Incredible opportunity to purchase this beautifully renovated 3 bedroom, 2.5 bath townhouse in the heart of the Montecito at Otay Ranch with a rare 2.75% VA loan assumption option for both veterans and non-veterans, (subject to lender and VA approval, buyer must qualify). This two story townhouse features a wrap around fenced in patio with grassed in side yard, open concept living with kitchen, dining and living room flowing seamlessly together, lower level custom dark wood shutters, white shaker kitchen cabinets and dark gray countertops, white subway backsplash, large modern tile flooring throughout lower level. Upstairs you will find all three bedrooms which includes the large primary bedroom featuring a beautiful en suite with dual vanities and a large walk-in closet. The two additional bedrooms and a full bath are just off the hallway, down the hall from the laundry closet and linen cabinet. The attached one car garage has two storage racks, installed solar system, beautifully maintained grounds and blocks from Sonia Sotomayor Elementary and Otay Ranch High School nearby. The community of Montecito offers its residents many amenities which include a large pool, spa, fitness center, BBQ, clubhouse with kitchen, bocce ball and a playground.
For sale
Listed by: Coldwell Banker West
$700,000
1294 Santa Victoria Rd #2, Chula Vista, CA 91913
3beds
1,583sqft
Est.:
Condominium
Built in 2020
-- sqft lot
$703,700 Zestimate®
$442/sqft
$489/mo HOA
What's special
Beautifully maintained groundsDark gray countertopsLarge walk-in closetWhite subway backsplashInstalled solar systemLarge primary bedroomWhite shaker kitchen cabinets
- 43 days |
- 533 |
- 32 |
Zillow last checked:
Listing updated:
Listing Provided by:
Ashley Yu DRE #02041241 listwithyu@gmail.com,
Coldwell Banker West
Source: CRMLS,MLS#: PTP2602487
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Other
Cooling
- Central Air, Electric
Appliances
- Included: Washer
- Laundry: Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup, Laundry Closet, Upper Level
Features
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: 1 Common Wall,End Unit,No One Above,No One Below
Interior area
- Total interior livable area: 1,583 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Attached garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Entry location: Front of house
- Pool features: Community, Association
- Has view: Yes
- View description: None
Details
- Parcel number: 6443193529
- Zoning: R-1 Single Family Residen
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Biking, Gutter(s), Park, Storm Drain(s), Street Lights, Suburban, Sidewalks, Pool
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Maintenance Grounds, Management, Picnic Area, Playground, Pool, Spa/Hot Tub
- HOA fee: $428 monthly
- HOA name: Parc Place HOA
- HOA phone: 619-656-3220
- Second HOA fee: $61 monthly
- Second HOA name: Montecito At Otay Ranch
- Second HOA phone: 619-656-3220
Location
- Region: Chula Vista
Financial & listing details
- Price per square foot: $442/sqft
- Tax assessed value: $502,941
- Annual tax amount: $8,342
- Date on market: 4/3/2026
- Cumulative days on market: 43 days
- Listing terms: Cash,Cash to Existing Loan,Conventional,VA Loan
Estimated market value
$703,700
$669,000 - $739,000
$4,177/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Listed for sale | $700,000$442/sqft |
Source: | ||
| 5/14/2026 | Pending sale | $700,000$442/sqft |
Source: | ||
| 4/3/2026 | Listed for sale | $700,000+6.9%$442/sqft |
Source: | ||
| 8/31/2022 | Listing removed | -- |
Source: | ||
| 8/17/2022 | Price change | $655,000-2.2%$414/sqft |
Source: | ||
| 8/6/2022 | Listed for sale | $670,000+44.1%$423/sqft |
Source: | ||
| 7/10/2020 | Sold | $465,000$294/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,342 +5.9% | $502,941 +2% |
| 2024 | $7,881 +3.8% | $493,081 +2% |
| 2023 | $7,593 +4.2% | $483,414 +2% |
| 2022 | $7,285 +3.5% | $473,936 +2% |
| 2021 | $7,038 +233.1% | $464,644 +1058.3% |
| 2020 | $2,113 +380.3% | $40,113 +2% |
| 2019 | $440 -8.7% | $39,327 +2% |
| 2018 | $482 | $38,556 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Otay Ranch
Nearby schools
GreatSchools rating
- 7/10Sonia Sotomayor ElementaryGrades: PK-6Distance: 0.2 mi
- 7/10Rancho Del Rey Middle SchoolGrades: 7-8Distance: 1.4 mi
- 9/10Otay Ranch Senior High SchoolGrades: 9-12Distance: 0.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
Local buyer's agents are ready to help
- California
- San Diego County
- Chula Vista
- 91913
- Otay Ranch
- 1294 Santa Victoria Rd Unit 2





