Welcome to the historic, charming waterfront community of Navy Point, where you can stroll along miles of Bayou Grande, launch your boat at the neighborhood ramp, or sit at the playground or white sandy beach to watch the dolphin play and the Blue Angels fly overhead. 108 Payne is a 3 bed 1 bath main house which also comes with a detached apartment or studio with its own full bath. The whole home has its original hardwood floors beautifully refinished, the kitchen is appointed with granite and solid wood cabinets, and the bathroom is updated with nice neutral colors and tile. There is sewer available, and the home is currently on a septic system, helping you maintain lower monthly costs. The detached apartment/ studio has incurred some damage from an oak tree and its roots, and the home is listed at this great low price taking that into consideration. What are you getting when you call this place home? A slow paced neighborhood with a family feel, gatherings in triangle park and at the water’s edge, and a quick drive to downtown and to the beach. Let’s make it yours!
Sold for $200,000 on 10/06/25
$200,000
108 Payne Rd, Perdido Key, FL 32507
3beds
1,336sqft
Single Family Residence
Built in 1944
7,405.2 Square Feet Lot
$199,600 Zestimate®
$150/sqft
$1,748 Estimated rent
Home value
$199,600
$182,000 - $220,000
$1,748/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: October 07, 2025 at 01:33pm
Listed by:
Jennifer Keenan 850-449-9432,
KELLER WILLIAMS REALTY GULF COAST,
Catherine Anderson 850-324-3510,
KELLER WILLIAMS REALTY GULF COAST
Bought with:
Catherine Anderson
KELLER WILLIAMS REALTY GULF COAST
Jennifer Keenan
KELLER WILLIAMS REALTY GULF COAST
Source: PAR,MLS#: 670433
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom
- Level: First
- Area: 90
- Dimensions: 9 x 10
Bedroom 1
- Level: First
- Area: 100
- Dimensions: 10 x 10
Dining room
- Level: First
- Area: 88
- Dimensions: 11 x 8
Kitchen
- Level: First
- Area: 70
- Dimensions: 10 x 7
Living room
- Level: First
- Area: 140
- Dimensions: 14 x 10
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Water Heater
Features
- Flooring: Hardwood, Tile
- Has basement: No
Interior area
- Total structure area: 884
- Total interior livable area: 1,336 sqft
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Pool features: None
- Fencing: Back Yard
- Waterfront features: Deed Access, Waterfront Deed Access
Lot
- Size: 7,405 sqft
- Features: Central Access
Details
- Additional structures: Detached Self Contained Living Area
- Parcel number: 502s306090319016
- Zoning description: Res Single
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Off Grade
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 1944
Utilities & green energy
- Electric: Copper Wiring
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Sewer Available
Community & neighborhood
Community
- Community features: Dock, Fishing, Picnic Area
Location
- Region: Perdido Key
- Subdivision: Navy Point
HOA & financial
HOA
- Has HOA: No
Other
Other facts
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/6/2025 | Sold | $200,000-9.1%$150/sqft |
Source:  PAR #670433 | ||
| 9/12/2025 | Pending sale | $220,000$165/sqft |
Source: PAR #670433 | ||
| 9/5/2025 | Listed for sale | $220,000-15.4%$165/sqft |
Source: PAR #670433 | ||
| 7/19/2025 | Listing removed | $260,000$195/sqft |
Source: PAR #654957 | ||
| 4/28/2025 | Pending sale | $260,000$195/sqft |
Source: PAR #654957 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,379 +6.7% | $107,915 +10.9% |
| 2023 | $1,293 +11.9% | $97,329 +21.2% |
| 2022 | $1,156 +8.4% | $80,296 +18.3% |
Find assessor info on the county website
Neighborhood: Navy Point
Nearby schools
GreatSchools rating
- 1/10Navy Point Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 5/10Jim C. Bailey Middle SchoolGrades: 6-8Distance: 7.5 mi
- 4/10Pensacola High SchoolGrades: 9-12Distance: 5.3 mi
Schools provided by the listing agent
- Elementary: Navy Point
- Middle: BAILEY
- High: Pensacola
Source: PAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$199,600
2% more+ $3,992
With Zillow Showcase(estimated)
$203,592