OPEN HOUSE SUNDAY, JUNE 7: NOON - 2 PM. If you've been searching for the perfect blend of privacy, acreage, and waterfront living, this one is a must-see. Nestled on 9.2 picturesque acres, this 3-bedroom, 2.5-bath home offers 1,728 square feet of comfortable living space in a truly one-of-a-kind setting. Surrounded by mature oak, maple, birch, and pine trees, the home sits more than 500 feet off the road and is completely hidden from view, creating a private retreat that feels like your own Up North getaway. Enjoy stunning lake views, abundant wildlife, and regular sightings of bald eagles, deer, and wild turkeys right from your backyard. The stocked lake offers excellent fishing for bass, bluegill, pike, and carp, while the sandy beach, lakeside sauna, and zip line provide endless outdoor enjoyment. Inside, you'll find granite countertops and backsplash, stainless steel appliances, a beautiful primary bedroom suite with a spacious private bath, a cozy wood stove, and a brick-lined fireplace. Additional features include a Generac backup system installed in 2021, new roof in 2023, huge attached garage, RV/boat parking pad, and a 30x40 insulated and heated pole barn built in 2018. Whether you're looking for a year-round residence, recreational property, or private family retreat, this exceptional waterfront property offers room to roam, relax, and create memories for years to come.
For sale
$559,900
12385 Baumgartner Rd, Saint Charles, MI 48655
3beds
1,728sqft
Single Family Residence
Built in 1977
9.21 Acres Lot
$531,500 Zestimate®
$324/sqft
$-- HOA
What's special
- 6 days |
- 914 |
- 39 |
Zillow last checked:
Listing updated:
Listed by:
Howard D Ebenhoeh 989-798-5670,
REMAX Tri County 989-323-2161
Source: MiRealSource,MLS#: 50209808
Originating MLS: East Central Association of REALTORS
Originating MLS: East Central Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Laundry, Living Room, Workshop, Master Bedroom, Second Flr Full Bathroom
Bedroom 1
- Features: Wood
- Level: Second
- Area: 156
- Dimensions: 12 x 13
Bedroom 2
- Features: Wood
- Level: Second
- Area: 110
- Dimensions: 11 x 10
Bedroom 3
- Features: Wood
- Level: Second
- Area: 143
- Dimensions: 11 x 13
Bathroom 1
- Features: Tile
- Level: Second
- Area: 100
- Dimensions: 10 x 10
Bathroom 2
- Features: Tile
- Level: Second
- Area: 80
- Dimensions: 8 x 10
Dining room
- Level: First
- Area: 99
- Dimensions: 9 x 11
Kitchen
- Level: First
- Area: 96
- Dimensions: 8 x 12
Living room
- Features: Wood
- Level: First
- Area: 324
- Dimensions: 12 x 27
Heating
- Forced Air, Propane
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Dryer, Range/Oven, Refrigerator, Washer, Water Heater
- Laundry: First Floor Laundry
Features
- Sump Pump, Spa/Sauna, Pantry, Eat-in Kitchen
- Flooring: Ceramic Tile, Wood
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Living Room, Wood Burning Stove
Interior area
- Total structure area: 1,728
- Total interior livable area: 1,728 sqft
- Finished area above ground: 1,728
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage, Attached, Electric in Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Waterfront features: All Sports Lake
- Frontage type: Road
- Frontage length: 335
Lot
- Size: 9.21 Acres
- Dimensions: 335 x 1272
- Features: Wooded
Details
- Additional structures: Barn(s)
- Parcel number: 26113311002000
- Zoning description: Residential
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- New construction: No
- Year built: 1977
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Saint Charles
Financial & listing details
- Price per square foot: $324/sqft
- Tax assessed value: $261,600
- Annual tax amount: $4,258
- Date on market: 6/6/2026
- Cumulative days on market: 6 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan
- Road surface type: Paved
Estimated market value
$531,500
$505,000 - $558,000
$1,875/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/6/2026 | Listed for sale | $559,900-1.8%$324/sqft |
Source:  MiRealSource #50209808 Report a problem | ||
| 10/29/2025 | Listing removed | $569,900$330/sqft |
Source:  Realcomp II #61050181637 Report a problem | ||
| 9/26/2025 | Price change | $569,900-0.9%$330/sqft |
Source: MiRealSource #50181637 Report a problem | ||
| 8/21/2025 | Price change | $574,900-0.9%$333/sqft |
Source: MiRealSource #50181637 Report a problem | ||
| 8/5/2025 | Price change | $579,900-0.9%$336/sqft |
Source: MiRealSource #50181637 Report a problem | ||
| 7/28/2025 | Price change | $584,900-0.8%$338/sqft |
Source: MiRealSource #50181637 Report a problem | ||
| 7/14/2025 | Listed for sale | $589,900+219.7%$341/sqft |
Source: MiRealSource #50181637 Report a problem | ||
| 1/5/2018 | Sold | $184,500-2.4%$107/sqft |
Source: MiRealSource #31335108 Report a problem | ||
| 11/29/2017 | Pending sale | $189,000$109/sqft |
Source: White Realty #31335108 Report a problem | ||
| 11/9/2017 | Listed for sale | $189,000$109/sqft |
Source: White Realty #31335108 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,473 +0.1% | $130,800 +13.7% |
| 2023 | $3,469 | $115,000 +6.8% |
| 2022 | -- | $107,700 +5.5% |
| 2021 | $3,492 | $102,100 +0.5% |
| 2020 | $3,492 +40.9% | $101,600 +17.7% |
| 2018 | $2,478 +11.4% | $86,300 -4% |
| 2017 | $2,226 | $89,900 +0.6% |
| 2016 | $2,226 | $89,400 +4.4% |
| 2014 | $2,226 | $85,600 -0.1% |
| 2013 | -- | $85,700 -0.2% |
| 2012 | -- | $85,900 -7.9% |
| 2011 | -- | $93,300 +2.3% |
| 2010 | -- | $91,200 +2.6% |
| 2009 | -- | $88,900 -4.7% |
| 2008 | -- | $93,300 +3% |
| 2007 | -- | $90,600 |
| 2006 | -- | $90,600 |
| 2005 | -- | $90,600 +5.8% |
| 2003 | -- | $85,600 +3.3% |
| 2002 | -- | $82,900 |
| 2001 | -- | $82,900 +5.1% |
| 2000 | -- | $78,900 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 48655
Nearby schools
GreatSchools rating
- 7/10St. Charles Elementary SchoolGrades: PK-6Distance: 1.5 mi
- 6/10St. Charles Community High SchoolGrades: 7-12Distance: 1.6 mi
Schools provided by the listing agent
- District: St Charles Community Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Michigan
- Saginaw County
- Saint Charles
- 48655
- 12385 Baumgartner Rd
Nearby cities
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Other Saint Charles Topics
