NACS Home with No HOA! Welcome to this charming 1½-story home located in the highly desirable NACS school district, offering space, flexibility, and thoughtful updates throughout. Situated on just under an acre, this property provides plenty of room to live, work, store, and entertain, with both a 3-car attached garage and a heated and cooled detached 2-car garage complete with a half bath—perfect for hobbies, projects, workshop space, or additional storage. Inside, the home features a comfortable and functional layout with a main-level primary suite, two additional bedrooms upstairs, and a versatile loft area that can serve as a home office, reading nook, playroom, or flex space. The eat-in kitchen is nicely appointed with stainless steel appliances, quartz countertops, tile backsplash, center island, and hardwood flooring, creating a practical and inviting space for everyday living. The outdoor space is equally appealing, featuring a fenced backyard, spacious patio, and a 3-season room that allows you to enjoy the setting in comfort. With nearly an acre to work with, there is plenty of room for additional parking, boat or RV storage, gardening, recreation, or even the possibility of adding a pool. Additional highlights include Andersen windows, custom blinds, an EcoWater system, and a well-maintained condition that makes this home truly move-in ready. Built in 1996 and thoughtfully cared for, this property offers a rare combination of convenience, usable space, and flexibility in a sought-after location.
Active
$314,900
12008 Coldwater Rd, Fort Wayne, IN 46845
3beds
1,688sqft
Single Family Residence
Built in 1996
0.8 Acres Lot
$307,000 Zestimate®
$--/sqft
$-- HOA
What's special
Versatile loft areaSpacious patioFenced backyardQuartz countertopsMain-level primary suiteJust under an acreAndersen windows
- 5 days |
- 938 |
- 48 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Jim Owen 260-399-1177,
CENTURY 21 Bradley Realty, Inc
Source: IRMLS,MLS#: 202622063
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Bedroom 1
- Level: Main
Bedroom 2
- Level: Upper
Kitchen
- Level: Basement
- Area: 176
- Dimensions: 16 x 11
Living room
- Level: Main
- Area: 266
- Dimensions: 19 x 14
Heating
- Natural Gas, Forced Air
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Disposal, Dishwasher, Microwave, Refrigerator, Electric Oven, Electric Range, Water Softener Owned
- Laundry: Main Level
Features
- Cathedral Ceiling(s), Main Level Bedroom Suite
- Flooring: Carpet, Vinyl
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 1,688
- Total interior livable area: 1,688 sqft
- Finished area above ground: 1,688
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage Door Opener, Concrete, Gravel
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1.5
- Exterior features: Workshop
- Fencing: Metal,Privacy
Lot
- Size: 0.8 Acres
- Dimensions: 106x326
- Features: Level, Flood Plain, City/Town/Suburb
Details
- Additional structures: Second Garage
- Parcel number: 020227356002.000091
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1996
Utilities & green energy
- Sewer: City
- Water: Well
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: None
Location
- Region: Fort Wayne
Financial & listing details
- Tax assessed value: $372,000
- Annual tax amount: $3,668
- Date on market: 6/7/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$307,000
$292,000 - $322,000
$2,124/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/7/2026 | Listed for sale | $314,900 |
Source:  IRMLS #202622063 Report a problem | ||
| 12/31/2025 | Listing removed | $314,900 |
Source: IRMLS #202517954 Report a problem | ||
| 11/4/2025 | Price change | $314,900-1.6% |
Source: IRMLS #202517954 Report a problem | ||
| 5/16/2025 | Listed for sale | $319,900+9% |
Source: IRMLS #202517954 Report a problem | ||
| 6/23/2023 | Sold | $293,500-2.1% |
Source: IRMLS #202316677 Report a problem | ||
| 6/2/2023 | Pending sale | $299,900 |
Source: IRMLS #202316677 Report a problem | ||
| 5/29/2023 | Price change | $299,900-4.8% |
Source: IRMLS #202316677 Report a problem | ||
| 5/21/2023 | Listed for sale | $315,000+75.1% |
Source: IRMLS #202316677 Report a problem | ||
| 9/12/2014 | Sold | $179,900$107/sqft |
Source: Agent Provided Report a problem | ||
| 6/6/2014 | Pending sale | $179,900$107/sqft |
Source: CENTURY 21 Bradley Realty, Inc. #201309646 Report a problem | ||
| 3/29/2014 | Price change | $179,900-2.8%$107/sqft |
Source: CENTURY 21 Bradley Realty, Inc. #201309646 Report a problem | ||
| 9/12/2013 | Price change | $185,000+1133.3%$110/sqft |
Source: CENTURY 21 Bradley Realty, Inc. #201309646 Report a problem | ||
| 9/10/2013 | Price change | $15,000-92.3%$9/sqft |
Source: CENTURY 21 Bradley Realty, Inc. #201309646 Report a problem | ||
| 7/24/2013 | Listed for sale | $195,000$116/sqft |
Source: CENTURY 21 Bradley Realty, Inc. #201309646 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,669 -3.2% | $372,000 +4.5% |
| 2024 | $3,791 -35.5% | $356,000 +2.8% |
| 2023 | $5,880 +10.5% | $346,300 +22.1% |
| 2022 | $5,322 +106.1% | $283,600 +11.5% |
| 2021 | $2,582 -0.4% | $254,400 +10.4% |
| 2020 | $2,593 +11.7% | $230,500 +3.8% |
| 2019 | $2,321 +8.9% | $222,100 +11.7% |
| 2018 | $2,132 +1.4% | $198,800 +7.9% |
| 2017 | $2,102 +2.5% | $184,300 +1.9% |
| 2016 | $2,051 +4.2% | $180,900 +6.9% |
| 2014 | $1,969 +1.7% | $169,300 +2.3% |
| 2013 | $1,937 -0.2% | $165,500 -0.9% |
| 2011 | $1,940 | $167,000 +9.2% |
| 2010 | -- | $153,000 +4.2% |
| 2007 | -- | $146,900 +8.3% |
| 2005 | -- | $135,700 |
| 2004 | -- | $135,700 +85.9% |
| 2001 | -- | $73,000 +206.6% |
| 1999 | -- | $23,810 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 46845
Nearby schools
GreatSchools rating
- 7/10Perry Hill Elementary SchoolGrades: K-5Distance: 0.8 mi
- 8/10Maple Creek Middle SchoolGrades: 6-8Distance: 0.7 mi
- 9/10Carroll High SchoolGrades: 9-12Distance: 3.3 mi
Schools provided by the listing agent
- Elementary: Perry Hill
- Middle: Maple Creek
- High: Carroll
- District: Northwest Allen County
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Indiana
- Allen County
- Fort Wayne
- 46845
- 12008 Coldwater Rd
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