Waterfront at this price doesn’t come around often. Located on beautiful Intermediate Lake, this property offers private frontage, a dock, and a rare opportunity to create your Northern Michigan lakefront retreat. The main home features 3 bedrooms, 2 bathrooms, an attached garage, and a functional layout with views and access to the water. The property also includes a charming historic guest cabin, adding character, flexibility, and extra space for guests, hobbies, or lakeside overflow. Located close to Antrim County park. This is the kind of property buyers look for but rarely find: private waterfront, usable space, garage parking, guest cabin with positive STR history, and a desirable location near Central Lake, Bellaire, Torch Lake, Elk Rapids, Traverse City, and Petoskey. The home is ready for its next chapter and offers excellent potential for someone willing to bring vision and updates. Whether you are looking for a seasonal getaway, family lake retreat, or long-term investment in Northern Michigan waterfront, this one deserves a closer look. Property is being sold as-is. Seller is power of attorney for homeowner. Buyer and buyer’s agent to verify all information, including measurements, zoning, use, waterfront, dock, guest cabin use, short-term rental potential, and any municipal/township requirements.
Accepting backups
$400,000
110 S Intermediate Lake Rd, Central Lake, MI 49622
3beds
1,359sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1963
0.69 Acres Lot
$393,500 Zestimate®
$294/sqft
$-- HOA
What's special
Garage parkingPrivate frontagePrivate waterfrontAttached garageCharming historic guest cabin
- 12 days |
- 160 |
- 32 |
Zillow last checked:
Listing updated:
Listed by:
James Hunter 231-778-0990,
Bayside Real Estate 231-778-0990
Source: NGLRMLS,MLS#: 1945166
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Rooms
- Room types: Great Room
Primary bedroom
- Level: Upper
- Area: 252
- Dimensions: 18 x 14
Bedroom 2
- Level: Upper
- Area: 110
- Dimensions: 10 x 11
Bedroom 3
- Level: Upper
- Area: 100
- Dimensions: 10 x 10
Primary bathroom
- Features: Shared
Kitchen
- Level: Upper
- Area: 110
- Dimensions: 10 x 11
Living room
- Level: Lower
- Area: 110
- Dimensions: 10 x 11
Heating
- Baseboard, Wood, Fireplace(s)
Cooling
- Electric
Appliances
- Included: Refrigerator, Oven/Range, Microwave, Washer, Dryer, Water Filtration System, Freezer, Propane Water Heater
- Laundry: Lower Level
Features
- Walk-In Closet(s), Pantry, Kitchen Island, Drywall, Paneling, Ceiling Fan(s), Cable TV, DSL, WiFi
- Flooring: Carpet, Concrete
- Windows: Bay Window(s), Blinds
- Basement: Walk-Out Access,Partial,Daylight,Exterior Entry,Egress Windows,Interior Entry
- Has fireplace: Yes
- Fireplace features: Stove
Interior area
- Total structure area: 1,359
- Total interior livable area: 1,359 sqft
- Finished area above ground: 997
- Finished area below ground: 362
Property
Parking
- Total spaces: 2
- Parking features: Drive Under/Built-In, Asphalt
- Garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio, Porch
- Exterior features: Dock
- On waterfront: Yes
- Waterfront features: All Sports, Sandy Bottom, Gradual Slope to Water, Lake
- Body of water: Intermediate Lake
- Frontage type: Waterfront
- Frontage length: 200
Lot
- Size: 0.69 Acres
- Dimensions: 78 x 200
- Features: Sloped, Metes and Bounds
Details
- Additional structures: Guest House, Workshop
- Parcel number: 051010200215
- Zoning description: Residential
- Other equipment: Dish TV
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Frame, Vinyl Siding
- Foundation: Slab
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1963
- Major remodel year: 2006
Utilities & green energy
- Sewer: Private Sewer
- Water: Private
Green energy
- Energy efficient items: Not Applicable
- Water conservation: Not Applicable
Community & HOA
Community
- Features: None
- Security: Smoke Detector(s)
- Subdivision: Metes & Bounds
HOA
- Services included: None
Location
- Region: Central Lake
Financial & listing details
- Price per square foot: $294/sqft
- Tax assessed value: $128,175
- Annual tax amount: $2,905
- Price range: $400K - $400K
- Date on market: 5/15/2026
- Cumulative days on market: 18 days
- Listing agreement: Exclusive Agency
- Listing terms: Conventional,Cash
- Ownership type: Private Owner
- Road surface type: Asphalt
Estimated market value
$393,500
$374,000 - $413,000
$2,765/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/15/2026 | Listed for sale | $400,000-42.4%$294/sqft |
Source:  NGLRMLS #1945166 Report a problem | ||
| 11/19/2024 | Listing removed | $695,000$511/sqft |
Source: NGLRMLS #1922507 Report a problem | ||
| 8/26/2024 | Price change | $695,000-4.1%$511/sqft |
Source: NGLRMLS #1922507 Report a problem | ||
| 8/21/2024 | Price change | $725,000-6.5%$533/sqft |
Source: NGLRMLS #1922507 Report a problem | ||
| 8/8/2024 | Price change | $775,000-8.7%$570/sqft |
Source: NGLRMLS #1922507 Report a problem | ||
| 7/30/2024 | Price change | $849,000-5.1%$625/sqft |
Source: NGLRMLS #1922507 Report a problem | ||
| 7/11/2024 | Price change | $895,000-10.1%$659/sqft |
Source: NGLRMLS #1922507 Report a problem | ||
| 5/21/2024 | Listed for sale | $995,000$732/sqft |
Source: NGLRMLS #1922507 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,905 +5.1% | $354,000 +20.8% |
| 2024 | $2,764 +1.1% | $293,100 +19.3% |
| 2023 | $2,732 | $245,700 +7.9% |
| 2022 | -- | $227,800 +2.6% |
| 2021 | -- | $222,000 +3.4% |
| 2020 | -- | $214,700 +18.8% |
| 2017 | $2,402 | $180,800 +3.1% |
| 2016 | -- | $175,400 -3.8% |
| 2015 | -- | $182,400 -3.7% |
| 2014 | -- | $189,500 +1.7% |
| 2013 | -- | $186,300 -7.6% |
| 2011 | -- | $201,600 -7.8% |
| 2010 | -- | $218,600 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 49622
Nearby schools
GreatSchools rating
- 6/10John R Rodger Elementary SchoolGrades: PK-5Distance: 3.7 mi
- 6/10Bellaire Middle/High SchoolGrades: 6-12Distance: 3.7 mi
Schools provided by the listing agent
- Elementary: Central Lake Elementary School
- Middle: Central Lake Public School
- High: Central Lake High School
- District: Central Lake Public Schools
Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Michigan
- Antrim County
- Central Lake
- 49622
- 110 S Intermediate Lake Rd
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