ONLY seven homes from the Delaware BAY, this charming 4-bedroom, 1.5-bath COTTAGE offers the perfect blend of CHARACTER and opportunity. A welcoming, OVERSIZED front porch sets the tone, leading into a BRIGHT and AIRY living room featuring durable wood-look vinyl flooring that flows seamlessly throughout the home. The living space opens to a dedicated dining area with staircase access to the second floor, creating a comfortable and functional layout for everyday living or entertaining. The fully equipped galley-style kitchen provides ample workspace and includes access to a convenient half bath and a door to the rear porch and stairs to the basement. An inviting FIRST-FLOOR bedroom adds flexibility for guests or single-level living. Upstairs, you’ll find three GENEROUSLY sized bedrooms and a full bath, along with glimpses of the bay—an ideal backdrop for RELAXING coastal living. The property continues to impress outdoors with a detached OVERSIZED deck perfect for gatherings, a SPACIOUS fenced yard, a STORAGE shed, and an outdoor SHOWER—ideal after a day at the beach. A detached two-car garage adds valuable storage and parking. Whether you envision RENOVATING and expanding to capture even more stunning water VIEWS or starting fresh with a custom-built DREAM home, this prime location offers endless POTENTIAL. Enjoy easy access to the Cape May Ferry, NAS Wildwood, and a wide array of dining, shopping, and local attractions. A rare opportunity just steps from the sand and bay! Being sold 'as is'.
For sale
$699,000
118 Town Bank Rd, Cape May, NJ 08204
4beds
1,158sqft
Est.:
Single Family Residence
Built in 1950
8,000 Square Feet Lot
$-- Zestimate®
$604/sqft
$-- HOA
What's special
Glimpses of the bayWelcoming oversized front porchDedicated dining areaInviting first-floor bedroomSpacious fenced yardGenerously sized bedroomsDurable wood-look vinyl flooring
- 14 days |
- 2,515 |
- 86 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Christopher Ferzoco,
KELLER WILLIAMS REALTY JERSEY SHORE - SIC,
Joseph Ferzoco 609-220-3444,
KELLER WILLIAMS REALTY JERSEY SHORE wc
Source: CMCAOR,MLS#: 260891
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- Partial bathrooms: 1
Rooms
- Room types: Dining Room
Heating
- Natural Gas, Baseboard, Radiator
Cooling
- Ceiling Fan(s), Window Unit(s)
Appliances
- Included: Range, Refrigerator, Washer, Dryer, Gas Water Heater
Features
- Flooring: Vinyl
- Basement: Partial,Interior Entry,Masonry Floors/Wall
Interior area
- Total structure area: 1,158
- Total interior livable area: 1,158 sqft
Property
Parking
- Total spaces: 2
- Parking features: 2 Car, Detached
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Outdoor Shower
- Fencing: Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 8,000 Square Feet
- Dimensions: 80 x 100
- Features: Mainland
Details
- Additional structures: Storage
- Parcel number: 0500552000000026
- Zoning: Res
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- New construction: No
- Year built: 1950
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Location
- Region: Cape May
Financial & listing details
- Price per square foot: $604/sqft
- Tax assessed value: $205,700
- Annual tax amount: $4,172
- Date on market: 4/7/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/7/2026 | Listed for sale | $699,000-0.1%$604/sqft |
Source: | ||
| 8/13/2025 | Listing removed | $699,900$604/sqft |
Source: | ||
| 5/19/2025 | Price change | $699,900-6.7%$604/sqft |
Source: | ||
| 3/17/2025 | Listed for sale | $749,900$648/sqft |
Source: | ||
| 3/1/2025 | Listing removed | $749,900$648/sqft |
Source: | ||
| 10/11/2024 | Price change | $749,900-6.3%$648/sqft |
Source: | ||
| 9/11/2024 | Listed for sale | $799,900$691/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,034 | $205,700 |
| 2024 | $4,034 -1.9% | $205,700 |
| 2023 | $4,112 +6.3% | $205,700 |
| 2022 | $3,867 +1.6% | $205,700 |
| 2021 | $3,805 +2.5% | $205,700 |
| 2020 | $3,711 +2.4% | $205,700 |
| 2019 | $3,622 | $205,700 |
| 2018 | $3,622 +1.4% | $205,700 |
| 2017 | $3,571 +3.3% | $205,700 |
| 2016 | $3,456 +3.4% | $205,700 |
| 2015 | $3,343 +6.9% | $205,700 |
| 2014 | $3,128 +4.3% | $205,700 -6.9% |
| 2012 | $3,000 +0.5% | $220,900 |
| 2011 | $2,984 -9.3% | $220,900 |
| 2010 | $3,290 +4.6% | $220,900 -22.4% |
| 2009 | $3,145 +4.1% | $284,600 |
| 2008 | $3,020 +39.1% | $284,600 |
| 2007 | $2,171 | $284,600 +292% |
| 2006 | -- | $72,600 |
| 2005 | -- | $72,600 |
| 2004 | $1,997 | $72,600 |
| 2003 | -- | $72,600 |
| 2002 | -- | $72,600 |
| 2001 | -- | $72,600 |
Find assessor info on the county website
Monthly payment
Est. payment
$4,039/mo
Principal & interest
$3404
Property taxes
$635
More affordability tools
Climate risks
Neighborhood: 08204
Nearby schools
GreatSchools rating
- NADavid C. Douglass Memorial SchoolGrades: PK-KDistance: 1.8 mi
- 4/10Richard M Teitelman SchoolGrades: 7-8Distance: 2.9 mi
- 5/10Lower Cape May Regional High SchoolGrades: 9-12Distance: 2.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- New Jersey
- Cape May County
- Cape May
- 08204
- 118 Town Bank Rd




