Lake Living with A Covered Slip Dock at $450K! Welcome to 120 Ridgemore Circle, where comfort, convenience, and DEEP-water access on Lake Hartwell come together. If you've been searching for an affordable lake home on great water-this is it! Forget the fixer-upper mobile homes tucked away in shallow coves-this home is located in a desirable lake community and includes a covered slip dock on the main Tugalo River channel. This spacious 2-bedroom, 2-bath home (with additional finished space downstairs) offers flexibility and thoughtful design at a price you don't often find on the lake. The main level welcomes you with an open floor plan connecting the living, dining, and kitchen areas. The kitchen features a center island with cooktop, stainless steel appliances, and ample cabinetry. Two bedrooms and a full bath are located just down the hall. From the primary bedroom, step onto the covered back deck and enjoy your morning coffee. You can also relax on the side deck and enjoy peaceful lake views. The lower level offers even more living space with a fireplace, wet bar, and full bath-ideal for a game room, second living area, or a large guest suite. The garage and laundry area are also conveniently located on this level. Outside, follow the concrete path (or take your golf cart!) down to your covered slip dock with excellent water depth. Two storage buildings and an additional covered parking area provide room for lake toys, tools, and equipment. Enjoy all the perks of Lake Hartwell living-deep water, a well-maintained home, and space to spread out-all at an affordable price.
Closed
$438,600
120 Ridgemore Cir, Toccoa, GA 30577
2beds
1,772sqft
Single Family Residence
Built in 1990
0.62 Acres Lot
$440,300 Zestimate®
$248/sqft
$1,611 Estimated rent
Home value
$440,300
Estimated sales range
Not available
$1,611/mo
Zestimate® history
Owner options
List your home for rent
$1,611/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$1,611/mo
Rent Zestimate®
Refinance and save
$2,672/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$2,672/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Two storage buildingsStainless steel appliancesAmple cabinetryCovered back deckAdditional finished space downstairsAdditional covered parking area
Zillow last checked:
Listing updated:
Listed by:
Bradley Sanders 770-652-5775,
Hammock Realty North Georgia
Bought with:
James Allison, 356156
Leading Edge Real Estate LLC
Source: GAMLS,MLS#: 10612244
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Rooms
- Room types: Bonus Room, Family Room
Dining room
- Features: Dining Rm/Living Rm Combo
Kitchen
- Features: Kitchen Island, Solid Surface Counters
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Oven, Refrigerator, Stainless Steel Appliance(s)
- Laundry: In Basement
Features
- Other, Wet Bar
- Flooring: Carpet, Hardwood, Tile
- Basement: Bath Finished,Concrete,Daylight,Exterior Entry,Finished,Full,Interior Entry
- Number of fireplaces: 1
Interior area
- Total structure area: 1,772
- Total interior livable area: 1,772 sqft
- Finished area above ground: 1,040
- Finished area below ground: 732
Property
Parking
- Parking features: Basement, Garage, Kitchen Level, Parking Pad, RV/Boat Parking
- Has attached garage: Yes
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Exterior features: Balcony, Dock
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Privileges
- Body of water: Lake Hartwell
- Frontage type: Lakefront
Lot
- Size: 0.62 Acres
- Features: None
- Residential vegetation: Grassed
Details
- Additional structures: Covered Dock, Outbuilding
- Parcel number: 064F 024
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Concrete, Stone
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1990
Utilities & green energy
- Sewer: Septic Tank
- Water: Public, Shared Well
- Utilities for property: Electricity Available, High Speed Internet, Phone Available, Water Available
Community & HOA
Community
- Features: Lake
- Subdivision: Ridgemore
HOA
- Has HOA: No
- Services included: None
Location
- Region: Toccoa
Financial & listing details
- Price per square foot: $248/sqft
- Tax assessed value: $218,401
- Annual tax amount: $247
- Date on market: 9/25/2025
- Cumulative days on market: 197 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 5/15/2026 | Sold | $438,600-2.5%$248/sqft |
Source:  GAMLS #10612244 Report a problem | ||
| 4/11/2026 | Pending sale | $450,000$254/sqft |
Source: GAMLS #10612244 Report a problem | ||
| 3/30/2026 | Price change | $450,000-2%$254/sqft |
Source: GAMLS #10612244 Report a problem | ||
| 2/13/2026 | Price change | $459,000-2.1%$259/sqft |
Source: GAMLS #10612244 Report a problem | ||
| 11/10/2025 | Price change | $469,000-2.1%$265/sqft |
Source: GAMLS #10612244 Report a problem | ||
| 9/25/2025 | Listed for sale | $479,000+159.1%$270/sqft |
Source: GAMLS #10612244 Report a problem | ||
| 6/7/2018 | Sold | $184,900$104/sqft |
Source: Public Record Report a problem | ||
| 4/30/2018 | Pending sale | $184,900$104/sqft |
Source: West Realty, LLC #8344566 Report a problem | ||
| 3/19/2018 | Listed for sale | $184,900+173.9%$104/sqft |
Source: West Realty, LLC #8344566 Report a problem | ||
| 1/20/2012 | Sold | $67,500$38/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $87,360 +48.5% |
| 2024 | $233 -85.5% | $58,818 +7.3% |
| 2023 | $1,609 +8.6% | $54,826 +5.9% |
| 2022 | $1,482 +4.1% | $51,771 +9% |
| 2021 | $1,423 -2.3% | $47,498 -1.2% |
| 2020 | $1,456 -0.4% | $48,094 |
| 2019 | $1,462 -1.6% | $48,094 |
| 2018 | $1,485 +1.6% | $48,094 +39.3% |
| 2017 | $1,462 +41.7% | $34,520 +0% |
| 2016 | $1,031 | $34,519 -1.9% |
| 2015 | $1,031 -6.5% | $35,198 -4.6% |
| 2014 | $1,103 -6.4% | $36,904 +13.8% |
| 2013 | $1,178 | $32,440 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Neighborhood: 30577
Nearby homes
- $750,0004 bd3 ba3.2k sqft119 Ridgemore Cir, Toccoa, GA 30577Sold
- $795,0003 bd2 ba1.5k sqft123 Ridgemore Cir, Toccoa, GA 30577For Sale
- $525,0004 bd3 ba1.9k sqft147 Ridgemore Cir, Toccoa, GA 30577Sold
- $2,8754,791 Square Feet147 Ridgemore Dr, Toccoa, GA 30577Off Market
- $8,363-- bd-- ba-- sqft147 Ridgemore Dr, Toccoa, GA 30577Off Market
- $9,137-- bd-- ba-- sqft147 Ridgemore Dr, Toccoa, GA 30577Off Market
- $15,682-- bd-- ba-- sqft147 Ridgemore Dr, Toccoa, GA 30577Off Market
- $944,4005 bd5 ba3.6k sqft99 Ridgemore Cir, Toccoa, GA 30577Off Market
Nearby schools
GreatSchools rating
- NABig A Elementary SchoolGrades: PK-KDistance: 7.7 mi
- 5/10Stephens County Middle SchoolGrades: 6-8Distance: 8.1 mi
- 5/10Stephens County High SchoolGrades: 9-12Distance: 7.6 mi
Schools provided by the listing agent
- Middle: Stephens
- High: Stephens
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$440,300
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$440,300
- Georgia
- Stephens County
- Toccoa
- 30577
- 120 Ridgemore Cir
Nearby cities
Nearby zip codes
Other Toccoa Topics
