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    • Price cut: $15K (12/8)
    $485,000

    1075 MERLIN Point, Middleburg, FL 32068

    5beds
    3,235sqft
    : 
    Single Family Residence
    Built in 2011
    -- sqft lot
    $-- Zestimate®
    $150/sqft
    $58/mo HOA

    What's special

    Lakefront homeGorgeous tile flooringClassic crown moldingLoads of cabinetry
    4.75% Assumable FHA with Roam!🔥 Motivated Seller — Priced to Move! Stunning lakefront home in the highly sought Two Creeks gated community. This expansive 5-bedroom, 4.5-bath 2-story home offers 3,235 sq ft of elegant, open-concept living. Relax in your screened lanai with serene lake views Cozy up by the fireplace in a bright and airy living area Chef's kitchen boasts granite countertops, loads of cabinetry, and flows seamlessly into the dining room — perfect for entertaining Gorgeous tile flooring, classic crown molding, and French doors bring a touch of sophistication throughout Main suite is conveniently downstairs for maximum privacy and comfort Upstairs, find 4 additional bedrooms — including a Jack-and-Jill layout — ideal for family or guests High-end finishes like tray ceilings and bay windows elevate the style throughout The home is bathed in natural light, with a thoughtful layout that maximizes both luxury and livability Why This Is a Deal: The seller is motivated  act now to secure this lakeside gem before it's gone. With its premium features, size, and views, this is a rare opportunity in this community. Tour Today  Ready to Sell!
    33 days
    |
    562
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    41
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    Zillow last checked: 8 hours ago

    Listing updated: December 08, 2025 at 01:11pm

    Listed by:

    JESSICA MACHELLE JOHNSON 352-339-5345,

    MARK SPAIN REAL ESTATE 855-299-7653

    Source: realMLS,MLS#: 2118799MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 5
    • Full bathrooms: 4
    • 1/2 bathrooms: 1
    Heating
    • Electric
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Freezer, Ice Maker, Microwave, Refrigerator, Washer
    • Laundry: Upper Level
    Features
    • Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Walk-In Closet(s)
    • Flooring: Carpet, Laminate, Tile
    • Has fireplace: Yes
    • Fireplace features: Electric
    • Furnished: Yes
    Interior area
    • Total interior livable area: 3,235 sqft

    Property

    Parking
    • Total spaces: 5
    • Parking features: Garage
    • Garage spaces: 3
    • Carport spaces: 2
    • Covered spaces: 5
    Features
    • Stories: 2
    • Patio & porch: Rear Porch, Screened
    • On waterfront: Yes
    • Waterfront features: Pond
    Details
    • Parcel number: 24042400557400
    • Zoning description: PUD

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Condition
    • New construction: No
    • Year built: 2011

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

    Community & HOA

    Community
    • Subdivision: Two Creeks
    HOA
    • Has HOA: Yes
    • HOA fee: $50 monthly
    • HOA name: Two Creeks
    • Second HOA fee: $100 annually
    Location
    • Region: Middleburg

    Financial & listing details

    • Price per square foot: $150/sqft
    • Tax assessed value: $467,690
    • Annual tax amount: $7,565
    • Date on market: 11/20/2025
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Road surface type: Asphalt
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    12/8/2025Price change$485,000-3%$150/sqft
    Source: realMLS #2118799 Report a problem
    11/20/2025Listed for sale$500,000-3.8%$155/sqft
    Source: realMLS #2118799 Report a problem
    11/12/2025Listing removed$519,999$161/sqft
    Source: realMLS #2087403 Report a problem
    10/17/2025Price change$519,999-1.1%$161/sqft
    Source: realMLS #2087403 Report a problem
    9/22/2025Price change$525,960-0.6%$163/sqft
    Source: realMLS #2087403 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$7,565 +2.6%$341,849 +3%
    2023$7,369 +5.2%$331,893 +3%
    2022$7,008 +0.6%$322,227 +3%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $3,175/mo
    Principal & interest
    $2329
    Property taxes
    $618
    Other costs
    $228

      Climate risks

      Neighborhood: 32068

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Tynes
      • Middle: Wilkinson
      • High: Ridgeview

      Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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