For sale

$385,000

109 Ridgeway Ave, Saint Matthews, KY 40207

3beds

2,609sqft

Est.:

Single Family Residence

Built in 1941

7,405.2 Square Feet Lot

$387,000 Zestimate^®

$148/sqft

$-- HOA

What's special

Brand-new back deckCharming brick homeDetached garageTons of storageArched front entryBright sunroomOriginal hardwood floors

This charming brick home is full of character, warmth, and all the cozy vibes. From the arched front entry and original hardwood floors to the fireplace and built-ins, this home just feels inviting the minute you walk in. Natural light pours into the living room through the oversized picture window, making it the perfect place to relax or entertain. The dining room flows right into the kitchen with granite countertops and stainless appliances, and just beyond that is a bright sunroom that opens to a brand-new back deck — perfect for morning coffee or relaxing outside. The main floor has two bedrooms and a full bath, while upstairs feels like its own private retreat with a spacious bedroom and an updated bathroom. You'll also love the fenced backyard, detached garage, and unfinished basement with tons of storage and future potential. All of this just minutes from the shops, restaurants, and parks that make St. Matthews one of Louisville's favorite neighborhoods.

5 days

1,563

117

Tour with a local agent

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Bedroom

Level: First

Bedroom

Level: First

Bedroom

Level: Second

Dining room

Level: First

Kitchen

Level: First

Living room

Level: First

Heating

Forced Air, Natural Gas

Cooling

Central Air

Features

Basement: Unfinished
Number of fireplaces: 1

Interior area

Total structure area: 1,571
Total interior livable area: 2,609 sqft
Finished area above ground: 1,571
Finished area below ground: 1,038

Property

Parking

Total spaces: 1
Parking features: Detached
Garage spaces: 1

Features

Stories: 2
Patio & porch: Deck, Porch
Fencing: Full

Lot

Size: 7,405.2 Square Feet
Features: Level

Details

Parcel number: 21025500520051

Construction

Type & style

Home type: SingleFamily
Architectural style: Cape Cod
Property subtype: Single Family Residence

Materials

Brick Veneer
Foundation: Concrete Perimeter
Roof: Shingle

Condition

Year built: 1941

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected

Community & HOA

Community

Subdivision: St Matthews

HOA

Has HOA: No

Location

Region: Saint Matthews

Financial & listing details

Price per square foot: $148/sqft
Tax assessed value: $360,000
Annual tax amount: $4,014
Date on market: 5/8/2026
Electric utility on property: Yes

Estimated market value

$387,000

$368,000 - $406,000

$2,087/mo

Price history

Date	Event	Price
5/8/2026	Listed for sale	$385,000+2.7%$148/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1716789 Report a problem
7/25/2025	Listing removed	$375,000$144/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1684630 Report a problem
6/27/2025	Price change	$375,000-2.6%$144/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1684630 Report a problem
5/6/2025	Price change	$385,000-3.8%$148/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1684630 Report a problem
4/17/2025	Listed for sale	$400,000-4.8%$153/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1684630 Report a problem
9/20/2024	Listing removed	$420,000-3.4%$161/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1667950 Report a problem
8/13/2024	Listed for sale	$435,000+20.8%$167/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1667950 Report a problem
1/27/2022	Sold	$360,000+4.3%$138/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1602288 Report a problem
12/16/2021	Pending sale	$345,000$132/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1602288 Report a problem
12/8/2021	Listed for sale	$345,000+15%$132/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1602288 Report a problem
8/20/2019	Sold	$299,9000%$115/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1536790 Report a problem
7/19/2019	Price change	$300,000-3.2%$115/sqft
Source: Gariepy Group #1536790 Report a problem
7/15/2019	Price change	$310,000-1.6%$119/sqft
Source: Gariepy Group #1536790 Report a problem
7/9/2019	Price change	$315,000-1.6%$121/sqft
Source: Gariepy Group #1536790 Report a problem
7/6/2019	Listed for sale	$320,000+13.9%$123/sqft
Source: Gariepy Group #1536790 Report a problem
8/4/2016	Sold	$281,000+22.2%$108/sqft
Source: Public Record Report a problem
7/1/2012	Listing removed	$230,000$88/sqft
Source: RE/MAX Associates #1335372 Report a problem
6/26/2012	Listed for sale	$230,000+6.7%$88/sqft
Source: RE/MAX Associates #1335372 Report a problem
7/23/2007	Sold	$215,500$83/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$4,014 -2.9%	$360,000
2023	$4,133 +19.6%	$360,000 +20%
2022	$3,455 -7.5%	$299,900
2021	$3,733 +7.6%	$299,900
2020	$3,470	$299,900 +6.7%
2019	$3,470 +10.2%	$281,000
2018	$3,149	$281,000
2017	$3,149 +25.8%	$281,000 +22.2%
2013	$2,503 +16.2%	$230,000 +6.7%
2011	$2,155	$215,500
2010	$2,155	$215,500
2009	$2,155	$215,500 +22.3%
2007	--	$176,150 +7.7%
2006	--	$163,500
2005	--	$163,500
2004	--	$163,500

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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