If you’ve been searching for a true “memory-maker” on the lake—but thought a waterfront property under $1M was out of reach—this is your opportunity!
Welcome to 110 Snug Harbor Rd—a charming lakeside cottage tucked away in Seneca, SC. Built in 1996 and thoughtfully designed to maximize every inch, this 3-bedroom, 2-bath home offers just over 1,600 square feet of comfortable, functional living space on a gently sloped 0.57-acre lot with easy access to the water.
From the moment you arrive, you’ll appreciate the inviting setting—lush landscaping, a spacious front yard, and a scenic driveway leading you toward the house and the lake. A stone-paved walkway guides you down to the lake, where you’ll find your private covered dock with a boat lift, electrical access, a fire pit area, and your own beach—perfect for long summer days and quiet evenings by the water.
Inside, this home offers a warm and practical layout. The main level features a bedroom and full bath, along with a convenient side entry door through the utility room—complete with a washer, dryer, and utility sink—ideal for quick transitions in and out from the lake. Upstairs, you’ll find two additional bedrooms and another full bath.
The living room provides a comfortable gathering space with natural light, flowing into the dining area and kitchen. The kitchen offers ample cabinetry, durable countertops, and direct access to the porch—making indoor-outdoor living easy. Hardwood floors, along with carpet and vinyl, run throughout the home, while abundant windows bring in natural light from every angle.
Step outside through the French doors to a shaded back porch where you can relax, set up your outdoor dining furniture, or unwind in rocking chairs while taking in the view. There is also a covered porch swing where you can sit back, relax, and enjoy the lake—appreciating your investment in such a dream property. The walkout basement provides access inside the home through a set of inside stairs and offers excellent storage space for lake toys, additional refrigerators / freezers, or could easily serve as a workshop or bonus space. There’s even a covered grilling area that allows you to grill out, rain or shine, and enter the home directly through the basement door.
Located in a quiet cove just 15 minutes from Clemson University, this property offers not only a personal retreat but also a strong investment opportunity. Short-term rentals are allowed, and with no HOA or transfer fees, you have the flexibility to enjoy the home yourself or offset expenses (including your mortgage) with rental income throughout the year.
Whether you’re looking for a weekend escape, a full-time lake lifestyle, or an income-producing property—this one checks all the boxes. Don’t miss your chance to own this waterfront property—schedule your showing today!
Under contract
$529,900
110 Snug Harbor Rd, Seneca, SC 29678
3beds
1,618sqft
Est.:
Single Family Residence
Built in 1996
0.57 Acres Lot
$521,600 Zestimate®
$328/sqft
$-- HOA
What's special
- 28 days |
- 2,176 |
- 166 |
Zillow last checked:
Listing updated:
Listed by:
Josh Thomas 864-710-9998,
Keller Williams DRIVE
Source: WUMLS,MLS#: 20300471
Originating MLS: Western Upstate Association of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Dining Room, Laundry, Media Room, Office, Other, Recreation, Workshop
Primary bedroom
- Level: Upper
- Dimensions: 13x13
Bedroom 2
- Level: Main
- Dimensions: 13x11
Bedroom 3
- Level: Main
- Dimensions: 15x10
Dining room
- Level: Main
- Dimensions: 10x10
Kitchen
- Level: Main
- Dimensions: 10x14
Laundry
- Level: Main
- Dimensions: 5x10
Living room
- Level: Main
- Dimensions: 18x14
Heating
- Electric, Other, See Remarks, Zoned
Cooling
- Other, See Remarks, Zoned
Appliances
- Included: Dryer, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer, PlumbedForIce Maker
- Laundry: Washer Hookup, Electric Dryer Hookup
Features
- Entrance Foyer, High Ceilings, Laminate Countertop, Bath in Primary Bedroom, Skylights, Tub Shower, Upper Level Primary, Walk-In Closet(s), Window Treatments, Workshop
- Flooring: Carpet, Hardwood, Vinyl
- Windows: Blinds, Insulated Windows, Vinyl
- Basement: Crawl Space
Interior area
- Total structure area: 1,618
- Total interior livable area: 1,618 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Driveway, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Deck, Gas Grill
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Dock/Slip, Water Access, Waterfront
- Body of water: Hartwell
- Frontage length: 100+
Lot
- Size: 0.57 Acres
- Features: Gentle Sloping, Outside City Limits, Subdivision, Sloped, Trees, Views, Waterfront
Details
- Parcel number: 2920201005
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage,Craftsman,Traditional
- Property subtype: Single Family Residence
Materials
- Stucco, Vinyl Siding
- Foundation: Crawlspace, Basement
- Roof: Architectural,Shingle
Condition
- Year built: 1996
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Available, Septic Available, Underground Utilities
Community & HOA
Community
- Features: Short Term Rental Allowed
- Security: Smoke Detector(s)
- Subdivision: Snug Harbor
HOA
- Has HOA: No
- Services included: None
Location
- Region: Seneca
Financial & listing details
- Price per square foot: $328/sqft
- Tax assessed value: $237,970
- Annual tax amount: $2,224
- Date on market: 4/25/2026
- Cumulative days on market: 27 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: USDA Loan
Estimated market value
$521,600
$496,000 - $548,000
$1,918/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/30/2026 | Contingent | $529,900$328/sqft |
Source: | ||
| 4/25/2026 | Listed for sale | $529,900+77.2%$328/sqft |
Source: | ||
| 12/15/2015 | Listing removed | $299,000$185/sqft |
Source: CLARDY REAL ESTATE INC #20161072 Report a problem | ||
| 1/13/2015 | Price change | $299,000-7.7%$185/sqft |
Source: Clardy Real Estate, Inc #20161072 Report a problem | ||
| 3/29/2014 | Listed for sale | $324,000-0.3%$200/sqft |
Source: Keller Williams Western Upstate #20152263 Report a problem | ||
| 10/14/2013 | Listing removed | $324,900$201/sqft |
Source: Keller Williams Western Upstate #20140787 Report a problem | ||
| 3/19/2013 | Price change | $324,900+0.3%$201/sqft |
Source: Keller Williams Western Upstate #20140787 Report a problem | ||
| 3/17/2013 | Listed for sale | $324,000$200/sqft |
Source: Keller Williams Western Upstate #20140787 Report a problem | ||
| 10/2/2012 | Listing removed | $324,000$200/sqft |
Source: Keller Williams Western Upstate #20125251 Report a problem | ||
| 9/26/2011 | Listed for sale | $324,000$200/sqft |
Source: Keller Williams Western Upstate #20125251 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,069 | $14,280 |
| 2024 | $3,069 | $14,280 |
| 2023 | $3,069 | $14,280 |
| 2022 | -- | -- |
| 2021 | -- | -- |
| 2020 | -- | $216,630 |
| 2019 | -- | $216,630 |
| 2018 | -- | -- |
| 2017 | -- | -- |
| 2016 | -- | -- |
| 2015 | -- | -- |
| 2014 | -- | $11,303 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2008 | -- | $6,780 |
| 2007 | -- | $6,780 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 29678
Nearby schools
GreatSchools rating
- 7/10Blue Ridge Elementary SchoolGrades: PK-5Distance: 4.4 mi
- 6/10Seneca Middle SchoolGrades: 6-8Distance: 4.3 mi
- 6/10Seneca High SchoolGrades: 9-12Distance: 5.5 mi
Schools provided by the listing agent
- Elementary: Blue Ridge Elementary
- Middle: Seneca Middle
- High: Seneca High
Source: WUMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- South Carolina
- Oconee County
- Seneca
- 29678
- 110 Snug Harbor Rd





