Tucked away on the shores of beautiful Lake Hammer, this charming waterfront home offers the perfect blend of comfort, style, and serene Florida living. From the moment you arrive, you’ll be welcomed by charming curb appeal, mature oak trees, and a covered front porch ideal for morning coffee or evening relaxation. Inside, high ceilings and abundant natural light create an open and airy atmosphere. The spacious living room with dramatic two-story ceilings flows seamlessly into the dining area and beautiful kitchen featuring rich wood cabinetry, granite countertops, stainless steel appliances, modern backsplash, and a breakfast bar perfect for entertaining. Thoughtfully designed living spaces provide both functionality and warmth, making this home ideal for everyday living and hosting guests alike. The oversized primary suite serves as a peaceful retreat with breathtaking lake views through the stunning arched window in a dedicated seating area, while the updated primary bathroom features a beautifully renovated walk-in shower and modern finishes. Step outside to your private backyard oasis overlooking Lake Hammer, where you can relax on your extensive screened-in porch or the open deck. You will experience endless enjoyment from peaceful water views, entertaining guests, or unwinding while being surrounded by nature. Offering picturesque lakefront living with tasteful updates and inviting indoor-outdoor spaces, this exceptional home is conveniently located near shopping, dining, parks, and major roadways. Book your showing today!
For sale
$370,000
1175 Saddleback Ridge Rd, Apopka, FL 32703
3beds
1,599sqft
Est.:
Single Family Residence
Built in 1986
5,199 Square Feet Lot
$-- Zestimate®
$231/sqft
$21/mo HOA
What's special
Granite countertopsAbundant natural lightHigh ceilingsMature oak treesOpen deckExtensive screened-in porchCharming waterfront home
- 8 days |
- 642 |
- 70 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listing Provided by:
Wendy Moore 678-575-5596,
ERA GRIZZARD REAL ESTATE 352-394-5900
Source: Stellar MLS,MLS#: G5111976
Originating MLS: Lake and Sumter

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 311.24 Square Feet
- Dimensions: 12.4x25.1
Bedroom 2
- Features: Built-in Closet
- Level: Second
- Area: 123.19 Square Feet
- Dimensions: 9.7x12.7
Bedroom 3
- Features: Built-in Closet
- Level: Second
- Area: 116.15 Square Feet
- Dimensions: 10.1x11.5
Primary bathroom
- Level: Second
- Area: 48.51 Square Feet
- Dimensions: 6.3x7.7
Bathroom 1
- Level: First
- Area: 26.06 Square Feet
- Dimensions: 5.11x5.1
Bathroom 2
- Level: Second
- Area: 44.1 Square Feet
- Dimensions: 6.3x7
Dining room
- Level: First
- Area: 141.57 Square Feet
- Dimensions: 11.7x12.1
Kitchen
- Level: First
- Area: 168.51 Square Feet
- Dimensions: 13.7x12.3
Laundry
- Level: First
- Area: 779 Square Feet
- Dimensions: 95x8.2
Living room
- Level: First
- Area: 266.56 Square Feet
- Dimensions: 13.6x19.6
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, L Dining, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Luxury Vinyl
- Doors: Sliding Doors
- Windows: Blinds, Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 2,208
- Total interior livable area: 1,599 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Exterior features: Lighting, Private Mailbox, Sidewalk
- Fencing: Wood
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Size: 5,199 Square Feet
- Features: Landscaped, Sidewalk
Details
- Parcel number: 232128796400190
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Block, Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Public, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Features: Sidewalks
- Security: Security System
- Pet fee: $0 monthly
- Subdivision: SHEELER OAKS PH 02A
HOA
- Has HOA: Yes
- HOA fee: $21 monthly
- HOA name: Specialty Management Co. of Central FL
- HOA phone: 407-647-2622
Location
- Region: Apopka
Financial & listing details
- Price per square foot: $231/sqft
- Tax assessed value: $298,333
- Annual tax amount: $979
- Date on market: 5/7/2026
- Cumulative days on market: 6 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/7/2026 | Listed for sale | $370,000+325.3%$231/sqft |
Source: | ||
| 9/1/1994 | Sold | $87,000$54/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $941 +8.7% | $99,745 +3% |
| 2023 | $866 +8.6% | $96,840 +3% |
| 2022 | $797 +3.3% | $94,019 +3% |
| 2021 | $772 +1.2% | $91,281 +1.4% |
| 2020 | $763 +3.5% | $90,021 +2.3% |
| 2019 | $737 +2.1% | $87,997 +1.9% |
| 2018 | $722 | $86,356 -36.3% |
| 2017 | $722 +3.8% | $135,598 +15% |
| 2016 | $695 +1.5% | $117,935 +4.6% |
| 2015 | $685 -0.2% | $112,751 +24.3% |
| 2014 | $686 +3.2% | $90,707 +12.8% |
| 2013 | $665 +1.3% | $80,405 +1.1% |
| 2012 | $657 -13.9% | $79,494 -7% |
| 2011 | $763 -8.4% | $85,477 -6.8% |
| 2010 | $833 | $91,680 -31.4% |
| 2009 | -- | $133,599 -19.3% |
| 2008 | $850 -15.1% | $165,504 -12.7% |
| 2007 | $1,001 -5.1% | $189,556 +8.1% |
| 2006 | $1,055 +1% | $175,396 +36.7% |
| 2005 | $1,044 +5.8% | $128,324 +20.7% |
| 2004 | $987 +0.9% | $106,333 +8.8% |
| 2003 | $978 -4.3% | $97,696 +3.3% |
| 2002 | $1,023 -0.8% | $94,549 +17.4% |
| 2001 | $1,030 +8.4% | $80,567 +5.2% |
| 2000 | $951 | $76,617 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32703
Nearby schools
GreatSchools rating
- 5/10Lakeville Elementary SchoolGrades: PK-5Distance: 0.6 mi
- 5/10Piedmont Lakes Middle SchoolGrades: 6-8Distance: 1.1 mi
- 3/10Wekiva High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Lakeville Elem
- Middle: Piedmont Lakes Middle
- High: Wekiva High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Orange County
- Apopka
- 32703
- 1175 Saddleback Ridge Rd







