This charming total remodel with stunning fireplace is move in ready in the 55+ retirement community of Seven Oaks, offering the perfect blend of tranquility and convenience. Step into your thoughtfully renovated residence with a 150 sq. ft sunroom not included in main square footage that could be used as a den, family room or office with it's own entrance you can use this space for guests. Where modern updates harmonize seamlessly with the timeless appeal of the neighborhood. The careful remodel ensures that your home suits both contemporary lifestyles and the comfort you desire during retirement. The standout feature of this home is its prime location, which opens up to a picturesque green space. Imagine waking up to the sight of lush trees and the soothing sounds of nature right in your backyard. It’s the perfect spot for relaxing on your patio. Whether it’s a round of golf, a visit to the community center, or a stroll to nearby shops and restaurants, you’ll find everything you need right at your doorstep. In Rancho Bernardo’s Seven Oaks, you’re not just finding a home; you’re embracing a lifestyle of comfort, convenience, and community. Don’t miss the opportunity to call this remodeled gem your retirement sanctuary.
For sale
$649,950
12424 Rios Rd, San Diego, CA 92128
2beds
1,120sqft
Est.:
Single Family Residence
Built in 1965
-- sqft lot
$644,200 Zestimate®
$580/sqft
$672/mo HOA
What's special
Stunning fireplaceThoughtfully renovated residence
- 4 days |
- 1,231 |
- 42 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: January 08, 2026 at 03:27pm
Listed by:
Michelle L Warner DRE #01492513 858-229-2213,
RE/MAX Connections,
Elisabeth Tumlinson DRE #02160408 760-750-0930,
Re/Max Connections
Source: SDMLS,MLS#: 2600400
Originating MLS: San Diego Association of REALTOR
Originating MLS: San Diego Association of REALTORTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Forced Air Unit
Cooling
- Central Forced Air
Appliances
- Included: Dishwasher, Disposal, Range/Oven, Refrigerator
- Laundry: Gas
Features
- Open Floor Plan, Pantry, Remodeled Kitchen, Shower
- Flooring: Tile
- Number of fireplaces: 1
- Fireplace features: FP in Living Room, Gas
- Common walls with other units/homes: 1 common wall
Interior area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: None Known
Accessibility
- Accessibility features: No Interior Steps
Features
- Levels: 1 Story
- Stories: 1
- Patio & porch: Covered, Concrete, Patio
- Pool features: Community/Common
- Spa features: Community/Common
- Fencing: N/K
- Has view: Yes
- View description: Greenbelt
Details
- Parcel number: 2745111964
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Wood
- Roof: Tile/Clay
Condition
- Turnkey,Updated/Remodeled
- Year built: 1965
Utilities & green energy
- Sewer: Sewer Connected
- Water: Public
Community & HOA
Community
- Features: Clubhouse/Rec Room, Exercise Room, Pet Restrictions, Pool, Spa/Hot Tub
- Security: N/K
- Senior community: Yes
- Subdivision: RANCHO BERNARDO
HOA
- Amenities included: Banquet Facilities, Club House, Gym/Ex Room, Meeting Room, Pet Rules, Spa, Pool, Rec Multipurpose Room
- Services included: Common Area Maintenance, Exterior Bldg Maintenance, Limited Insurance, Roof Maintenance
- HOA fee: $672 monthly
- HOA name: Seven Oaks Management
Location
- Region: San Diego
Financial & listing details
- Price per square foot: $580/sqft
- Tax assessed value: $552,329
- Annual tax amount: $6,830
- Date on market: 1/6/2026
- Listing terms: Cash,Conventional
Estimated market value
$644,200
$612,000 - $676,000
$3,261/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/8/2025 | Price change | $649,950-4.3%$580/sqft |
Source:  SDMLS #250040893 Report a problem | ||
| 10/9/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 9/26/2023 | Price change | $3,595+33.4%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/19/2023 | Price change | $679,500+2.2%$607/sqft |
Source: SDMLS #230017782 Report a problem | ||
| 9/15/2023 | Pending sale | $665,000$594/sqft |
Source: SDMLS #230017782 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,830 +11.2% | $552,329 +2% |
| 2024 | $6,142 +60.2% | $541,500 +57.4% |
| 2023 | $3,833 +1.7% | $344,017 +2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,742/mo
Principal & interest
$3209
HOA Fees
$672
Other costs
$861
Climate risks
Neighborhood: Rancho Bernardo
Nearby schools
GreatSchools rating
- 7/10Highland Ranch Elementary SchoolGrades: K-5Distance: 2.2 mi
- 7/10Bernardo Heights Middle SchoolGrades: 6-8Distance: 1.2 mi
- 10/10Rancho Bernardo High SchoolGrades: 9-12Distance: 1.4 mi
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