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  • $199,900

    124 Chicago Rd, Oswego, IL 60543

    4beds
    1,650sqft
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    Single Family Residence
    Built in 1940
    0.83 Acres Lot
    $-- Zestimate®
    $121/sqft
    $-- HOA

    What's special

    Serene Riverfront Retreat in the Heart of Oswego - Nestled on a generous 0.83-acre exclusive rear lot with 140 feet of scenic Waubonsie Creek frontage, this unique property offers a rare opportunity to restore a once-glorious retreat to its original prestige. Perfectly situated in the heart of Oswego, this hidden gem seamlessly combines natural tranquility with exceptional investment potential. The property consists of two separate parcels: one encompassing the physical structures and a second dedicated parcel providing private access. Main Residence: Features 3 bedrooms, a full kitchen, a formal dining room, and a spacious living room. The full basement includes a convenient walk-out to a patio area, complete with a 12-foot barbecue grill and firepit-perfect for outdoor entertaining. Coach House: A detached 2-car garage featuring a private 1-bedroom apartment above. This versatile space is ideal for guest quarters, an in-law suite, or potential rental income. The Grounds: Enjoy ultimate privacy on a deep lot boasting mature trees and direct creek views, offering a true "one with nature" experience just minutes from local amenities. With an excellent After Repair Value (ARV) and immense upside, this property is a prime candidate for rehabbers, seasoned investors, or anyone looking to customize a waterfront estate. Property is sold strictly in "as-is" condition. The seller will make no repairs and will not offer any repair or monetary credits. Seller will not provide a survey or termite inspection. Property will be conveyed via a Special Warranty Deed with tax prorations set at 100%. Please submit Proof of Funds (POF) and all signed disclosures along with your offer. Schedule your private showing today to explore the endless possibilities this estate has to offer.
    5 days
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    1,477
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    51
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    Zillow last checked:

    Listing updated:

    Listed by:

    Ryan Cherney (630)862-5181,

    Circle One Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12682396MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Kitchen, Recreation Room
      Primary bedroom
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 12X13
      Bedroom 2
      • Level: Main
      • Area: 132 Square Feet
      • Dimensions: 12X11
      Bedroom 3
      • Level: Main
      • Area: 132 Square Feet
      • Dimensions: 12X11
      Bedroom 4
      • Level: Second
      • Area: 90 Square Feet
      • Dimensions: 10X9
      Dining room
      • Level: Main
      • Area: 144 Square Feet
      • Dimensions: 12X12
      Kitchen
      • Features: Kitchen (Eating Area-Table Space)
      • Level: Main
      • Area: 168 Square Feet
      • Dimensions: 12X14
      Kitchen 2nd
      • Level: Second
      • Area: 72 Square Feet
      • Dimensions: 8X9
      Living room
      • Level: Main
      • Area: 210 Square Feet
      • Dimensions: 15X14
      Recreation room
      • Level: Second
      • Area: 168 Square Feet
      • Dimensions: 12X14
      Heating
      • Other
      Cooling
      • Other
      Appliances
      • Included: Range, Refrigerator
      Features
      • Basement: Unfinished,Full
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning, Living Room
      Interior area
      • Total structure area: 0
      • Total interior livable area: 1,650 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: No Garage, Yes, Garage Owned, Detached, Garage
      • Garage spaces: 2
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 1
      • Patio & porch: Patio
      • Exterior features: Outdoor Grill, Other
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Stream
      Lot
      • Size: 0.83 Acres
      • Dimensions: 129x270
      • Features: Irregular Lot, Wooded, Rear of Lot
      Details
      • Additional parcels included: 0317328012
      • Parcel number: 0317328002
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Other
      Condition
      • New construction: No
      • Year built: 1940

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      HOA
      • Services included: None
      Location
      • Region: Oswego

      Financial & listing details

      • Price per square foot: $121/sqft
      • Tax assessed value: $157,197
      • Annual tax amount: $4,586
      • Date on market: 6/18/2026
      • Ownership: Fee Simple
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/18/2026Listed for sale$199,900$121/sqft
        Source: MRED as distributed by MLS GRID #12682396 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,217 +4.7%$52,399 +14%
        2023$4,026 +6.7%$45,964 +10%
        2022$3,773 -1.6%$41,785 +2%
        2021$3,833 +1%$40,965 +2%
        2020$3,795 +37%$40,162 +31.3%
        2019$2,771 $30,585 +10.3%
        2018$2,771 +5.8%$27,721 +8.5%
        2017$2,619 -46.7%$25,549 -63.3%
        2016$4,910 -26.2%$69,666 +4%
        2015$6,653 $66,986 +4%
        2014$6,653 $64,410 -4%
        2013-- $67,094 -4%
        2012-- $69,926 -9%
        2011-- $76,842 -5%
        2010-- $80,887 -4.1%
        2009-- $84,314 +7.3%
        2008-- $78,605 +3%
        2007-- $76,316
        2006$5,370 $76,316 +6.7%
        2005-- $71,524 +6.5%
        2004$4,797 +10.3%$67,158 +4.1%
        2003$4,350 $64,539 +8.5%
        2002$4,350 +5.6%$59,483 +2.9%
        2001$4,120 +3%$57,806 +5.5%
        2000$4,001 $54,793

        Find assessor info on the county website

        Monthly payment

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 60543

          Getting around

          73 / 100
          Very Walkable
          54 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Old Post Elementary School
          • Middle: Thompson Junior High School
          • High: Oswego High School
          • District: 308

          Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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