Lakefront Living with Income Potential ! Discover the perfect blend of peaceful lake life and profitable potential at this fully furnished, turn-key home on beautiful Watts Bar Lake. Nestled in the Red Cloud Subdivision, this spacious 3-bedroom, 2-bath home sits on a mostly level lot with easy lake access, a dock, and stunning water views from nearly every angle. Step into the inviting main level where you'll find: An open-concept living/dining area with abundant natural light Sliding doors that lead to a massive covered deck, perfect for enjoying quiet mornings or entertaining lakeside A bright and functional kitchen with stainless appliances and rustic charm Two guest bedrooms and a full bath, offering comfortable accommodations for family or guests The fully finished basement doubles as a second living space or income suite, featuring: A spacious bedroom and large full bathroom A cozy den with wood-burning stove and entertainment area A bar-style kitchenette with full-size appliances and custom wood slab counter A game area with room for ping pong or foosball Laundry room, utility space, and walkout access to the backyard and lake Outside, the covered back deck spans the entire length of the home and overlooks the gently sloping lawn down to the dock—ideal for playing, relaxing, or launching your next boat ride. Whether hosting gatherings, relaxing with a book, or listing it as a high-performing Airbnb/VRBO, this property is ready to meet all your goals. ✅ Newer HVAC system ✅ Fully furnished option available ✅ Lakefront views from both levels ✅ Low-maintenance vinyl siding and metal roof Located just a short drive from local marinas and dining, and with no HOA restrictions, this is the ultimate escape for weekenders, retirees, or savvy investors. Live the lake life or let it pay for itself—either way, you win!
For sale
$519,000
1099 Red Cloud Rd, Ten Mile, TN 37880
3beds
2,146sqft
Est.:
Single Family Residence
Built in 1972
0.3 Acres Lot
$-- Zestimate®
$242/sqft
$-- HOA
What's special
Lakefront livingFully finished basementEntertainment areaGently sloping lawnMetal roofRustic charmBright and functional kitchen
- 29 days
- on Zillow |
- 1,921 |
- 137 |
Zillow last checked: 7 hours ago
Listing updated: July 08, 2025 at 09:20am
Listed by:
Ozzie Webb 423-462-1027,
East Tennessee Properties, LLC 423-453-5722
Source: Greater Chattanooga Realtors,MLS#: 1516262
Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Washer, Microwave, Electric Water Heater, Electric Oven, Electric Cooktop, Dryer, Dishwasher
- Laundry: Laundry Room
Features
- Bar, Eat-in Kitchen, High Speed Internet
- Flooring: Laminate
- Basement: Finished,Full
- Has fireplace: Yes
- Fireplace features: Wood Burning Stove
Interior area
- Total structure area: 2,146
- Total interior livable area: 2,146 sqft
- Finished area above ground: 925
- Finished area below ground: 1,221
Property
Parking
- Total spaces: 2
- Parking features: Asphalt
- Carport spaces: 2
Features
- Levels: Two
- Patio & porch: Front Porch, Porch - Covered, Rear Porch, Side Porch
- Exterior features: Fire Pit
- Pool features: None
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Lake, Water
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Lake, Lake Front
Lot
- Size: 0.3 Acres
- Dimensions: 148 x 65MIRR
- Features: Cleared, Level
Details
- Additional structures: None
- Parcel number: 006c A 024.00
- Special conditions: Standard
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Block, Vinyl Siding
- Foundation: Block
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1972
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Water Connected
Community & HOA
Community
- Features: None
- Subdivision: Red Cloud Shores # 2
HOA
- Has HOA: No
Location
- Region: Ten Mile
Financial & listing details
- Price per square foot: $242/sqft
- Tax assessed value: $311,200
- Annual tax amount: $1,313
- Date on market: 7/8/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
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