Pending

$124,900

12 Ruggles Rd, Saginaw, MI 48602

3beds

1,301sqft

$1,022/mo

Get pre-qualified

Single Family Residence

Built in 1954

5,662 Square Feet Lot

$123,000 Zestimate^®

$96/sqft

$-- HOA

What's special

Charming brick homeBeautiful hardwood floors throughoutServiced and updated furnaceLow-maintenance aluminum sidingNewer roofAluminum-wrapped windowsNewer appliances

Welcome home to this well-maintained 3-bedroom, 1-bath ranch located in the desirable Northmoor Subdivision, just off Delaware Boulevard. This charming brick home with low-maintenance aluminum siding features beautiful hardwood floors throughout, creating a warm and inviting atmosphere. Recent updates include a new central air conditioning system, a serviced and updated furnace, newer roof, a new sump pump, newer appliances, aluminum-wrapped windows, and a replaced front picture window for added efficiency and curb appeal. Whether you're a first-time homebuyer or looking to downsize, this move-in-ready home offers comfort, quality, and a fantastic location close to shopping, dining, parks, and everyday conveniences. Don't miss your opportunity to make this wonderful home yours!

62 days
97
1

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 3

Rooms

Room types: Entry, Bedroom, Laundry, Living Room

Bedroom 1

Features: Wood
Level: Main
Area: 108
Dimensions: 12 x 9

Bedroom 2

Features: Wood
Level: Main
Area: 121
Dimensions: 11 x 11

Bedroom 3

Features: Wood
Level: Main
Area: 88
Dimensions: 11 x 8

Bathroom 1

Features: Vinyl
Level: Main

Dining room

Features: Vinyl
Level: Main
Area: 99
Dimensions: 11 x 9

Kitchen

Features: Vinyl
Level: Main
Area: 98
Dimensions: 14 x 7

Living room

Features: Wood
Level: Main
Area: 252
Dimensions: 18 x 14

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Microwave, Range/Oven, Refrigerator, Gas Water Heater
Laundry: First Floor Laundry, Main Level

Features

Sump Pump
Flooring: Hardwood, Wood, Vinyl
Basement: Crawl Space
Number of fireplaces: 1
Fireplace features: Living Room

Interior area

Total structure area: 1,301
Total interior livable area: 1,301 sqft
Finished area above ground: 1,301
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Attached
Attached garage spaces: 1

Features

Levels: One
Stories: 1
Patio & porch: Deck, Porch
Exterior features: Sidewalks
Fencing: Fenced
Frontage type: Road
Frontage length: 77

Lot

Size: 5,662 Square Feet
Dimensions: 77.36 x 75.18
Features: Subdivision, Sidewalks

Details

Additional structures: Shed(s)
Parcel number: 13142100000
Zoning description: Recreational
Special conditions: Private

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Brick, Vinyl Siding, Vinyl Trim

Condition

Year built: 1954

Utilities & green energy

Sewer: Public Sanitary
Water: Public

Community & HOA

Community

Subdivision: Northmoor

HOA

Has HOA: No

Location

Region: Saginaw

Financial & listing details

Price per square foot: $96/sqft
Tax assessed value: $92,400
Annual tax amount: $3,048
Date on market: 7/13/2026
Cumulative days on market: 50 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional

Estimated market value

$123,000

$117,000 - $129,000

$1,281/mo

Price history

Date	Event	Price
8/14/2026	Pending sale	$124,900$96/sqft
Source: MiRealSource #50214686 Report a problem
8/5/2026	Listed for sale	$124,900$96/sqft
Source: MiRealSource #50214686 Report a problem
7/24/2026	Pending sale	$124,900$96/sqft
Source: MiRealSource #50214686 Report a problem
7/13/2026	Listed for sale	$124,900+121.1%$96/sqft
Source: MiRealSource #50214686 Report a problem
3/15/2023	Sold	$56,500-5.7%$43/sqft
Source: Realcomp II #61050100889 Report a problem
2/17/2023	Pending sale	$59,900$46/sqft
Source: MiRealSource #50100889 Report a problem
2/13/2023	Listed for sale	$59,900$46/sqft
Source: MiRealSource #50100889 Report a problem
2/7/2023	Pending sale	$59,900$46/sqft
Source: MiRealSource #50100889 Report a problem
2/3/2023	Listed for sale	$59,900+151.6%$46/sqft
Source: MiRealSource #50100889 Report a problem
5/7/2010	Sold	$23,804-70.2%$18/sqft
Source: Public Record Report a problem
11/8/2000	Sold	$80,000$61/sqft
Source: MiRealSource #20050599 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2026	$3,049 +2.7%	$46,200 +6%
2025	$2,970 +44.1%	$43,600 +9.8%
2024	$2,061 +5.5%	$39,700 +10.6%
2023	$1,954	$35,900 +15.4%
2022	--	$31,100 +11.1%
2021	$2,252	$28,000 +6.1%
2020	$2,252 +36.7%	$26,400 +5.2%
2018	$1,647	$25,084 -2.4%
2017	--	$25,700 -3.9%
2016	--	$26,748 -6.5%
2014	$1,841	$28,618 -3.3%
2013	--	$29,592 -0.2%
2012	--	$29,655 -4.9%
2011	$1,757	$31,185 -17.3%
2010	--	$37,692 -9%
2009	--	$41,420 -9%
2008	$2,020	$45,517 -7%
2007	--	$48,943 +4%
2006	--	$47,061 +6%
2005	$1,491	$44,397
2003	--	$44,397 +7.1%
2002	--	$41,451 +6%
2001	--	$39,105 +7%
2000	--	$36,547