For sale

Price cut: $15.1K (5/14)

$654,900

108 Silver Bluff St, Holly Springs, NC 27540

4beds

2,631sqft

Est.: Get pre-qualified

Single Family Residence, Residential

Built in 2012

6,969 Square Feet Lot

$641,200 Zestimate^®

$249/sqft

$42/mo HOA

What's special

Cozy fireplacePrivate first-floor officeLevel drivewayVaulted ceilingTray ceilingWalk-in showerFresh interior paint

Your 12 Oaks Lifestyle starts here and is located just a stone's throw from 12 Oaks resort style amenities. This home boasts over 2,600 sq ft, 4 bedrooms, and 2.5 bathrooms. The 1st FLOOR primary suite features a tray ceiling, dual vanity, garden tub, and walk-in shower. Enjoy open concept living with a vaulted ceiling and cozy fireplace, plus a finished and conditioned SUNROOM with sliding windows and custom shades that opens to an oversized patio--perfect for entertaining. The updated kitchen includes an island, pantry and gas range. A private first-floor office provides the ideal work-from-home space. Upstairs offers a bright open landing, three spacious bedrooms, and ABUNDANT storage throughout. Additional highlights include fresh interior paint, 2-car garage, and level driveway. Conveniently located near the clubhouse, golf course, and resort-style amenities, this home offers exceptional comfort and a lifestyle you'll want to embrace.

100 days

1,824

90

Tour with a local agent

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Plumbed For Ice Maker, Stainless Steel Appliance(s)
Laundry: Laundry Room, Main Level

Features

Bathtub/Shower Combination, Cathedral Ceiling(s), Ceiling Fan(s), Double Vanity, Entrance Foyer, High Ceilings, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Master Downstairs, Smooth Ceilings, Walk-In Closet(s), Walk-In Shower
Flooring: Carpet, Hardwood, Tile
Number of fireplaces: 1
Fireplace features: Family Room, Gas Log

Interior area

Total structure area: 2,631
Total interior livable area: 2,631 sqft
Finished area above ground: 2,631
Finished area below ground: 0

Video & virtual tour

View virtual tour

Property

Parking

Total spaces: 2
Parking features: Garage - Attached
Attached garage spaces: 2

Features

Levels: Two
Stories: 2
Patio & porch: Covered, Front Porch, Patio
Exterior features: Rain Gutters
Pool features: Association, Community
Has view: Yes

Lot

Size: 6,969 Square Feet

Details

Parcel number: 063902672754000 0379376
Zoning: PUD
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence, Residential

Materials

Fiber Cement, Stone
Foundation: Slab, Stem Walls
Roof: Shingle

Condition

New construction: No
Year built: 2012

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Features: Clubhouse, Curbs, Fitness Center, Golf, Playground, Pool, Restaurant, Sidewalks, Street Lights, Tennis Court(s)
Subdivision: 12 Oaks

HOA

Has HOA: Yes
Amenities included: Clubhouse, Dog Park, Fitness Center, Game Court Exterior, Jogging Path, Maintenance Grounds, Playground, Pool, Sport Court, Tennis Court(s), Trail(s)
Services included: Maintenance Grounds
HOA fee: $252 semi-annually
Additional fee info: Second HOA Fee $127 Monthly

Location

Region: Holly Springs

Financial & listing details

Price per square foot: $249/sqft
Tax assessed value: $601,464
Annual tax amount: $5,196
Date on market: 2/19/2026

Estimated market value

$641,200

$609,000 - $673,000

$2,589/mo

Price history

Date	Event	Price
5/14/2026	Price change	$654,900-2.3%$249/sqft
Source: Doorify MLS #10147394 Report a problem
4/14/2026	Price change	$670,000-2.2%$255/sqft
Source: Doorify MLS #10147394 Report a problem
2/19/2026	Listed for sale	$685,000+102.9%$260/sqft
Source: Doorify MLS #10147394 Report a problem
3/31/2015	Sold	$337,600-6.2%$128/sqft
Source: Doorify MLS #1979556 Report a problem
3/25/2015	Pending sale	$359,900$137/sqft
Source: ERA Dream Living Realty #1979556 Report a problem
1/5/2015	Price change	$359,900-1.4%$137/sqft
Source: ERA Dream Living Realty #1979556 Report a problem
11/20/2014	Listed for sale	$365,000+38.3%$139/sqft
Source: Dream Living Realty #1979556 Report a problem
8/24/2012	Sold	$264,000$100/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$5,196 +0.4%	$601,464
2024	$5,175 +18%	$601,464 +48.6%
2023	$4,386 +3.6%	$404,817
2022	$4,235 +1.9%	$404,817
2021	$4,156	$404,817
2020	$4,156 +4.8%	$404,817 +23.5%
2019	$3,964	$327,789
2018	$3,964 +14.8%	$327,789
2017	$3,454 +1.4%	$327,789
2016	$3,406 +2.8%	$327,789 +6.5%
2015	$3,314 +5.6%	$307,780
2014	$3,138	$307,780
2013	--	$307,780

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified