Dreaming of a beautiful waterfront vacation home on a crystal clear lake, with privacy, and stunning sunset views? Let's put it on an island in the northern basin of the legendary beauty that is Higgins Lake, Michigan and you have 107 Treasure Island. Available this summer is a terrific 3 bedroom, 1.5 bath cottage, with 90 feet of private frontage that boasts western and northern views for starry nights by the bonfire, northern lights viewing, and those spectacular sunsets. When including the huge loft space up above the fun spiral staircase, there is plenty of space to sleep 12 people. Imagine the fun making memories in the oversized 3 season room with 180 degree views of the water. Plenty of room to store toys or take care of projects in the detached shed with garage door, side door, electricity, workbench, & refrigerator. All stainless steel appliances (2022) are included, the dishwasher is still new in box. HWT is new 2024, Septic inspected & functioning as designed, Well points scheduled to be changed this summer. Includes two pontoon hoists (one at mainland, one at island), the island aluminum dock, paddle boat with hoist, and much of the furnishings. The association dues include the maintenance of the mainland storage building, parking lot, trash, snow removal of lot, and the hiring of docks & hoists going in and out. Higgins Lake Boat Club is located at the opposite end of the island. Buyers not working with agents will need to provide proof of funds and/or pre-approval before scheduling transportation to island. Transportation requires 24 hour notice with the listing agent.
Sold for $620,000 on 07/21/25
$620,000
107 Treasure Island Rd, Roscommon, MI 48653
3beds
1,125sqft
Single Family Residence
Built in 1969
0.32 Acres Lot
$637,300 Zestimate®
$551/sqft
$1,575 Estimated rent
Home value
$637,300
$523,000 - $771,000
$1,575/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: September 04, 2025 at 05:08am
Listed by:
Valerie B McBain 248-765-1258,
Century 21 Professionals
Bought with:
Angela Farrington, 6506048633
Keller Williams Team Partners
Source: Realcomp II,MLS#: 20251005340
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Level: Entry
- Dimensions: 12 X 9
Bedroom
- Level: Entry
- Dimensions: 10 X 10
Bedroom
- Level: Second
- Dimensions: 10 X 14
Other
- Level: Entry
- Dimensions: 7 X 7
Other
- Level: Second
- Dimensions: 4 X 6
Great room
- Level: Entry
- Dimensions: 14 X 17
Kitchen
- Level: Entry
- Dimensions: 18 X 11
Laundry
- Level: Entry
- Dimensions: 7 X 5
Loft
- Level: Second
- Dimensions: 14 X 13
Other
- Level: Entry
- Dimensions: 7 X 9
Other
- Level: Entry
- Dimensions: 19 X 9
Heating
- Baseboard, Electric
Cooling
- Ceiling Fans
Appliances
- Included: Dishwasher, Energy Star Qualified Refrigerator, Free Standing Electric Range, Free Standing Refrigerator, Microwave, Stainless Steel Appliances
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
Features
- Has basement: No
- Has fireplace: Yes
- Fireplace features: Great Room, Wood Burning
Interior area
- Total interior livable area: 1,125 sqft
- Finished area above ground: 1,125
Property
Parking
- Parking features: No Garage
Accessibility
- Accessibility features: Accessible Approach With Ramp
Features
- Levels: Two
- Stories: 2
- Entry location: GroundLevelwSteps
- Patio & porch: Covered, Deck, Enclosed, Porch
- Exterior features: Balcony, Lighting
- Pool features: None
- Waterfront features: All Sports Lake, Beach Front, Direct Water Frontage, Dock Facilities, Lake Front, Lake Privileges, Private Water Frontage, Waterfront
- Body of water: Higgins Lake
Lot
- Size: 0.32 Acres
- Dimensions: 90 x 175 x 100 x 120
- Features: Water View, Vacation Home
Details
- Additional structures: Sheds
- Parcel number: 0046850360000
- Special conditions: Short Sale No,Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow,Cottage
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Crawl Space
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1969
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Underground Utilities
Community & neighborhood
Location
- Region: Roscommon
- Subdivision: TREASURE ISLAND
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $570 annually
- Services included: Maintenance Grounds, Other, Snow Removal, Trash
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 7/21/2025 | Sold | $620,000-0.8%$551/sqft |
Source:  Realcomp II #20251005340 Report a problem | ||
| 6/13/2025 | Pending sale | $625,000$556/sqft |
Source: Realcomp II #20251005340 Report a problem | ||
| 6/7/2025 | Listed for sale | $625,000+56.6%$556/sqft |
Source: Realcomp II #20251005340 Report a problem | ||
| 10/15/2007 | Sold | $399,000$355/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,705 +6.1% | $227,100 +11.7% |
| 2024 | $4,435 +4.8% | $203,400 +67.8% |
| 2023 | $4,233 +3.9% | $121,200 +36.9% |
Find assessor info on the county website
Neighborhood: 48653
Nearby schools
GreatSchools rating
- 7/10Roscommon Middle SchoolGrades: 5-7Distance: 5.5 mi
- 6/10Roscommon High SchoolGrades: 7-12Distance: 5.2 mi
- 6/10Roscommon Elementary SchoolGrades: PK-4Distance: 5.7 mi
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