For sale

Price cut: $16.9K (7/12)

$271,000

1126 Rachael St, Waterloo, IA 50701

3beds

2,169sqft

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Single Family Residence

Built in 1960

0.39 Acres Lot

$263,800 Zestimate^®

$125/sqft

$-- HOA

What's special

Two fireplacesLarge family roomAmple backyard

Happy living starts here, Fresh Paint and 80s carpet removed to expose the beautiful hardwood floors Come enjoy this well lived in quality home, that with just a few updates can be a buyers dream. 3 bedroom and 3 baths with large family room, two fireplaces and 4th non conforming bedroom in the finished lower level, this home is the perfect spot for large group entertaining and much more, the ample backyard and Deck provide a outdoor space to enjoy year around.

84 days

577

15

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3
3/4 bathrooms: 2

Rooms

Room types: Family Room, Primary Bedroom En Suite, Primary Bedroom, Primary Bedroom w/ Closet

Other

Level: Upper

Other

Level: Main

Other

Level: Lower

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Appliances Negotiable, Dishwasher, Washer, Gas Water Heater, Water Softener Owned
Laundry: Lower Level, Washer Hookup

Features

Ceiling-Cove, Solid Surface Counters, Track Lighting
Windows: Skylight(s)
Basement: Block,Floor Drain,Partially Finished
Has fireplace: Yes
Fireplace features: Multiple, Wood Burning

Interior area

Total interior livable area: 2,169 sqft
Finished area below ground: 825

Property

Parking

Total spaces: 2
Parking features: 2 Stall, Attached Garage, Oversized
Has attached garage: Yes
Carport spaces: 2

Features

Patio & porch: Deck

Lot

Size: 0.39 Acres
Dimensions: 94/180

Details

Parcel number: 881304301010
Zoning: R-1
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Roof: Asphalt

Condition

Year built: 1960

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: SHERIDAN HEIGHTS ADDITION

Location

Region: Waterloo

Financial & listing details

Price per square foot: $125/sqft
Tax assessed value: $245,590
Annual tax amount: $4,180
Date on market: 4/23/2026
Cumulative days on market: 85 days
Road surface type: Concrete, Paved

Estimated market value

$263,800

$251,000 - $277,000

$1,992/mo

Price history

Date	Event	Price
7/12/2026	Price change	$271,000-5.9%$125/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261682 Report a problem
6/29/2026	Price change	$287,9000%$133/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261682 Report a problem
5/7/2026	Price change	$288,000-4%$133/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261682 Report a problem
4/23/2026	Listed for sale	$299,992$138/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261682 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,181 +5%	$245,590 +13.4%
2024	$3,981 +3.3%	$216,650
2023	$3,855 +2.8%	$216,650 +17.5%
2022	$3,751 +4.9%	$184,400
2021	$3,574 +1.8%	$184,400 +10.8%
2020	$3,512 +4%	$166,400
2019	$3,377 +1%	$166,400 +4.8%
2018	$3,345 +0%	$158,730
2017	$3,344 -1.8%	$158,730
2016	$3,404	$158,730
2015	$3,404 +5.8%	$158,730 +4.6%
2014	$3,218 -3.9%	$151,750 -4.4%
2012	$3,350 +7%	$158,730
2011	$3,132 +3.3%	$158,730 +5%
2010	$3,032 +2.8%	$151,170
2009	$2,950 +2.2%	$151,170
2008	$2,887 +1.7%	$151,170 +7%
2007	$2,839 -0.5%	$141,280
2006	$2,854 -6.1%	$141,280
2005	$3,040 +5.8%	$141,280 +10.3%
2003	$2,873 +1.7%	$128,090
2002	$2,826 +10.7%	$128,090 +18%
2001	$2,552	$108,550

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 50701

Getting around

37 / 100

Car-Dependent

22 / 100

Minimal Transit

36 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Lou Henry Elementary School
Grades: K-5Distance: 0.6 mi
6/10
Hoover Middle School
Grades: 6-8Distance: 0.6 mi
3/10
West High School
Grades: 9-12Distance: 1.2 mi

Schools provided by the listing agent

Elementary: Lou Henry
Middle: Hoover Intermediate
High: West High - Waterloo

Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.