For sale

$267,000

12 Clover Ln, Milford, IA 51351

3beds

1,064sqft

$2,008/mo

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Single Family Residence

Built in 1974

9,147 Square Feet Lot

$-- Zestimate^®

$251/sqft

$-- HOA

What's special

Bright open flowComfortable bedrooms

Unmatched versatility meets prime location in this meticulously maintained 2-bedroom, 2-bathroom Iowa Great Lakes home! Boasting a completely self-contained lower-level living setup, this property is a rare find. The main level features a bright, open flow with comfortable bedrooms and a full bath. Downstairs, discover a fully finished secondary living destination—complete with its own private kitchen, spacious living room, 3/4 bathroom with a walk-in shower, and a private bonus room ideal for an office, hobby den, or non-conforming guest space. Perfect for hosting extended summer visitors or creating an independent mother-in-law suite, this home delivers maximum square footage and endless layout possibilities just minutes from the lakes.

4 days
228
7

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1

Heating

Forced Air

Features

Basement: Full

Interior area

Total structure area: 1,064
Total interior livable area: 1,064 sqft
Finished area above ground: 1,064
Finished area below ground: 784

Property

Parking

Total spaces: 1
Parking features: Attached
Attached garage spaces: 1

Features

Levels: One
Stories: 1

Lot

Size: 9,147 Square Feet
Dimensions: 75 x 122

Details

Parcel number: 1012202002

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence
Attached to another structure: Yes

Materials

Wood Siding, Concrete

Condition

Year built: 1974

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Milford

Financial & listing details

Price per square foot: $251/sqft
Tax assessed value: $213,800
Annual tax amount: $2,440
Date on market: 10/19/2026
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
10/19/2026	Listed for sale	$267,000+128.2%$251/sqft
Source: Iowa Great Lakes BOR #261362 Report a problem
9/16/2009	Sold	$117,000$110/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,364 -0.5%	$213,800 +11.2%
2024	$2,376 +2.1%	$192,200
2023	$2,328 +4.8%	$192,200 +24.6%
2022	$2,222 +5.8%	$154,300
2021	$2,100 -5.4%	$154,300 +11.1%
2020	$2,220 +2.6%	$138,900
2019	$2,163 +10.5%	$138,900 +4.7%
2018	$1,957 -0.1%	$132,700
2017	$1,960 +7.6%	$132,700 +5.2%
2016	$1,822 +5.9%	$126,100
2015	$1,720 +17.2%	$126,100 +15.6%
2014	$1,468 +5.3%	$109,100
2013	$1,394	$109,100

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 51351

Getting around

39 / 100

Car-Dependent

Nearby schools

GreatSchools rating

6/10
Okoboji Middle School
Grades: 5-8Distance: 0.5 mi
5/10
Okoboji High School
Grades: 9-12Distance: 0.2 mi
6/10
Okoboji Elementary School
Grades: PK-4Distance: 0.5 mi

Schools provided by the listing agent

District: Okoboji

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.