Enjoy waterfront living in a neighborhood designed to prioritize long-term ownership, where rentals are permitted for six months or longer - creating a stable, peaceful community and a rare opportunity on Topsail Island. Situated on a quiet, non-through street with easy access to the beach, the home features four decks with panoramic Intracoastal waterway, marsh, and sound views, elevator access, hurricane shutters, an outdoor living area with built-in grill gas line, and full sized refrigerator on dedicated circuit inside spacious storage area - perfect for entertaining or relaxing. Community amenities include a pool, clubhouse, and water access for kayaking, paddle-boarding, and fishing.
For sale
Price cut: $4K (3/17)
$875,000
127 S Boca Bay Lane #A, Surf City, NC 28445
4beds
2,204sqft
Est.:
Townhouse
Built in 2021
0.3 Acres Lot
$864,800 Zestimate®
$397/sqft
$96/mo HOA
What's special
Elevator accessHurricane shuttersQuiet non-through street
- 135 days |
- 353 |
- 12 |
Zillow last checked: 7 hours ago
Listing updated: March 23, 2026 at 10:18am
Listed by:
Leigh Sunshine 214-542-0220,
Wicker Properties of the Carolinas, Inc.
Source: Hive MLS,MLS#: 100540688
Originating MLS: Inc.
Originating MLS: Inc.Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Master Bedroom, Bedroom 1, Bedroom 2, Bedroom 3, Living Room
Primary bedroom
- Level: Second
Bedroom 1
- Level: Second
Bedroom 2
- Level: Second
Bedroom 3
- Level: Third
Kitchen
- Level: Third
Living room
- Level: Third
Heating
- Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Gas Oven, Gas Cooktop, Built-In Microwave, Refrigerator, Ice Maker, Disposal, Dishwasher
- Laundry: Dryer Hookup, Washer Hookup, Laundry Closet
Features
- Walk-in Closet(s), High Ceilings, Elevator, Ceiling Fan(s), Pantry, Reverse Floor Plan, Blinds/Shades, Walk-In Closet(s)
- Basement: None
- Attic: Access Only,Partially Floored
- Has fireplace: No
Interior area
- Total structure area: 2,204
- Total interior livable area: 2,204 sqft
Property
Parking
- Total spaces: 4
- Parking features: Additional Parking
- Carport spaces: 2
- Uncovered spaces: 2
Accessibility
- Accessibility features: Accessible Elevator Installed
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Open, Covered, Deck, Patio, Porch
- Exterior features: Shutters - Functional, Outdoor Shower, Irrigation System
- Fencing: None
- Has view: Yes
- View description: ICW, Marsh, Ocean, Sound, Water
- Has water view: Yes
- Water view: Marsh,Ocean,Sound,Water
- Waterfront features: Salt Marsh, Sound Side, Water Access Comm, Marsh Front, Sound Front
- Frontage type: Marsh Front,Sound Front
Lot
- Size: 0.3 Acres
- Features: Salt Marsh, Sound Side, Water Access Comm
Details
- Parcel number: 42454466150000
- Zoning: R5
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Materials
- Fiber Cement, Wood Frame
- Foundation: Other, Pilings
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Available, Water Available
Green energy
- Green verification: None
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Boca Bay
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Pool, Maintenance Common Areas, Sidewalks, Street Lights
- HOA fee: $1,152 annually
- HOA name: Oaks at Boca Bay
- HOA phone: 910-509-7281
Location
- Region: Holly Ridge
Financial & listing details
- Price per square foot: $397/sqft
- Tax assessed value: $345,774
- Annual tax amount: $4,287
- Date on market: 11/11/2025
- Cumulative days on market: 135 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Paved
Estimated market value
$864,800
$822,000 - $908,000
$3,215/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/17/2026 | Price change | $875,000-0.5%$397/sqft |
Source:  Hive MLS #100540688 Report a problem | ||
| 2/8/2026 | Price change | $879,000-0.7%$399/sqft |
Source: Hive MLS #100540688 Report a problem | ||
| 11/11/2025 | Listed for sale | $885,000+68.6%$402/sqft |
Source: Hive MLS #100540688 Report a problem | ||
| 8/17/2021 | Sold | $525,000$238/sqft |
Source: Hive MLS #100251535 Report a problem | ||
| 1/19/2021 | Pending sale | $525,000$238/sqft |
Source: Hive MLS #100251535 Report a problem | ||
| 1/8/2021 | Listed for sale | $525,000$238/sqft |
Source: Hive MLS #100251535 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$4,899/mo
Principal & interest
$4293
Property taxes
$510
HOA Fees
$96
More affordability tools
Climate risks
Neighborhood: 28445
Nearby schools
GreatSchools rating
- 10/10North Topsail Elementary SchoolGrades: PK-5Distance: 6.9 mi
- 6/10Topsail Middle SchoolGrades: 5-8Distance: 9.2 mi
- 8/10Topsail High SchoolGrades: 9-12Distance: 9.5 mi
Schools provided by the listing agent
- Elementary: Surf City
- Middle: Surf City
- High: Topsail
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28445
- North Carolina
- Pender County
- Surf City
- 28445
- 127 S Boca Bay Lane Unit A
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