Set within the sought-after Ramona Park association, this meticulously maintained five-bedroom residence blends refined comfort with an authentic waterfront lifestyle. Positioned one row back from the water with lake views, the home is just steps from the beach. The open floor plan and high ceilings create a bright, gracious space suited to both quiet evenings and easy entertaining. Custom cabinetry, marble baths, and considered finishes appear throughout, while the kitchen features a new Sub-Zero refrigerator and range hood. Five bedrooms and four full baths provide ample room, including a generous suite over the garage—ideal for guests or family. A main-floor office offers flexibility, with the potential to convert to a main-floor primary suite. The back deck overlooks the lake, a fitting setting for cocktails at day's end. Ramona Park owners enjoy 600 feet of shared waterfront, two beaches with gazebos, and a clubhouse with pool. Downtown Harbor Springs—its shops, dining, and harbor—is a short bike ride away. Offered furnished, this is a rare opportunity to enjoy the finest of Northern Michigan waterfront living.
For sale
$3,950,000
1205 W Bay Rd, Harbor Springs, MI 49740
5beds
3,100sqft
Condominium
Built in 1999
-- sqft lot
$3,705,300 Zestimate®
$1,274/sqft
$333/mo HOA
What's special
Considered finishesOpen floor planHigh ceilingsMarble bathsTwo beaches with gazebosMain-floor officeMeticulously maintained five-bedroom residence
- 12 days
- 1,048
- 44
Zillow last checked:
Listing updated:
Listed by:
Drew Bartlett,
Graham Real Estate 231-526-6251
Source: Northern Michigan MLS,MLS#: 480873
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Primary bedroom
- Area: 523.44
- Dimensions: 27.92 x 18.75
Bedroom
- Area: 213.56
- Dimensions: 16.75 x 12.75
Bedroom 1
- Area: 300.41
- Dimensions: 19.92 x 15.08
Bedroom 2
- Area: 230.02
- Dimensions: 15.25 x 15.08
Dining room
- Area: 146.93
- Dimensions: 11.83 x 12.42
Family room
- Area: 511.38
- Dimensions: 17.58 x 29.08
Kitchen
- Area: 212.92
- Dimensions: 12.17 x 17.5
Living room
- Area: 92.5
- Dimensions: 6 x 15.42
Heating
- Natural Gas, Forced Air
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Refrigerator, Washer, Dryer, Range
Features
- Cathedral Ceiling(s)
- Flooring: Wood
- Basement: Crawl Space
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total interior livable area: 3,100 sqft
Property
Parking
- Parking features: Attached Garage
- Has attached garage: Yes
- Covered spaces: 1
Features
- Patio & porch: Deck
- Has private pool: Yes
- Pool features: Pool
- Waterfront features: Water Access
Lot
- Size: 4,500 Square Feet
- Dimensions: 60 x 75
- Features: Paved
Details
- Parcel number: 081617425114
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Wood Frame/Site Built
Condition
- Year built: 1999
Utilities & green energy
- Sewer: City
- Water: Township
Community & HOA
Community
- Features: Clubhouse
- Security: Security System
HOA
- Has HOA: Yes
- HOA fee: $1,000 quarterly
- HOA name: Village of Ramona Park
Location
- Region: Harbor Springs
Financial & listing details
- Price per square foot: $1,274/sqft
- Tax assessed value: $578,300
- Annual tax amount: $19,131
- Date on market: 9/22/2026
- Road surface type: Paved
Estimated market value
$3,705,300
$3.52M - $3.89M
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/22/2026 | Listed for sale | $3,950,000+207.4%$1,274/sqft |
Source:  Northern Michigan MLS #480873 Report a problem | ||
| 6/25/2018 | Sold | $1,285,000$415/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $19,131 +3% | $578,300 +5.5% |
| 2025 | $18,581 | $547,900 +0.7% |
| 2021 | -- | $544,300 -17.2% |
| 2020 | -- | $657,400 +23.3% |
| 2019 | -- | $533,300 +17.1% |
| 2018 | -- | $455,600 +6.7% |
| 2017 | -- | $427,000 +32.3% |
| 2016 | -- | $322,800 -8.1% |
| 2015 | -- | $351,300 +0.6% |
| 2014 | -- | $349,200 +1.8% |
| 2013 | -- | $343,000 +20.9% |
| 2012 | -- | $283,800 -1.5% |
| 2011 | -- | $288,200 -17.6% |
| 2010 | -- | $349,600 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 49740
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