Pending

$124,900

12 Ruggles Rd, Saginaw, MI 48602

3beds

1,301sqft

$1,014/mo

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Single Family Residence

Built in 1954

5,662 Square Feet Lot

$124,700 Zestimate^®

$96/sqft

$-- HOA

What's special

Charming brick homeBeautiful hardwood floors throughoutServiced and updated furnaceLow-maintenance aluminum sidingNewer roofAluminum-wrapped windowsNewer appliances

Welcome home to this well-maintained 3-bedroom, 1-bath ranch located in the desirable Northmoor Subdivision, just off Delaware Boulevard. This charming brick home with low-maintenance aluminum siding features beautiful hardwood floors throughout, creating a warm and inviting atmosphere. Recent updates include a new central air conditioning system, a serviced and updated furnace, newer roof, a new sump pump, newer appliances, aluminum-wrapped windows, and a replaced front picture window for added efficiency and curb appeal. Whether you're a first-time homebuyer or looking to downsize, this move-in-ready home offers comfort, quality, and a fantastic location close to shopping, dining, parks, and everyday conveniences. Don't miss your opportunity to make this wonderful home yours!

15 days

673

31

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 3

Rooms

Room types: Entry, Bedroom, Laundry, Living Room

Bedroom 1

Features: Wood
Level: Main
Area: 108
Dimensions: 12 x 9

Bedroom 2

Features: Wood
Level: Main
Area: 121
Dimensions: 11 x 11

Bedroom 3

Features: Wood
Level: Main
Area: 88
Dimensions: 11 x 8

Bathroom 1

Features: Vinyl
Level: Main

Dining room

Features: Vinyl
Level: Main
Area: 99
Dimensions: 11 x 9

Kitchen

Features: Vinyl
Level: Main
Area: 98
Dimensions: 14 x 7

Living room

Features: Wood
Level: Main
Area: 252
Dimensions: 18 x 14

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Microwave, Range/Oven, Refrigerator, Gas Water Heater
Laundry: First Floor Laundry, Main Level

Features

Sump Pump
Flooring: Hardwood, Wood, Vinyl
Basement: Crawl Space
Number of fireplaces: 1
Fireplace features: Living Room

Interior area

Total structure area: 1,301
Total interior livable area: 1,301 sqft
Finished area above ground: 1,301
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Attached
Attached garage spaces: 1

Features

Levels: One
Stories: 1
Patio & porch: Deck, Porch
Exterior features: Sidewalks
Fencing: Fenced
Frontage type: Road
Frontage length: 77

Lot

Size: 5,662 Square Feet
Dimensions: 77.36 x 75.18
Features: Subdivision, Sidewalks

Details

Additional structures: Shed(s)
Parcel number: 13142100000
Zoning description: Recreational
Special conditions: Private

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Brick, Vinyl Siding, Vinyl Trim

Condition

Year built: 1954

Utilities & green energy

Sewer: Public Sanitary
Water: Public

Community & HOA

Community

Subdivision: Northmoor

HOA

Has HOA: No

Location

Region: Saginaw

Financial & listing details

Price per square foot: $96/sqft
Tax assessed value: $92,400
Annual tax amount: $3,048
Date on market: 7/13/2026
Cumulative days on market: 16 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional

Estimated market value

$124,700

$118,000 - $131,000

$1,195/mo

Price history

Date	Event	Price
7/24/2026	Pending sale	$124,900$96/sqft
Source: MiRealSource #50214686 Report a problem
7/13/2026	Listed for sale	$124,900+121.1%$96/sqft
Source: MiRealSource #50214686 Report a problem
3/15/2023	Sold	$56,500-5.7%$43/sqft
Source: Realcomp II #61050100889 Report a problem
2/17/2023	Pending sale	$59,900$46/sqft
Source: MiRealSource #50100889 Report a problem
2/13/2023	Listed for sale	$59,900$46/sqft
Source: MiRealSource #50100889 Report a problem
2/7/2023	Pending sale	$59,900$46/sqft
Source: MiRealSource #50100889 Report a problem
2/3/2023	Listed for sale	$59,900+151.6%$46/sqft
Source: MiRealSource #50100889 Report a problem
5/7/2010	Sold	$23,804-70.2%$18/sqft
Source: Public Record Report a problem
11/8/2000	Sold	$80,000$61/sqft
Source: MiRealSource #20050599 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2026	$3,049 +2.7%	$46,200 +6%
2025	$2,970 +44.1%	$43,600 +9.8%
2024	$2,061 +5.5%	$39,700 +10.6%
2023	$1,954	$35,900 +15.4%
2022	--	$31,100 +11.1%
2021	$2,252	$28,000 +6.1%
2020	$2,252 +36.7%	$26,400 +5.2%
2018	$1,647	$25,084 -2.4%
2017	--	$25,700 -3.9%
2016	--	$26,748 -6.5%
2014	$1,841	$28,618 -3.3%
2013	--	$29,592 -0.2%
2012	--	$29,655 -4.9%
2011	$1,757	$31,185 -17.3%
2010	--	$37,692 -9%
2009	--	$41,420 -9%
2008	$2,020	$45,517 -7%
2007	--	$48,943 +4%
2006	--	$47,061 +6%
2005	$1,491	$44,397
2003	--	$44,397 +7.1%
2002	--	$41,451 +6%
2001	--	$39,105 +7%
2000	--	$36,547

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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