Active

Listed by: eXp Realty

Price cut: $10K (4/3)

$179,900

108 Rau St, Waterloo, IL 62298

3beds

1,596sqft

Est.: Get pre-qualified

Single Family Residence

Built in 1918

7,122 Square Feet Lot

$-- Zestimate^®

$113/sqft

$-- HOA

What's special

Fantastic opportunity to own a charming multi-unit property in the highly sought-after downtown Waterloo area. This well-maintained home features 2 units. The Main Unit includes 2 Bedrooms, 1 Bathroom and Spacious living area with Sunroom. The Upstairs Unit includes 1 Bedroom, 1 Bathroom. This unit is Cozy and private, ideal for tenants or as a home office. Upstairs unit is all Electric. Additional Features include Separate fenced backyard-perfect for outdoor enjoyment or gardening, Prime location-within walking distance to shops, restaurants, and transit. Potential for strong rental income or multi-generational living. Perfect for investors, first-time buyers, or those looking for a live-in income property. Don’t miss out on this fantastic downtown Waterloo gem! Tenant pays all utilities.

86 days

1,147

39

Tour with a local agent

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 1
Main level bedrooms: 2

Heating

Forced Air, Electric, Natural Gas

Cooling

Central Air, Electric

Appliances

Included: Electric Water Heater, Gas Water Heater

Features

Basement: Unfinished,Walk-Up Access
Has fireplace: No

Interior area

Total structure area: 1,596
Total interior livable area: 1,596 sqft
Finished area above ground: 1,596

Property

Parking

Parking features: Additional Parking, Alley Access, Off Street

Features

Levels: One and One Half

Lot

Size: 7,122 Square Feet
Dimensions: 61 x 110
Features: Back Yard, Corner Lot

Details

Parcel number: 0725181036000
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Other
Property subtype: Single Family Residence

Materials

Wood Siding

Condition

Year built: 1918

Utilities & green energy

Electric: Single Phase, 220 Volts
Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected

Community & HOA

Community

Subdivision: J B Moores Add

HOA

Has HOA: No

Location

Region: Waterloo

Financial & listing details

Price per square foot: $113/sqft
Tax assessed value: $150,720
Annual tax amount: $3,237
Date on market: 3/5/2026
Cumulative days on market: 86 days
Listing terms: Cash,Conventional,FHA,VA Loan
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
4/3/2026	Price change	$179,900-5.3%$113/sqft
Source: MARIS #26012867 Report a problem
3/6/2026	Listed for sale	$189,900-5%$119/sqft
Source: MARIS #26012867 Report a problem
7/27/2025	Listing removed	$199,900$125/sqft
Source: MARIS #25020931 Report a problem
4/4/2025	Listed for sale	$199,900-4.8%$125/sqft
Source: MARIS #25020931 Report a problem
4/4/2025	Listing removed	$210,000$132/sqft
Source: MARIS #25003364 Report a problem
1/24/2025	Listed for sale	$210,000+55.6%$132/sqft
Source: MARIS #25003364 Report a problem
10/2/2020	Sold	$135,000+17.4%$85/sqft
Source: MARIS #20054005 Report a problem
8/25/2020	Pending sale	$115,000$72/sqft
Source: RE/MAX Preferred #20054005 Report a problem
8/20/2020	Listed for sale	$115,000+21.2%$72/sqft
Source: RE/MAX Preferred #20054005 Report a problem
6/13/2014	Listing removed	$94,900$59/sqft
Source: RE/MAX PREFERRED #4216260 Report a problem
11/8/2013	Listed for sale	$94,900-8.8%$59/sqft
Source: RE/MAX PREFERRED #4216260 Report a problem
11/4/2010	Listing removed	$104,000$65/sqft
Source: RE/MAX PREFERRED-SWANSEA #3010341 Report a problem
8/21/2010	Price change	$104,000-5.4%$65/sqft
Source: RE/MAX PREFERRED-SWANSEA #3010341 Report a problem
7/18/2010	Listed for sale	$109,900+0.8%$69/sqft
Source: Visual Tour #3010341 Report a problem
4/23/2008	Listing removed	$109,000$68/sqft
Source: Visual Tour Report a problem
1/18/2008	Listed for sale	$109,000$68/sqft
Source: Visual Tour #2717554 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$3,141 +6.3%	$50,240 +6.6%
2023	$2,954 -1.1%	$47,120 +0.6%
2022	$2,986	$46,860 +14.9%
2021	--	$40,780 +5.2%
2020	--	$38,750 +2.7%
2019	--	$37,730 +5.5%
2018	$2,416	$35,770 -1.8%
2017	$2,416	$36,414 +6.1%
2016	$2,416 +16.6%	$34,330 +10%
2015	$2,071 +0.1%	$31,220 -3.6%
2014	$2,069	$32,400 -6.9%
2012	$2,069	$34,800 -1%
2011	--	$35,140
2010	--	$35,140 +0.6%
2009	--	$34,920 +4.5%
2008	--	$33,410 -8.7%
2007	--	$36,600

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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