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New construction
    • $574,000

    3515 Cottage Cove Ln, Panama City Beach, FL 32408

    4beds
    2,340sqft
    : 
    Single Family Residence
    Built in 2024
    3,049.2 Square Feet Lot
    $-- Zestimate®
    $245/sqft
    $-- HOA

    What's special

    Quartz counter topsCommunity poolLarge butler pantryWalk-in closet
    4 bedroom, 2 1/2 bath new construction home in the quiet, serene, gated community of Sanctuary Beach. Conveniently located steps from St Andrews Bay, close to Bay Point Golf Club and the area's largest marinas serving access to the Gulf, the Naval Dive School (NSA), shopping and fine dining. Location, location, location! This 2340 sq ft home has the desired open kitchen, dining and living area perfect for entertaining and all located on the main floor of the home. There are 10-foot ceilings and durable, low maintenance wood-look LVP flooring along with the convenience of a 1/2 bath. The kitchen has a large Butler pantry, quartz counter tops, gas stove top with a pot filler, ship lapped island and exhaust hood. Upstairs you will find the 4 bedrooms and 2 full baths, both with double vanities. There is also bonus/flex space of over 130 sq. ft. that separates the master suite from the other bedrooms. Master bath has a beautiful large, tiled shower and a walk-in closet. Finally, there is a 2-car garage consisting of over 422 sq. ft. No neighbors behind the home add to the peace and quiet offered by the neighborhood. Sanctuary Beach has a community pool and a trail that leads to the shores of St Andrews Bay. It is conveniently located next to all that Panama City Beach has to offer yet is quietly tucked away from the crowds and traffic. Home is empty and easy to show!
    9 hours
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    267
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    7
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    Zillow last checked: 7 hours ago

    Listing updated: 13 hours ago

    Listed by:

    Kammy Landavazo 850-332-4567,

    Berkshire Hathaway HomeServices Beach Properties of Florida

    Source: CPAR,MLS#: 787680MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Laundry, Living Room, Primary Bedroom, Other, Pantry
      Primary bedroom
      • Dimensions: 15 x 16
      Bedroom
      • Dimensions: 10.9 x 13.2
      Bedroom
      • Dimensions: 11.6 x 11.6
      Laundry
      • Dimensions: 7.6 x 6.3
      Living room
      • Dimensions: 21 x 17
      Other
      • Dimensions: 15 x 8.6
      Pantry
      • Dimensions: 8 x 6
      Heating
      • Central, ENERGY STAR Qualified Equipment
      Cooling
      • Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
      Appliances
      • Included: Bar Fridge, Electric Oven, Gas Cooktop
      Features
      • Interior Steps, Pantry
      • Flooring: Luxury Vinyl Plank
      Interior area
      • Total structure area: 2,340
      • Total interior livable area: 2,340 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Patio
      • Pool features: Community
      Lot
      • Size: 3,049.2 Square Feet
      • Dimensions: 40 x 80
      • Features: Sprinkler System, Paved
      Details
      • Parcel number: 31368120000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Wood Frame
      • Foundation: Slab
      • Roof: Asphalt
      Condition
      • New construction: Yes
      • Year built: 2024

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Underground Utilities

      Community & HOA

      Community
      • Features: Pool, Community Pool, Gated
      • Security: Gated Community, Smoke Detector(s)
      • Subdivision: Sanctuary Beach
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $245/sqft
      • Tax assessed value: $75,066
      • Annual tax amount: $6,944
      • Date on market: 3/31/2026
      • Cumulative days on market: 577 days
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        $3,203/mo

        Price history

        Price history
        DateEventPrice
        3/31/2026Listed for sale$574,000$245/sqft
        Source: CPAR #787680 Report a problem
        3/27/2026Listing removed$574,000$245/sqft
        Source: CPAR #785351 Report a problem
        2/17/2026Listed for sale$574,000-1.9%$245/sqft
        Source: CPAR #785351 Report a problem
        2/10/2026Listing removed$584,900$250/sqft
        Source: ECAOR #991065 Report a problem
        12/10/2025Price change$584,900-0.4%$250/sqft
        Source: CPAR #782559 Report a problem
        11/18/2025Price change$587,000-0.2%$251/sqft
        Source: CPAR #768592 Report a problem
        11/7/2025Price change$587,999-0.2%$251/sqft
        Source: CPAR #768592 Report a problem
        10/30/2025Price change$588,9950%$252/sqft
        Source: CPAR #768592 Report a problem
        10/14/2025Price change$589,000-1%$252/sqft
        Source: CPAR #768592 Report a problem
        9/23/2025Price change$594,999-0.7%$254/sqft
        Source: CPAR #768592 Report a problem
        9/18/2025Price change$598,8990%$256/sqft
        Source: CPAR #768592 Report a problem
        9/9/2025Price change$598,900-0.2%$256/sqft
        Source: CPAR #768592 Report a problem
        8/4/2025Price change$599,900-0.8%$256/sqft
        Source: CPAR #768592 Report a problem
        6/2/2025Listed for sale$604,999-1.6%$259/sqft
        Source: CPAR #768592 Report a problem
        6/2/2025Listing removed$614,994$263/sqft
        Source: CPAR #761340 Report a problem
        5/23/2025Price change$614,9940%$263/sqft
        Source: CPAR #761340 Report a problem
        5/19/2025Price change$614,9950%$263/sqft
        Source: CPAR #761340 Report a problem
        4/25/2025Price change$614,9990%$263/sqft
        Source: CPAR #761340 Report a problem
        4/11/2025Price change$615,000-2.7%$263/sqft
        Source: CPAR #761340 Report a problem
        3/24/2025Price change$632,000-1.5%$270/sqft
        Source: CPAR #761340 Report a problem
        3/14/2025Price change$641,9000%$274/sqft
        Source: CPAR #761340 Report a problem
        3/3/2025Price change$642,000-0.8%$274/sqft
        Source: CPAR #768592 Report a problem
        2/10/2025Price change$646,999-0.1%$276/sqft
        Source: CPAR #768592 Report a problem
        1/27/2025Price change$647,949-0.2%$277/sqft
        Source: CPAR #761340 Report a problem
        1/15/2025Listed for sale$648,949+629.2%$277/sqft
        Source: CPAR #761340 Report a problem
        11/17/2023Sold$89,000-72.6%$38/sqft
        Source: Public Record Report a problem
        12/30/2005Sold$325,000$139/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$922 +35%$75,066 +76.6%
        2023$683 +26.3%$42,517 +10%
        2022$541 $38,652
        2021-- --
        2020$460 +7.2%$31,944 +10%
        2019$429 $29,040 +10%
        2018$429 +2.2%$26,400 +10%
        2017$420 +38.8%$24,000
        2016$302 -4.5%$24,000
        2015$317 $24,000
        2014$317 $24,000

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $3,402/mo
        Principal & interest
        $2795
        Property taxes
        $607
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          Climate risks

          Neighborhood: Upper Grand Lagoon

          Getting around

          7 / 100
          Car-Dependent
          51 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Patronis
          • Middle: Surfside
          • High: Arnold

          Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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