Welcome to this stunning 3-bedroom, 2-bath home with a dedicated office—which could easily serve as a 4th bedroom—located in the sought-after Whispering Lake subdivision. Just one mile from Publix and a short drive to the sugar-white sands of Scenic Highway 30A, this home offers the perfect blend of comfort, convenience, and coastal living.
Step inside to discover granite countertops throughout, gorgeous new engineered hardwood floors throughout the home. The interior has been freshly painted, and new lighting and ceiling fans add a modern touch to every room. The kitchen features all-new GE appliances, perfect for the home chef, and flows seamlessly into open living and dining areas designed for both relaxation and entertaining.
Located in the short-term rental-restricted community of Whispering Lake, you'll appreciate the quiet neighborhood atmosphere and the sense of community it offers. Enjoy easy access to nearby amenities such as Grand Boulevard, Silver Sands Premium Outlets, and a variety of local dining and shopping optionsall just minutes away.
Don't miss this opportunity to own a move-in ready home in one of the area's most desirable neighborhoodsperfect for full-time living or a serene coastal retreat.
For sale
Price cut: $15K (1/28)
$484,000
107 Lullaby Loop, Santa Rosa Beach, FL 32459
3beds
1,793sqft
Est.:
Single Family Residence
Built in 2014
7,405.2 Square Feet Lot
$-- Zestimate®
$270/sqft
$87/mo HOA
What's special
Dedicated officeGranite countertops throughout
- 109 days |
- 573 |
- 32 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: February 04, 2026 at 02:08pm
Listed by:
Harman, Jones, Sullivan 850-213-5170,
Watersound Real Estate,
John D Sullivan 850-376-7778,
Watersound Real Estate
Source: ECAOR,MLS#: 989018
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 208 Square Feet
- Dimensions: 16 x 13
Bedroom
- Level: First
- Area: 132 Square Feet
- Dimensions: 12 x 11
Bedroom
- Level: First
- Area: 132 Square Feet
- Dimensions: 12 x 11
Family room
- Description: LIVING/DINING COMBO
- Level: First
- Area: 420 Square Feet
- Dimensions: 28 x 15
Office
- Level: First
- Area: 110 Square Feet
- Dimensions: 11 x 10
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Microwave, Refrigerator
Features
- Pantry
- Flooring: Hardwood
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,793
- Total interior livable area: 1,793 sqft
Property
Parking
- Parking features: Garage - Attached
- Has attached garage: Yes
Features
- Stories: 1
- Patio & porch: Enclosed
- Exterior features: Sprinkler System
Lot
- Size: 7,405.2 Square Feet
- Dimensions: 60 x 120
Details
- Parcel number: 262S20337010000100
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Siding Brick Some, Siding CmntFbrHrdBrd
- Foundation: Slab
- Roof: Shingle
Condition
- Construction Complete
- New construction: No
- Year built: 2014
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Dock
- Security: Smoke Detector(s)
- Subdivision: WHISPERING LAKE
HOA
- Has HOA: Yes
- Services included: Management
- HOA fee: $261 quarterly
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $270/sqft
- Tax assessed value: $392,419
- Annual tax amount: $3,584
- Date on market: 11/5/2025
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/28/2026 | Price change | $484,000-3%$270/sqft |
Source:  ECAOR #989018 Report a problem | ||
| 11/5/2025 | Listed for sale | $499,000+1.8%$278/sqft |
Source: ECAOR #989018 Report a problem | ||
| 3/29/2022 | Sold | $490,000$273/sqft |
Source: Public Record Report a problem | ||
| 3/24/2022 | Pending sale | $490,000+75%$273/sqft |
Source: ECAOR #893993 Report a problem | ||
| 7/27/2017 | Sold | $280,000-6.5%$156/sqft |
Source: Public Record Report a problem | ||
| 5/11/2017 | Price change | $299,435-3.2%$167/sqft |
Source: Pelican Real Estate #767292 Report a problem | ||
| 2/28/2017 | Price change | $309,300-3%$173/sqft |
Source: Pelican Real Estate #767292 Report a problem | ||
| 1/19/2017 | Price change | $319,000-8.3%$178/sqft |
Source: Pelican Real Estate #767292 Report a problem | ||
| 1/16/2017 | Listed for sale | $348,000+39.2%$194/sqft |
Source: Pelican Real Estate #767292 Report a problem | ||
| 6/23/2014 | Sold | $250,000$139/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,584 -5.8% | $392,419 -6.3% |
| 2023 | $3,804 +90.5% | $418,611 +65.1% |
| 2022 | $1,997 -1.1% | $253,617 +3% |
| 2021 | $2,019 -1.6% | $246,230 +1.4% |
| 2020 | $2,052 +3.3% | $242,830 +2.3% |
| 2019 | $1,986 | $237,370 +1.9% |
| 2018 | $1,986 +1.8% | $232,944 +18.9% |
| 2017 | $1,951 +24% | $195,917 +2.1% |
| 2016 | $1,574 +1.6% | $191,887 +0.7% |
| 2015 | $1,550 -0.8% | $190,553 +732.4% |
| 2014 | $1,562 | $22,892 +1448.8% |
| 2013 | -- | $1,478 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,760/mo
Principal & interest
$2298
Property taxes
$375
HOA Fees
$87
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 8.9 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 6.4 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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