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For sale
    • Price cut: $21K (2/22)
    $1,874,000

    120 Coco Plum Rd S, Key Largo, FL 33037

    3beds
    1,989sqft
    : 
    Single Family Residence
    Built in 1997
    1.8 Acres Lot
    $1,810,200 Zestimate®
    $942/sqft
    $-- HOA

    What's special

    Clean linesLarge covered center courtyardExceptional privacySecluded oasisEndless tropical recreational opportunitiesWaterfront homeAiry open-concept design
    120 Coco Plum Drive is an enchanting Key Largo waterfront home situated on nearly 2 acres of tropical landscaping. Its charming layout provides ample space for your family and guests. Inside this 3-bedroom, 2.5-bathroom home, you'll enjoy the airy, open-concept design, which features clean lines and light-filled spaces, seamlessly blending indoor comfort with a large, covered center courtyard leading to an outdoor sanctuary. At the heart of the home is an open kitchen with a spacious island that serves as a focal point for entertaining and casual family gatherings. You will find room for all your recreational toys and convenient car charging in the garage and porte-cochere.Stepping outside to the backyard, you'll find a tropical waterfront setting with access to the Atlantic Ocean. The generous waterfront backyard offers endless tropical recreational opportunities.Sophisticated yet inviting, this coastal haven appeals to those seeking tranquility. From the moment you enter the driveway, you will be surrounded by lush landscaping, offering exceptional privacy and creating the feeling of a secluded oasis.All this peacefulness is just moments away from multiple Key Largo restaurants and shopping opportunities. Coco Plum Place is a spot for healthy and delicious beverages and pastries just before you enter your driveway. You are also just a short drive from Islamorada and the mainland. Seller would consider owner financing
    368 days
    |
    572
    |
    25
    |

    Zillow last checked: 7 hours ago

    Listing updated: February 21, 2026 at 11:24pm

    Listed by:

    Joel Young 305-432-6610,

    American Caribbean Real Estate, Christie's International Real Estate

    Source: FLKMLS,MLS#: 614334MLS LogoOriginating MLS: Florida Keys

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer, Tankless Water Heater
      • Laundry: Laundry Room
      Features
      • Pantry, Granite Counters, Walk-In Closet(s), Entrance Foyer
      • Flooring: Wood
      • Doors: Impact Rstnce Doors
      • Windows: Window Treatments, Impact Rstnce Window
      Interior area
      • Total interior livable area: 1,989 sqft

      Property

      Parking
      • Parking features: Garage, Open, Attached
      • Has attached garage: Yes
      • Has uncovered spaces: Yes
      Features
      • Levels: Ground Level
      • Patio & porch: Deck, Patio
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Oceanfront, Waterfront, Dockage: Other Dockage, None
      Lot
      • Size: 1.8 Acres
      • Dimensions: 153 x 518 x 172 x 445
      • Features: 1 Less Than 2 Acres
      Details
      • Additional structures: Shed(s)
      • Parcel number: 00090540000400
      • Zoning: SR
      • Zoning description: Sub Urban Residential District

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS
      • Roof: Metal
      Condition
      • Year built: 1997

      Utilities & green energy

      • Sewer: Municipal Sewer, Public Sewer
      • Utilities for property: FKAA, Propane, Buyer to Verify

      Community & HOA

      Community
      • Subdivision: Rock Harbor Est (98.0)
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $942/sqft
      • Tax assessed value: $1,773,083
      • Annual tax amount: $6,468
      • Date on market: 3/25/2025
      • Listing terms: Seller Finance Psble,FHA,VA Loan,Conventional,Cash
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        Estimated market value

        $1,810,200

        $1.72M - $1.90M

        $5,389/mo

        Price history

        Price history
        DateEventPrice
        2/22/2026Price change$1,874,000-1.1%$942/sqft
        Source: FLKMLS #614334 Report a problem
        5/22/2025Price change$1,895,000-5%$953/sqft
        Source: FLKMLS #614334 Report a problem
        3/25/2025Listed for sale$1,995,000+162.5%$1,003/sqft
        Source: FLKMLS #614334 Report a problem
        2/15/2017Sold$760,000-7.9%$382/sqft
        Source: FLKMLS #571409 Report a problem
        12/23/2016Pending sale$824,900$415/sqft
        Source: RE/MAX Presidential Aventura #A10116837 Report a problem
        11/8/2016Price change$824,900-2.8%$415/sqft
        Source: RE/MAX Presidential Aventura #A10116837 Report a problem
        9/28/2016Price change$849,000-8.2%$427/sqft
        Source: RE/MAX Presidential Aventura #A10116837 Report a problem
        8/13/2016Price change$925,000-6.1%$465/sqft
        Source: RE/MAX Presidential Aventura #A10116837 Report a problem
        7/14/2016Price change$985,000-1%$495/sqft
        Source: RE/MAX Presidential Aventura, Inc. #571409 Report a problem
        4/12/2016Price change$995,000-13.5%$500/sqft
        Source: American Caribbean Real Estate #567723 Report a problem
        8/6/2015Price change$1,150,000-22.8%$578/sqft
        Source: American Caribbean Real Estate #567723 Report a problem
        6/12/2015Listed for sale$1,490,000+25.2%$749/sqft
        Source: American Caribbean Real Estate #567723 Report a problem
        1/11/2014Listing removed$1,190,000$598/sqft
        Source: Beachfront Realty Inc #A1676979 Report a problem
        4/4/2013Listing removed$2,000$1/sqft
        Source: Beachfront Realty Inc #A1765033 Report a problem
        3/30/2013Price change$2,000-4.8%$1/sqft
        Source: Beachfront Realty Inc #A1765033 Report a problem
        3/27/2013Listed for rent$2,100$1/sqft
        Source: Beachfront Realty Inc #A1765033 Report a problem
        1/22/2013Listed for sale$1,190,000-7.8%$598/sqft
        Source: Beachfront Realty Inc #A1676979 Report a problem
        10/17/2012Listing removed$1,290,000$649/sqft
        Source: Beachfront Realty Inc #A1676979 Report a problem
        8/17/2012Listed for sale$1,290,000+273.9%$649/sqft
        Source: Beachfront Realty Inc #A1676979 Report a problem
        8/26/2002Sold$345,000+8.2%$173/sqft
        Source: FLKMLS #511202 Report a problem
        10/11/2000Sold$319,000+11.9%$160/sqft
        Source: Public Record Report a problem
        2/23/1998Sold$285,000$143/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$6,800 +5.1%$814,880 +2.9%
        2024$6,469 +3.7%$791,915 +3%
        2023$6,235 +6.6%$768,850 +3%
        2022$5,850 -2%$746,379 +3%
        2021$5,969 +0.8%$724,640 +1.4%
        2020$5,920 $714,636 +2.3%
        2019$5,920 +2.2%$698,569 +15.5%
        2018$5,792 +6.3%$604,918 -5.4%
        2017$5,447 -4.8%$639,631 -17.7%
        2016$5,722 -23.4%$777,095 -54.3%
        2015$7,468 $1,698,860

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $10,833/mo
        Principal & interest
        $9552
        Property taxes
        $1281
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          Climate risks

          Neighborhood: 33037

          Getting around

          28 / 100
          Car-Dependent
          49 / 100
          Somewhat Bikeable

          Nearby schools

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