: MichRIC #25022931 Report a problem | ||
| 6/13/2025 | Price change | $271,000-2.9%$247/sqft |
Source: MichRIC #25022931 Report a problem | ||
| 5/20/2025 | Listed for sale | $279,000+201.4%$255/sqft |
Source: MichRIC #25022931 Report a problem | ||
| 11/22/2006 | Sold | $92,575+38.2%$84/sqft |
Source: Public Record Report a problem | ||
| 4/20/2004 | Sold | $67,000$61/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,091 | $94,400 +9.4% |
| 2024 | -- | $86,300 +20.4% |
| 2023 | -- | $71,700 +16.4% |
| 2022 | -- | $61,600 +6.8% |
| 2021 | -- | $57,700 +14.3% |
| 2020 | -- | $50,500 +16.1% |
| 2018 | -- | $43,500 +0.5% |
| 2017 | -- | $43,300 +4.1% |
| 2016 | -- | $41,600 +4.5% |
| 2015 | -- | $39,800 +2.8% |
| 2013 | -- | $38,700 +2.4% |
| 2011 | -- | $37,800 -9.1% |
| 2010 | -- | $41,600 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,459/mo
Principal & interest
$1237
Property taxes
$222
Climate risks
Neighborhood: 49431
Nearby schools
GreatSchools rating
- 6/10Ludington Elementary SchoolGrades: PK-5Distance: 1.7 mi
- 8/10O.J. DeJonge Middle SchoolGrades: 6-8Distance: 0.8 mi
- 9/10Ludington High SchoolGrades: 9-12Distance: 0.8 mi
Schools provided by the listing agent
- High: Ludington High School
Source: MichRIC. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 49431
