For sale

$789,000

11130 240th Ave, Spirit Lake, IA 51360

3beds

1,638sqft

$5,510/mo

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Single Family Residence

Built in 1956

0.31 Acres Lot

$-- Zestimate^®

$482/sqft

$-- HOA

What's special

Beautiful lake viewsLarge deck

This charming 3-bedroom, 2-bath home sits on a deep lot on Big Spirit Lake, offering plenty of room and privacy to enjoy the outdoors. Large windows on the main level showcase beautiful lake views, while the sunroom and large deck provide the perfect spots to relax and take it all in. A walkout basement adds convenience and additional space, while the boathouse is an added bonus for lake lovers. Whether you're looking for a year-round home or a lakeside getaway, this Big Spirit property is ready to make lake life a reality!

1 day

391

24

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
3/4 bathrooms: 2

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Electric Water Heater

Features

Basement: Partial,Walkout

Interior area

Total structure area: 1,638
Total interior livable area: 1,638 sqft
Finished area above ground: 1,152
Finished area below ground: 486

Property

Parking

Total spaces: 2
Parking features: Detached
Garage spaces: 2

Features

Levels: One
Stories: 1
On waterfront: Yes
Waterfront features: Waterfront, Lake
Body of water: Big Spirit Lake

Lot

Size: 0.31 Acres
Dimensions: 44 x 42 x 310 x 325

Details

Parcel number: 0317126010

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Vinyl Siding, Frame/Wood, Stick Built

Condition

Year built: 1956

Utilities & green energy

Sewer: Public Sewer
Water: Rural/Municipality
Utilities for property: Natural Gas Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Spirit Lake

Financial & listing details

Price per square foot: $482/sqft
Tax assessed value: $605,400
Annual tax amount: $4,356
Date on market: 8/14/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
8/14/2026	Listed for sale	$789,000$482/sqft
Source: Iowa Great Lakes BOR #261004 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,028 -3.5%	$605,400 +19.7%
2024	$4,172 +10.8%	$505,600
2023	$3,764 +2.4%	$505,600 +31.1%
2022	$3,674 +7.8%	$385,600
2021	$3,408 +2.1%	$385,600 +13.8%
2020	$3,338 +1.9%	$338,800
2019	$3,276 +4.6%	$338,800 +1.4%
2018	$3,131 -3.3%	$334,200
2017	$3,238 +3.5%	$334,200 +4.8%
2016	$3,130 +5.4%	$318,900
2015	$2,970 +2.3%	$318,900 +5.9%
2014	$2,904 +3.2%	$301,000
2013	$2,814	$301,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 51360

Getting around

2 / 100

Car-Dependent

38 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Spirit Lake Elementary School
Grades: PK-4Distance: 5.1 mi
5/10
Spirit Lake Middle School
Grades: 5-8Distance: 5.2 mi
7/10
Spirit Lake High School
Grades: 9-12Distance: 5.2 mi

Schools provided by the listing agent

District: Spirit Lake

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.