For sale

$119,000

306 Franklin St, Elgin, IA 52141

2beds

966sqft

$902/mo

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Single Family Residence

Built in 1930

6,098 Square Feet Lot

$114,500 Zestimate^®

$123/sqft

$-- HOA

What's special

Full of history and function, this solid 2-bedroom former schoolhouse offers convenient one-story living with laundry thoughtfully moved to the main-floor bathroom. A 1-stall attached garage plus a backyard storage shed ensure ample storage. Get pre-approved with your lender, then contact your trusted real estate professional to book your showing.

11 days

308

11

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 2

Bedroom 1

Level: Main
Area: 120 Square Feet
Dimensions: 12 x 10

Bedroom 2

Level: Main
Area: 120 Square Feet
Dimensions: 12 x 10

Kitchen

Level: Main
Area: 132 Square Feet
Dimensions: 12 x 11

Living room

Level: Main
Area: 264 Square Feet
Dimensions: 22 x 12

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Refrigerator, Range, Washer, Dryer
Laundry: Main Level

Features

Windows: Window Treatments
Basement: Full
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 966 sqft
Finished area above ground: 966

Property

Parking

Total spaces: 1
Parking features: Attached
Has attached garage: Yes
Details: Electricity, Remote Garage Door Opener

Features

Levels: One
Stories: 1
Patio & porch: Patio

Lot

Size: 6,098 Square Feet
Dimensions: 6000

Details

Additional structures: Shed(s)
Parcel number: 0814404009
Zoning: Residential

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl
Foundation: Block
Roof: Composition

Condition

New construction: No
Year built: 1930

Utilities & green energy

Sewer: Community Sewer
Water: Community

Community & HOA

Community

Subdivision: LOTS 18 & 19 & W 6' LOT 20 BLK 1 SUTTERS ADD

Location

Region: Elgin

Financial & listing details

Price per square foot: $123/sqft
Tax assessed value: $74,840
Annual tax amount: $791
Date on market: 7/16/2026
Listing terms: Cash,Financing

Estimated market value

$114,500

$109,000 - $120,000

$834/mo

Price history

Date	Event	Price
7/16/2026	Listed for sale	$119,000+406.4%$123/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263317 Report a problem
5/29/1993	Sold	$23,500$24/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$632 -12.2%	$74,840 +15.8%
2024	$720 -32.1%	$64,610
2023	$1,060 +2.1%	$64,610 +6.2%
2022	$1,038 +11.1%	$60,840
2021	$934 +3.1%	$60,840 +17.6%
2020	$906 +6.1%	$51,750
2019	$854 +2.4%	$51,750 +7.3%
2018	$834 +4.3%	$48,250 +3.2%
2017	$800 -2.4%	$46,770
2016	$820	$46,770
2015	$820 +4.6%	--
2014	$784 +26%	--
2013	$622 -8.3%	--
2012	$678 +3.4%	--
2011	$656 +6.8%	--
2010	$614 +3.7%	--
2009	$592 +2.1%	--
2008	$580 +6.2%	--
2007	$546	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 52141

Getting around

32 / 100

Car-Dependent

37 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
North Fayette Valley Middle School
Grades: 5-8Distance: 1.6 mi
6/10
North Fayette Valley High School
Grades: 9-12Distance: 8.6 mi
8/10
Valley Elementary School
Grades: PK-4Distance: 1.6 mi

Schools provided by the listing agent

Elementary: North Fayette Valley
Middle: North Fayette Valley
High: North Fayette Valley

Source: East Central Iowa AOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.