Lake Lure Lakefront...........Rare opportunity to buy a fully furnished, 4 bedroom, 2 1/2 bath, lakefront home on Lake Lure for only $1,000,000. This vintage home is in great condition and is located in a private cove away from the busyness of the main channel. Located just off Picnic Point on Rock Point Road and just 3 minutes to Ingles Grocery. This Gem will not wait, so buy while it's available!
Active
Price cut: $100K (5/26)
$1,000,000
118 Rock Point Rd, Lake Lure, NC 28746
4beds
2,046sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1969
0.23 Acres Lot
$1,058,500 Zestimate®
$489/sqft
$-- HOA
What's special
Fully furnishedLakefront home
- 56 days |
- 927 |
- 27 |
Zillow last checked:
Listing updated:
Listing Provided by:
David Caulder david@caulderrealty.com,
Caulder Realty & Land Co.
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4365667
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Basement
Other
- Level: Basement
Great room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Basement
Recreation room
- Level: Basement
Heating
- Electric, Heat Pump
Cooling
- Ceiling Fan(s), Electric, Heat Pump
Appliances
- Included: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer
- Laundry: In Basement, Utility Room
Features
- Flooring: Wood
- Basement: Daylight,Exterior Entry,Finished,French Drain,Interior Entry
- Fireplace features: Great Room, Wood Burning
Interior area
- Total structure area: 1,044
- Total interior livable area: 2,046 sqft
- Finished area above ground: 1,044
- Finished area below ground: 1,002
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Front Porch, Patio
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach - Public, Paddlesport Launch Site - Community, Waterfront
- Body of water: Lake Lure
Lot
- Size: 0.23 Acres
- Features: Paved, Private, Sloped, Views, Wooded
Details
- Additional structures: Boat House
- Parcel number: 226703
- Zoning: L-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Log
- Foundation: Slab
- Roof: Composition,Metal
Condition
- New construction: No
- Year built: 1969
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Subdivision: None
Location
- Region: Lake Lure
Financial & listing details
- Price per square foot: $489/sqft
- Tax assessed value: $824,700
- Date on market: 4/3/2026
- Cumulative days on market: 56 days
- Listing terms: Cash,Conventional,Exchange
- Road surface type: Gravel, Paved
Estimated market value
$1,058,500
$1.01M - $1.11M
$2,804/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/26/2026 | Price change | $1,000,000-9.1%$489/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4365667 Report a problem | ||
| 4/3/2026 | Listed for sale | $1,100,000$538/sqft |
Source: Canopy MLS as distributed by MLS GRID #4365667 Report a problem | ||
| 10/1/2025 | Listing removed | $1,100,000$538/sqft |
Source: Canopy MLS as distributed by MLS GRID #4246050 Report a problem | ||
| 6/17/2025 | Price change | $1,100,000-8.3%$538/sqft |
Source: Canopy MLS as distributed by MLS GRID #4246050 Report a problem | ||
| 4/11/2025 | Listed for sale | $1,200,000+20.6%$587/sqft |
Source: Canopy MLS as distributed by MLS GRID #4246050 Report a problem | ||
| 5/25/2023 | Sold | $995,000$486/sqft |
Source: Canopy MLS as distributed by MLS GRID #4021697 Report a problem | ||
| 4/21/2023 | Pending sale | $995,000$486/sqft |
Source: Canopy MLS as distributed by MLS GRID #CAR4021697 Report a problem | ||
| 4/20/2023 | Listed for sale | $995,000$486/sqft |
Source: Canopy MLS as distributed by MLS GRID #CAR4021697 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $824,700 |
| 2024 | $6,701 +15% | $824,700 +14.9% |
| 2023 | $5,829 +28.8% | $717,700 +80.9% |
| 2022 | $4,525 -0.1% | $396,800 |
| 2021 | $4,531 +10.9% | $396,800 |
| 2020 | $4,087 +6.5% | $396,800 |
| 2019 | $3,836 -11.8% | $396,800 -18.8% |
| 2018 | $4,349 | $488,400 |
| 2016 | $4,349 | $488,400 |
| 2013 | $4,349 | $488,400 |
| 2012 | -- | $488,400 |
| 2011 | -- | $488,400 -26.4% |
| 2010 | -- | $663,400 |
| 2009 | -- | $663,400 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28746
Nearby schools
GreatSchools rating
- 4/10Pinnacle Elementary SchoolGrades: PK-5Distance: 10.7 mi
- 4/10R-S Middle SchoolGrades: 6-8Distance: 12.5 mi
- 4/10R-S Central High SchoolGrades: 9-12Distance: 12.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Rutherford County
- Lake Lure
- 28746
- 118 Rock Point Rd
Nearby cities
Nearby zip codes
Other Lake Lure Topics
