120 Coco Plum Drive is an enchanting Key Largo waterfront home situated on nearly 2 acres of tropical landscaping. Its charming layout provides ample space for your family and guests. Inside this 3-bedroom, 2.5-bathroom home, you'll enjoy the airy, open-concept design, which features clean lines and light-filled spaces, seamlessly blending indoor comfort with a large, covered center courtyard leading to an outdoor sanctuary. At the heart of the home is an open kitchen with a spacious island that serves as a focal point for entertaining and casual family gatherings. You will find room for all your recreational toys and convenient car charging in the garage and porte-cochere.Stepping outside to the backyard, you'll find a tropical waterfront setting with access to the Atlantic Ocean. The generous waterfront backyard offers endless tropical recreational opportunities.Sophisticated yet inviting, this coastal haven appeals to those seeking tranquility. From the moment you enter the driveway, you will be surrounded by lush landscaping, offering exceptional privacy and creating the feeling of a secluded oasis.All this peacefulness is just moments away from multiple Key Largo restaurants and shopping opportunities. Coco Plum Place is a spot for healthy and delicious beverages and pastries just before you enter your driveway. You are also just a short drive from Islamorada and the mainland. Seller would consider owner financing
For sale
$1,895,000
120 Coco Plum Rd S, Key Largo, FL 33037
3beds
1,989sqft
Est.:
Single Family Residence
Built in 1997
1.8 Acres Lot
$1,810,200 Zestimate®
$953/sqft
$-- HOA
What's special
Clean linesLarge covered center courtyardExceptional privacySecluded oasisEndless tropical recreational opportunitiesWaterfront homeAiry open-concept design
- 276 days |
- 321 |
- 12 |
Zillow last checked: 8 hours ago
Listing updated: December 12, 2025 at 03:08am
Listed by:
Joel Young 305-432-6610,
American Caribbean Real Estate, Christie's International Real Estate
Source: FLKMLS,MLS#: 614334
Originating MLS: Florida Keys
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer, Tankless Water Heater
- Laundry: Laundry Room
Features
- Pantry, Granite Counters, Walk-In Closet(s), Entrance Foyer
- Flooring: Wood
- Doors: Impact Rstnce Doors
- Windows: Window Treatments, Impact Rstnce Window
Interior area
- Total interior livable area: 1,989 sqft
Property
Parking
- Parking features: Garage, Open, Attached
- Has attached garage: Yes
- Has uncovered spaces: Yes
Features
- Levels: Ground Level
- Patio & porch: Deck, Patio
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Oceanfront, Waterfront, Dockage: Other Dockage, None
Lot
- Size: 1.8 Acres
- Dimensions: 153 x 518 x 172 x 445
- Features: 1 Less Than 2 Acres
Details
- Additional structures: Shed(s)
- Parcel number: 00090540000400
- Zoning: SR
- Zoning description: Sub Urban Residential District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS
- Roof: Metal
Condition
- Year built: 1997
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA, Propane, Buyer to Verify
Community & HOA
Community
- Subdivision: Rock Harbor Est (98.0)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $953/sqft
- Tax assessed value: $1,773,083
- Annual tax amount: $6,468
- Date on market: 3/25/2025
- Listing terms: Seller Finance Psble,FHA,VA Loan,Conventional,Cash
Estimated market value
$1,810,200
$1.72M - $1.90M
$4,960/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2025 | Price change | $1,895,000-5%$953/sqft |
Source: | ||
| 3/25/2025 | Listed for sale | $1,995,000+162.5%$1,003/sqft |
Source: | ||
| 2/15/2017 | Sold | $760,000-7.9%$382/sqft |
Source: | ||
| 12/23/2016 | Pending sale | $824,900$415/sqft |
Source: RE/MAX Presidential Aventura #A10116837 Report a problem | ||
| 11/8/2016 | Price change | $824,900-2.8%$415/sqft |
Source: RE/MAX Presidential Aventura #A10116837 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,800 +5.1% | $814,880 +2.9% |
| 2024 | $6,469 +3.7% | $791,915 +3% |
| 2023 | $6,235 +6.6% | $768,850 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$11,587/mo
Principal & interest
$9629
Property taxes
$1295
Home insurance
$663
Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 6.6 mi
- 4/10Coral Shores High SchoolGrades: 9-12Distance: 7.9 mi
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