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For sale
  • Price cut: $9.1K (4/29)
    $189,900

    525 Charles St, Central City, KY 42330

    4beds
    1,701sqft
    : Get pre-qualified
    Single Family Residence
    Built in 1969
    0.41 Acres Lot
    $186,200 Zestimate®
    $112/sqft
    $-- HOA

    What's special

    Beautiful 4 bedroom, 2 bath split level home located on a quiet street in Central City. Offering approximately 1,700 square feet, this home stands out with its space, layout, and extensive updates that bring both comfort and peace of mind. Step inside to a fresh, inviting feel with updated flooring throughout the main level, creating a clean and comfortable space for everyday living. The layout flows easily between the living room and kitchen, making it functional for both daily routines and entertaining. Upstairs you will find three bedrooms along with a nicely updated bathroom featuring a newer bathtub, vanity, and flooring. The lower level offers a spacious primary bedroom, a second full bath, and an unfinished basement area that provides excellent storage or the opportunity to expand your living space even further. Major improvements have already been taken care of, including roof and water heater replaced in 2020, HVAC replaced in 2018, appliances 2021 and plumbing recently updated from cast iron to PVC, a valuable upgrade not often found in homes of this price range. Situated on approximately 0.42 acres, the property offers a generous yard, space to enjoy the outdoors, and an additional outbuilding for storage or lawn equipment. Located near the elementary school and tucked into a quiet neighborhood setting, this home offers both convenience and a sense of community. Homes offering this combination of space, updates, and location are hard to find, schedule your showing early.
    35 days
    |
    611
    |
    29
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Stephanie Wright 270-499-0099,

    GREATER OWENSBORO REALTY COMPA

    Source: RASK,MLS#: RA20262431MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Main
      Bedroom 2
      • Level: Upper
      Bedroom 3
      • Level: Upper
      Bedroom 4
      • Level: Upper
      Primary bathroom
      • Level: Main
      Bathroom
      • Features: Tub/Shower Combo
      Kitchen
      • Features: Eat-in Kitchen
      Basement
      • Area: 500
      Heating
      • Forced Air, Electric
      Cooling
      • Central Electric
      Appliances
      • Included: Dryer, Washer, Electric Water Heater
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Kitchen/Dining Combo
      • Flooring: Laminate
      • Basement: Unfinished
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 1,701
      • Total interior livable area: 1,701 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached Carport
      • Carport spaces: 1
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Multi/Split
      • Exterior features: Concrete Walks
      • Fencing: None
      Lot
      • Size: 0.41 Acres
      • Features: Subdivided
      Details
      • Parcel number: 1410103024.000/28471

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 1969

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Other
      Location
      • Region: Central City

      Financial & listing details

      • Price per square foot: $112/sqft
      • Tax assessed value: $124,500
      • Annual tax amount: $1,168
      • Price range: $189.9K - $189.9K
      • Date on market: 4/29/2026
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        Estimated market value

        $186,200

        $177,000 - $196,000

        $1,547/mo

        Price history

        DateEventPrice
        5/25/2026Pending sale$189,900$112/sqft
        Source: Greater Owensboro Realtor Association #94700 Report a problem
        4/29/2026Price change$189,900-4.6%$112/sqft
        Source: Greater Owensboro Realtor Association #94700 Report a problem
        4/13/2026Price change$199,000-4.8%$117/sqft
        Source: Greater Owensboro Realtor Association #94546 Report a problem
        4/10/2026Listed for sale$209,000-0.4%$123/sqft
        Source: RASK #RA20261960 Report a problem
        4/9/2026Listing removed--
        Source: Owner Report a problem
        3/31/2026Listed for sale$209,900+68.6%$123/sqft
        Source: Owner Report a problem
        4/16/2021Sold$124,500-3.5%$73/sqft
        Source: Agent Provided Report a problem
        3/8/2021Pending sale$129,000$76/sqft
        Source: Eaves Realty Auc-KW 1st Choice #20210720 Report a problem
        2/26/2021Listed for sale$129,000+61.3%$76/sqft
        Source: Eaves Realty Auc-KW 1st Choice #20210720 Report a problem
        4/2/2008Sold$80,000$47/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,168 -1.4%$124,500
        2023$1,184 -0.9%$124,500
        2022$1,195 -0.5%$124,500 +1.6%
        2021$1,202 +52.7%$122,500 +53.1%
        2020$787 -0.7%$80,000
        2019$792 +1.8%$80,000
        2018$778 +4.1%$80,000
        2017$747 +2.7%$80,000
        2016$728 +6.4%$80,000
        2012$684 +0.7%$80,000
        2011$679 -20.9%$80,000
        2010$859 $80,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 42330

          Getting around

          8 / 100
          Car-Dependent
          23 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Central City
          • Middle: Muhlenberg County
          • High: Muhlenberg County

          Source: RASK. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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