PendingPrice cut: $10K (2/21)
$515,000
3beds
3,445sqft
12 Sebago Road, Carmel, NY 10512
3beds
3,445sqft
Single family residence, residential
Built in 1940
8,000 sqft
4 Open parking spaces
$149 price/sqft
What's special
Welcome to this charming 3 bedroom, 3 bath Cape Cod style home offering 3,445 sq ft of beautifully maintained living space and serene lake views. Located just a short distance from Lake Carmel, this expansive home blends timeless character with a nature-filled setting. Step inside to a spacious living room featuring ...
- 73 days |
- 1,542 |
- 83 |
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 953357
Travel times
Family Room
Primary Bedroom
Bedroom
Zillow last checked: 7 hours ago
Listing updated: March 25, 2026 at 12:15pm
Listing by:
Coldwell Banker Realty 914-277-5000,
Sharon Sheil 914-497-0912
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 953357
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Second
Bedroom 2
- Level: Second
Bedroom 3
- Level: Second
Bathroom 1
- Level: First
Bathroom 2
- Level: Second
Bathroom 3
- Level: Basement
Den
- Level: First
Dining room
- Level: First
Family room
- Level: Basement
Kitchen
- Level: First
Living room
- Level: First
Office
- Level: First
Office
- Level: Basement
Heating
- Baseboard, Hot Water, Oil
Cooling
- Wall/Window Unit(s)
Appliances
- Included: Dishwasher, Range, Refrigerator
Features
- First Floor Full Bath, Beamed Ceilings, Eat-in Kitchen
- Basement: Finished,Full,Walk-Out Access
- Attic: None
- Number of fireplaces: 1
Interior area
- Total structure area: 3,445
- Total interior livable area: 3,445 sqft
Property
Parking
- Total spaces: 4
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Size: 8,000 Square Feet
Details
- Parcel number: 37220002208200010450000000
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence, Residential
Condition
- Year built: 1940
Utilities & green energy
- Sewer: Septic Tank
- Utilities for property: Cable Available, Electricity Connected, Trash Collection Public
Community & HOA
Community
- Subdivision: lake carmel
HOA
- Has HOA: No
Location
- Region: Carmel
Financial & listing details
- Price per square foot: $149/sqft
- Tax assessed value: $283,600
- Annual tax amount: $16,036
- Date on market: 1/22/2026
- Cumulative days on market: 65 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 3/18/2026 | Pending sale | $515,000$149/sqft |
Source:  OneKey® MLS as distributed by MLS GRID #953357 Report a problem | ||
| 2/21/2026 | Price change | $515,000-1.9%$149/sqft |
Source: OneKey® MLS as distributed by MLS GRID #953357 Report a problem | ||
| 1/22/2026 | Listed for sale | $525,000$152/sqft |
Source: OneKey® MLS as distributed by MLS GRID #953357 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $530,000 +86.9% |
| 2024 | -- | $283,600 |
| 2023 | -- | $283,600 |
| 2022 | -- | $283,600 |
| 2021 | -- | $283,600 |
| 2020 | -- | $283,600 |
| 2019 | -- | $283,600 |
| 2018 | -- | $283,600 +9% |
| 2017 | $10,086 | $260,200 |
| 2016 | -- | $260,200 |
| 2015 | -- | $260,200 -3% |
| 2014 | -- | $268,200 -6% |
| 2013 | -- | $285,300 -5% |
| 2012 | -- | $300,300 -9% |
| 2011 | -- | $330,000 -7% |
| 2010 | -- | $354,800 -8% |
| 2009 | -- | $385,600 -8% |
| 2008 | -- | $419,100 |
| 2007 | -- | $419,100 +10% |
| 2006 | -- | $381,000 +2.5% |
| 2005 | -- | $371,600 +9.2% |
| 2004 | -- | $340,332 +28.5% |
| 2003 | -- | $264,839 +11.9% |
| 2002 | -- | $236,611 +17.6% |
| 2001 | -- | $201,200 +26.1% |
| 2000 | -- | $159,500 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Estimated market value
Not available
Estimated sales range
Not available
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Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.
Neighborhood: Lake Carmel
Nearby schools
GreatSchools rating
- 4/10George Fischer Middle SchoolGrades: 5-8Distance: 1.9 mi
- 6/10Carmel High SchoolGrades: 9-12Distance: 2.8 mi
- 8/10Kent Primary SchoolGrades: K-4Distance: 2 mi
Schools provided by the listing agent
- Elementary: Kent Primary
- Middle: George Fischer Middle School
- High: Carmel High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- New York
- Putnam County
- Carmel
- 10512
- Lake Carmel
- 12 Sebago Road