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For sale
  • $1,895,000

    120 Coco Plum Rd S, Key Largo, FL 33037

    3beds
    1,989sqft
    : 
    Single Family Residence
    Built in 1997
    1.8 Acres Lot
    $1,810,200 Zestimate®
    $953/sqft
    $-- HOA

    What's special

    Clean linesLarge covered center courtyardExceptional privacySecluded oasisEndless tropical recreational opportunitiesWaterfront homeAiry open-concept design
    120 Coco Plum Drive is an enchanting Key Largo waterfront home situated on nearly 2 acres of tropical landscaping. Its charming layout provides ample space for your family and guests. Inside this 3-bedroom, 2.5-bathroom home, you'll enjoy the airy, open-concept design, which features clean lines and light-filled spaces, seamlessly blending indoor comfort with a large, covered center courtyard leading to an outdoor sanctuary. At the heart of the home is an open kitchen with a spacious island that serves as a focal point for entertaining and casual family gatherings. You will find room for all your recreational toys and convenient car charging in the garage and porte-cochere.Stepping outside to the backyard, you'll find a tropical waterfront setting with access to the Atlantic Ocean. The generous waterfront backyard offers endless tropical recreational opportunities.Sophisticated yet inviting, this coastal haven appeals to those seeking tranquility. From the moment you enter the driveway, you will be surrounded by lush landscaping, offering exceptional privacy and creating the feeling of a secluded oasis.All this peacefulness is just moments away from multiple Key Largo restaurants and shopping opportunities. Coco Plum Place is a spot for healthy and delicious beverages and pastries just before you enter your driveway. You are also just a short drive from Islamorada and the mainland. Seller would consider owner financing
    276 days
    |
    321
    |
    12
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 12, 2025 at 03:08am

    Listed by:

    Joel Young 305-432-6610,

    American Caribbean Real Estate, Christie's International Real Estate

    Source: FLKMLS,MLS#: 614334MLS LogoOriginating MLS: Florida Keys

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Cooling
    • Central Air, Ceiling Fans(s)
    Appliances
    • Included: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer, Tankless Water Heater
    • Laundry: Laundry Room
    Features
    • Pantry, Granite Counters, Walk-In Closet(s), Entrance Foyer
    • Flooring: Wood
    • Doors: Impact Rstnce Doors
    • Windows: Window Treatments, Impact Rstnce Window
    Interior area
    • Total interior livable area: 1,989 sqft

    Property

    Parking
    • Parking features: Garage, Open, Attached
    • Has attached garage: Yes
    • Has uncovered spaces: Yes
    Features
    • Levels: Ground Level
    • Patio & porch: Deck, Patio
    • Has view: Yes
    • View description: Water
    • Has water view: Yes
    • Water view: Water
    • Waterfront features: Oceanfront, Waterfront, Dockage: Other Dockage, None
    Lot
    • Size: 1.8 Acres
    • Dimensions: 153 x 518 x 172 x 445
    • Features: 1 Less Than 2 Acres
    Details
    • Additional structures: Shed(s)
    • Parcel number: 00090540000400
    • Zoning: SR
    • Zoning description: Sub Urban Residential District

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • CBS
    • Roof: Metal
    Condition
    • Year built: 1997

    Utilities & green energy

    • Sewer: Municipal Sewer, Public Sewer
    • Utilities for property: FKAA, Propane, Buyer to Verify

    Community & HOA

    Community
    • Subdivision: Rock Harbor Est (98.0)
    HOA
    • Has HOA: No
    • Services included: None
    Location
    • Region: Key Largo

    Financial & listing details

    • Price per square foot: $953/sqft
    • Tax assessed value: $1,773,083
    • Annual tax amount: $6,468
    • Date on market: 3/25/2025
    • Listing terms: Seller Finance Psble,FHA,VA Loan,Conventional,Cash
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    Estimated market value

    $1,810,200

    $1.72M - $1.90M

    $4,960/mo

    Price history

    Price history
    DateEventPrice
    5/22/2025Price change$1,895,000-5%$953/sqft
    Source: FLKMLS #614334 Report a problem
    3/25/2025Listed for sale$1,995,000+162.5%$1,003/sqft
    Source: FLKMLS #614334 Report a problem
    2/15/2017Sold$760,000-7.9%$382/sqft
    Source: FLKMLS #571409 Report a problem
    12/23/2016Pending sale$824,900$415/sqft
    Source: RE/MAX Presidential Aventura #A10116837 Report a problem
    11/8/2016Price change$824,900-2.8%$415/sqft
    Source: RE/MAX Presidential Aventura #A10116837 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$6,800 +5.1%$814,880 +2.9%
    2024$6,469 +3.7%$791,915 +3%
    2023$6,235 +6.6%$768,850 +3%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $11,587/mo
    Principal & interest
    $9629
    Property taxes
    $1295
    Home insurance
    $663

      Climate risks

      Neighborhood: 33037

      Nearby schools

      GreatSchools rating

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