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For sale
    • $315,000

    1162 Rachael St, Waterloo, IA 50701

    4beds
    1,874sqft
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    Single Family Residence
    Built in 1962
    0.42 Acres Lot
    $306,700 Zestimate®
    $168/sqft
    $-- HOA

    What's special

    Partially finished basementInviting layoutGenerous room sizesExpansive yardMain-level laundryExisting greenhouse
    Welcome home to this spacious 4-bedroom, 1.5-bathroom home that offers the perfect blend of comfort, charm, and functionality. From the moment you step inside, you'll appreciate the inviting layout, generous room sizes, and main-level laundry that make everyday living both convenient and comfortable. The porch/mudroom just off the garage provides the perfect drop zone for coats, shoes, and backpacks, adding even more practicality to the home. The partially finished basement expands your living space with endless possibilities. Whether you're looking for a second family room, rec room, home gym, office, or the perfect place to entertain, this versatile area is ready to fit your needs. Step outside and enjoy the spacious 0.4-acre lot, offering plenty of room to relax, play, and entertain. The existing greenhouse is perfect for gardening enthusiasts, while the expansive yard provides endless opportunities for summer gatherings, outdoor activities, or simply enjoying the extra privacy and open space. Major updates have already been completed, including brand-new siding and windows in 2025 and a new roof in 2021, giving the next owner added value and peace of mind. With its spacious layout, thoughtful updates, and room to make it your own, this home is ready for its next chapter—and yours.
    66 days
    |
    529
    |
    18
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Christine Hutchins 319-464-4341,

    Realty ONE Group Movement

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20262043MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Laundry: 1st Floor
      Features
      • Basement: Concrete
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 1,874 sqft
      • Finished area below ground: 310

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Stall
      • Carport spaces: 2
      Lot
      • Size: 0.42 Acres
      • Dimensions: 201x340
      Details
      • Has additional parcels: Yes
      • Parcel number: 881304301005
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Shingle
      Condition
      • Year built: 1962

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $168/sqft
      • Tax assessed value: $275,500
      • Annual tax amount: $5,014
      • Date on market: 5/13/2026
      • Cumulative days on market: 66 days
      • Road surface type: Concrete

        Estimated market value

        $306,700

        $291,000 - $322,000

        $1,615/mo

        Price history

        DateEventPrice
        6/26/2026Listed for sale$315,000$168/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262043 Report a problem
        5/29/2026Pending sale$315,000$168/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262043 Report a problem
        5/13/2026Listed for sale$315,000+85.3%$168/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262043 Report a problem
        7/1/2021Sold$170,000-5.6%$91/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20212061 Report a problem
        5/20/2021Pending sale$180,000$96/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20212061 Report a problem
        5/16/2021Listed for sale$180,000$96/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20212061 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,792 +8.7%$261,470 +13.1%
        2024$4,411 +6.6%$231,140
        2023$4,139 -1.9%$231,140 +17.1%
        2022$4,219 +11.3%$197,310
        2021$3,789 +1.5%$197,310 +12.2%
        2020$3,735 -1%$175,900 -0.3%
        2019$3,774 +0.9%$176,410
        2018$3,739 +0%$176,410
        2017$3,738 -1.7%$176,410
        2016$3,804 $176,410
        2015$3,804 +5.8%$176,410 +4.6%
        2014$3,596 -3.4%$168,580 -4.4%
        2012$3,723 +6.5%$176,410
        2011$3,496 +3.3%$176,410 +4.5%
        2010$3,385 +2.8%$168,750
        2009$3,293 +2.2%$168,750
        2008$3,223 +1.7%$168,750 +7%
        2007$3,169 -0.5%$157,710
        2006$3,186 -3.7%$157,710
        2005$3,309 +5.8%$157,710 +13.1%
        2003$3,127 +1.7%$139,420
        2002$3,075 +10.7%$139,420 +18%
        2001$2,778 $118,150
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 50701

        Getting around

        43 / 100
        Car-Dependent
        22 / 100
        Minimal Transit
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lou Henry
        • Middle: Hoover Intermediate
        • High: West Central CSD

        Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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