Owner Financing Available — No Bank Needed | 1227 Dickinson | 3 Bed / 2 Bath
Skip the bank and own this beautifully updated 3-bedroom, 2-bathroom home with seller financing. Recently renovated and move-in ready, this home features gorgeous hardwood floors throughout and modern updates that make it shine.
Step inside to find a warm, inviting layout with timeless hardwoods in every room — no carpet to worry about. The home has been thoughtfully updated, so you can move in and start living without a renovation to-do list.
Owner Financing Terms:
Purchase Price: $215,000
Down Payment: $25,000
Financed Amount: $190,000
Interest Rate: 10% fixed
Term: 20 years
Monthly Payment: $1,833.54 (principal & interest) — plus taxes and insurance
This is a rare opportunity to become a homeowner without traditional bank qualifying. If you've struggled to get approved through a conventional lender, owner financing puts the keys in your hands. Bring your down payment and let's talk.
Don't miss this one — updated, well-maintained, and ready for its next owner. Contact us today to schedule a showing and discuss financing.
For sale by owner
$215,000
1227 Dickinson Rd, Independence, MO 64050
4beds
936sqft
Est.: Get pre-qualified
SingleFamily
Built in 1965
7,841 Square Feet Lot
$143,800 Zestimate®
$230/sqft
$-- HOA
What's special
Gorgeous hardwood floors throughoutWarm inviting layout
- 9 hours |
- 91 |
- 9 |
Listed by:
Property Owner (816) 263-3173
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Forced air
Cooling
- Central
Appliances
- Included: Dishwasher, Range / Oven
Features
- Flooring: Carpet, Hardwood
- Basement: Partially finished
Interior area
- Total interior livable area: 936 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage - Attached, Off-street
Features
- Exterior features: Other
Lot
- Size: 7,841 Square Feet
Details
- Parcel number: 15730061700000000
Construction
Type & style
- Home type: SingleFamily
Materials
- Roof: Composition
Condition
- New construction: No
- Year built: 1965
Community & HOA
Location
- Region: Independence
Financial & listing details
- Price per square foot: $230/sqft
- Tax assessed value: $115,050
- Annual tax amount: $1,519
- Date on market: 5/26/2026
Estimated market value
$143,800
$131,000 - $160,000
$1,296/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/26/2026 | Listed for sale | $215,000+44.3%$230/sqft |
Source: Owner Report a problem | ||
| 2/6/2026 | Sold | -- |
Source: | ||
| 1/30/2026 | Pending sale | $149,000$159/sqft |
Source: | ||
| 1/24/2026 | Contingent | $149,000$159/sqft |
Source: | ||
| 1/22/2026 | Listed for sale | $149,000$159/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,519 0% | $21,859 -0.3% |
| 2024 | $1,519 +2.3% | $21,924 |
| 2023 | $1,484 +21.6% | $21,924 +32.6% |
| 2022 | $1,221 +0% | $16,530 |
| 2021 | $1,220 +2% | $16,530 +4.9% |
| 2020 | $1,197 +1.6% | $15,753 |
| 2019 | $1,178 | $15,753 +14.9% |
| 2018 | $1,178 +6.6% | $13,710 |
| 2017 | $1,105 +4.7% | $13,710 +2.6% |
| 2016 | $1,056 +4.9% | $13,366 +3% |
| 2014 | $1,007 +0.6% | $12,977 |
| 2013 | $1,000 +1.3% | $12,977 |
| 2012 | $988 +14.1% | $12,977 |
| 2011 | $866 +2.5% | $12,977 +12.1% |
| 2010 | $845 -7.8% | $11,572 |
| 2009 | $916 +0.2% | $11,572 -11% |
| 2008 | $914 +2.6% | $13,002 |
| 2007 | $891 +0.1% | $13,002 +3% |
| 2006 | $890 +12% | $12,624 |
| 2005 | $795 +0% | $12,624 +15% |
| 2004 | $795 +10% | $10,977 |
| 2003 | $723 +0.3% | $10,977 +8% |
| 2002 | $721 +8% | $10,164 |
| 2001 | $668 | $10,164 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Mill Creek
Getting around
18 / 100
Minimal TransitNearby schools
GreatSchools rating
- 7/10Ott Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 3/10Bingham Middle SchoolGrades: 7-8Distance: 2.5 mi
- 3/10William Chrisman High SchoolGrades: 9-12Distance: 0.4 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Missouri
- Jackson County
- Independence
- 64050
- Mill Creek
- 1227 Dickinson Rd




