All ages community! VA & FHA Approved! Welcome to this charming 2-bedroom, 1.5-bath Spanish-style end-unit condo in the heart of Rancho Bernardo. With 924 sq ft of thoughtfully designed living space, this home offers the perfect blend of comfort, character, and community perks. Downstairs features an open-concept layout with a spacious living room, convenient half bath, a kitchen and your own private patio—ideal for relaxing or entertaining. Tile flooring throughout the first level keeps things cool and low-maintenance, while cozy carpet upstairs makes for a peaceful retreat in both bedrooms. You’ll love the new A/C system for year-round comfort. Upstairs are two comfortable bedrooms and a full bath, all filled with natural light. Being an end unit, you enjoy extra privacy and just one shared wall. You’ll have one assigned carport with a storage area, plus easy street parking for guests. Best of all, this home includes membership to the Rancho Bernardo Swim & Tennis Club located just across the street. The club features a gym, pickleball and tennis courts, basketball courts, playground, karate and fitness classes, pools, and even a woodshop for hobbyists. Conveniently located near shopping, dining, top-rated schools, and freeway access, this is your chance to enjoy North County living with resort-style amenities just steps from your front door. Come take a look. This one checks all the boxes!
For sale
Listing Provided by:
Anna Franklin DRE #02110752 619-761-9657,
Finest City Homes
Price cut: $5K (8/8)
$520,000
12234 Rancho Bernardo Rd #A, San Diego, CA 92128
2beds
924sqft
Est.:
Condominium
Built in 1966
-- sqft lot
$513,700 Zestimate®
$563/sqft
$485/mo HOA
What's special
- 60 days
- on Zillow |
- 1,060 |
- 31 |
Zillow last checked: 7 hours ago
Listing updated: 15 hours ago
Listing Provided by:
Anna Franklin DRE #02110752 619-761-9657,
Finest City Homes
Source: CRMLS,MLS#: PTP2504260
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Bedroom
Bedroom
- Features: All Bedrooms Up
Cooling
- Central Air
Appliances
- Laundry: Common Area
Features
- All Bedrooms Up
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: 1 Common Wall
Interior area
- Total interior livable area: 924 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Carport, On Street
- Carport spaces: 1
Features
- Levels: Multi/Split
- Entry location: front
- Pool features: Community, Association
- Has view: Yes
- View description: Neighborhood
Details
- Parcel number: 2745204410
- Zoning: R-1:SINGLE FAM-RES
- Special conditions: Standard
- Horse amenities: Riding Trail
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- Year built: 1966
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Biking, Curbs, Golf, Hiking, Horse Trails, Lake, Park, Storm Drain(s), Street Lights, Sidewalks, Valley, Pool
HOA
- Has HOA: Yes
- Amenities included: Billiard Room, Clubhouse, Golf Course, Maintenance Grounds, Meeting/Banquet/Party Room, Barbecue, Playground, Pickleball, Pool, Pets Allowed, Racquetball, Recreation Room, Sauna, Spa/Hot Tub, Tennis Court(s), Trash, Water
- HOA fee: $485 monthly
- HOA name: Bernardo Villas
- HOA phone: 858-485-0881
Location
- Region: San Diego
Financial & listing details
- Price per square foot: $563/sqft
- Tax assessed value: $343,100
- Annual tax amount: $3,909
- Date on market: 6/8/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Inclusions: All appliances
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