Beautiful 4 bedroom, 2 bath split level home located on a quiet street in Central City. Offering approximately 1,700 square feet, this home stands out with its space, layout, and extensive updates that bring both comfort and peace of mind. Step inside to a fresh, inviting feel with updated flooring throughout the main level, creating a clean and comfortable space for everyday living. The layout flows easily between the living room and kitchen, making it functional for both daily routines and entertaining. Upstairs you will find three bedrooms along with a nicely updated bathroom featuring a newer bathtub, vanity, and flooring. The lower level offers a spacious primary bedroom, a second full bath, and an unfinished basement area that provides excellent storage or the opportunity to expand your living space even further. Major improvements have already been taken care of, including roof and water heater replaced in 2020, HVAC replaced in 2018, appliances 2021 and plumbing recently updated from cast iron to PVC, a valuable upgrade not often found in homes of this price range. Situated on approximately 0.42 acres, the property offers a generous yard, space to enjoy the outdoors, and an additional outbuilding for storage or lawn equipment. Located near the elementary school and tucked into a quiet neighborhood setting, this home offers both convenience and a sense of community. Homes offering this combination of space, updates, and location are hard to find, schedule your showing early.
For sale
Price cut: $9.1K (4/29)
$189,900
525 Charles St, Central City, KY 42330
4beds
1,701sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1969
0.41 Acres Lot
$186,200 Zestimate®
$112/sqft
$-- HOA
What's special
- 35 days |
- 611 |
- 29 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Stephanie Wright 270-499-0099,
GREATER OWENSBORO REALTY COMPA
Source: RASK,MLS#: RA20262431
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bedroom 4
- Level: Upper
Primary bathroom
- Level: Main
Bathroom
- Features: Tub/Shower Combo
Kitchen
- Features: Eat-in Kitchen
Basement
- Area: 500
Heating
- Forced Air, Electric
Cooling
- Central Electric
Appliances
- Included: Dryer, Washer, Electric Water Heater
- Laundry: Laundry Room
Features
- Ceiling Fan(s), Kitchen/Dining Combo
- Flooring: Laminate
- Basement: Unfinished
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,701
- Total interior livable area: 1,701 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached Carport
- Carport spaces: 1
Accessibility
- Accessibility features: None
Features
- Levels: Multi/Split
- Exterior features: Concrete Walks
- Fencing: None
Lot
- Size: 0.41 Acres
- Features: Subdivided
Details
- Parcel number: 1410103024.000/28471
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Year built: 1969
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Other
Location
- Region: Central City
Financial & listing details
- Price per square foot: $112/sqft
- Tax assessed value: $124,500
- Annual tax amount: $1,168
- Price range: $189.9K - $189.9K
- Date on market: 4/29/2026
Estimated market value
$186,200
$177,000 - $196,000
$1,547/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/25/2026 | Pending sale | $189,900$112/sqft |
Source: | ||
| 4/29/2026 | Price change | $189,900-4.6%$112/sqft |
Source: | ||
| 4/13/2026 | Price change | $199,000-4.8%$117/sqft |
Source: | ||
| 4/10/2026 | Listed for sale | $209,000-0.4%$123/sqft |
Source: | ||
| 4/9/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 3/31/2026 | Listed for sale | $209,900+68.6%$123/sqft |
Source: Owner Report a problem | ||
| 4/16/2021 | Sold | $124,500-3.5%$73/sqft |
Source: Agent Provided Report a problem | ||
| 3/8/2021 | Pending sale | $129,000$76/sqft |
Source: Eaves Realty Auc-KW 1st Choice #20210720 Report a problem | ||
| 2/26/2021 | Listed for sale | $129,000+61.3%$76/sqft |
Source: Eaves Realty Auc-KW 1st Choice #20210720 Report a problem | ||
| 4/2/2008 | Sold | $80,000$47/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,168 -1.4% | $124,500 |
| 2023 | $1,184 -0.9% | $124,500 |
| 2022 | $1,195 -0.5% | $124,500 +1.6% |
| 2021 | $1,202 +52.7% | $122,500 +53.1% |
| 2020 | $787 -0.7% | $80,000 |
| 2019 | $792 +1.8% | $80,000 |
| 2018 | $778 +4.1% | $80,000 |
| 2017 | $747 +2.7% | $80,000 |
| 2016 | $728 +6.4% | $80,000 |
| 2012 | $684 +0.7% | $80,000 |
| 2011 | $679 -20.9% | $80,000 |
| 2010 | $859 | $80,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 42330
Nearby schools
GreatSchools rating
- 5/10Central City Elementary SchoolGrades: PK-5Distance: 0.7 mi
- 5/10Muhlenberg North Middle SchoolGrades: 6-8Distance: 7.8 mi
- 5/10Muhlenberg County High SchoolGrades: 9-12Distance: 9.2 mi
Schools provided by the listing agent
- Elementary: Central City
- Middle: Muhlenberg County
- High: Muhlenberg County
Source: RASK. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Muhlenberg County
- Central City
- 42330
- 525 Charles St








