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Lot/land
  • $134,900

    121 Ridge Rd, Spencer, TN 38585

    --beds
    --baths
    11.6Acres
    Unimproved Land
    Built in ----
    11.6 Acres Lot
    $-- Zestimate®
    $--/sqft
    $100/mo HOA

    What's special

    Surrounded by mountain viewsUtilities already in placeRiverfront lot
    Build your Riverfront dream home in this gated mountain community just 40 minutes from Chattanooga! Lot 121 is a gorgeous Riverfront Lot on the Sequatchie River that offers approximately 11.60 acres of flat cleared land surrounded by mountain views of the Cumberland Plateau. Located within the River Ridge Farms community, residents enjoy exclusive access to amenities like a clubhouse, pool, playground, and riverfront pavilion. Embrace nature with afternoons on the water, launching a canoe from the community dock, or cozying up by the fire pit along the riverbank. With utilities already in place, including power, water, gas, and internet, you're ready to start building. This property is ideal for an investment, a personal retreat, or a peaceful retirement spot, all while benefiting from Tennessee's no state income tax. Only 8 minutes from Dunlap for convenient shopping and dining, 35 minutes from Fall Creek Falls State Park, and 40 minutes from downtown Chattanooga. Don't miss out—schedule your private tour today! Equitable Ownership Interest. Contact listing agent for details.
    122 days
    |
    82
    |
    6
    |

    Zillow last checked: 8 hours ago

    Listing updated: September 30, 2025 at 01:48pm

    Listed by:

    Joel A Brown 980-202-5711,

    The Woodland Group LLC 980-202-5711

    Source: Greater Chattanooga Realtors,MLS#: 1507411

    Facts & features

    Property

    Features
    • Has view: Yes
    • View description: Mountain(s), River, Ridge
    • Has water view: Yes
    • Water view: River
    • Waterfront features: Navigable Water, River Front
    Lot
    • Size: 11.6 Acres
    • Features: Cleared, Close to Clubhouse, Corners Marked, Flag Lot, Level, Views, Waterfront, Will Not Divide
    Details
    • Additional structures: None
    • Parcel number: 003 006.19
    • Zoning: R-1
    • Zoning description: Single-Family Residential District
    • Special conditions: Agent Owned

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Underground Utilities, Water Available

    Community & HOA

    Community
    • Features: Clubhouse, Fishing, Gated, Park, Playground, Pool
    • Security: Gated Community
    • Subdivision: River Ridge Farms
    HOA
    • Has HOA: Yes
    • Amenities included: Clubhouse, Gated, Park, Picnic Area, Playground, Pool, Stream Year Round, Trail(s)
    • Services included: Insurance, Maintenance Grounds, Other
    • HOA fee: $1,200 annually
    Location
    • Region: Spencer

    Financial & listing details

    • Annual tax amount: $560
    • Date on market: 9/30/2025
    • Listing terms: Cash,Conventional
    • Road surface type: Paved

    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    9/30/2025Listed for sale$134,900
    Source: Greater Chattanooga Realtors #1507411 Report a problem
    8/26/2025Contingent$134,900
    Source: Greater Chattanooga Realtors #1507411 Report a problem
    8/26/2025Listed for sale$134,900
    Source: Greater Chattanooga Realtors #1507411 Report a problem
    8/6/2025Listing removed$134,900
    Source: Greater Chattanooga Realtors #1507411 Report a problem
    8/6/2025Price change$134,900-3.6%
    Source: Greater Chattanooga Realtors #1507411 Report a problem

    Public tax history

    Public tax history
    Tax history is unavailable.

    BuyAbility℠ payment

    Estimated monthly payment
    All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
    HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
    Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
    See how much you could borrow to make a competitive offer.

    Boost your down payment with 6% savings match

    Earn up to a 6% match & get a competitive APY with a *. Zillow has partnered with to help get you home faster.

    Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.

    Climate risks

    Neighborhood: 38585

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Griffith Elementary School
    • Middle: Sequatchie Middle
    • High: Sequatchie High

    Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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