If real estate truly comes down to location, this West Ocean City setting is difficult to top. With expansive water views, direct boating access, and a front-row perspective of the inlet, Assateague, and the Ocean City skyline, this 4-bedroom, 4-bath home stands out in one of the region’s most desirable coastal locations. Custom built in 2003 and designed to capture the full impact of its surroundings, the home features breathtaking views from multiple levels, an open kitchen and living area wrapped in glass, generous bedroom spaces, two fireplaces, and an elevator serving every level, including the rooftop deck. The main living area is the centerpiece of the home, bringing the kitchen, dining, and living spaces together in one bright, open gathering space designed around the water. The primary suite is a standout of its own, with generous space, beautiful natural light, a perfectly positioned fireplace, and the same incredible water views that define the home. A remarkable custom bathroom and additional walk-in dressing room/closet complete the suite with comfort, function, and style. The outdoor spaces are just as impressive, with five separate seating areas including covered and uncovered balconies, a waterside deck, and a rooftop deck with sweeping views across the bay, inlet, Assateague, and Ocean City. Whether you are entertaining, relaxing, or watching the boats move through the water, the setting is always part of the experience. For boating, the property includes two deeded boat slips with lifts, giving you direct and immediate access to the surrounding waterways. The location also places you close to restaurants, marinas, beaches, shopping, entertainment, and the best of coastal Maryland. This is a rare opportunity to own an exceptional waterfront home in one of West Ocean City’s most memorable and hard-to-duplicate locations.
For sale
$4,495,000
12959 Harbor Rd, Ocean City, MD 21842
4beds
2,725sqft
Single Family Residence
Built in 2003
4,977 Square Feet Lot
$4,437,700 Zestimate®
$1,650/sqft
$-- HOA
What's special
- 9 days |
- 581 |
- 21 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Nick Schiaffino 302-586-1000,
Harbor Living 3025861000
Source: Bright MLS,MLS#: MDWO2038658
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Laundry, Full Bath
Basement
- Area: 0
Heating
- Other, Natural Gas, Electric
Cooling
- Other, Electric
Appliances
- Included: Water Heater
- Laundry: Upper Level, Laundry Room
Features
- Crown Molding, Dining Area, Elevator, Breakfast Area, Built-in Features, Ceiling Fan(s), Combination Kitchen/Dining, Combination Kitchen/Living, Combination Dining/Living, Family Room Off Kitchen, Open Floorplan, Primary Bedroom - Bay Front, Primary Bedroom - Ocean Front, Recessed Lighting, Spiral Staircase
- Flooring: Carpet, Wood
- Windows: Window Treatments
- Has basement: No
- Number of fireplaces: 2
- Fireplace features: Glass Doors, Gas/Propane
Interior area
- Total structure area: 2,725
- Total interior livable area: 2,725 sqft
- Finished area above ground: 2,725
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Garage Faces Front, Garage Door Opener, Basement, Inside Entrance, Oversized, Storage, Attached, Driveway, Other, On Street
- Attached garage spaces: 2
- Uncovered spaces: 2
Accessibility
- Accessibility features: Accessible Elevator Installed
Features
- Levels: Four
- Stories: 4
- Patio & porch: Deck, Porch, Roof, Roof Deck
- Exterior features: Lighting, Balcony
- Pool features: None
- Has view: Yes
- View description: Bay, City, Harbor, Panoramic, Ocean, Water, Canal, Marina
- Has water view: Yes
- Water view: Bay,Harbor,Ocean,Water,Canal,Marina
- Waterfront features: Private Dock Site, Bayfront, Bay
- Frontage length: Water Frontage Ft: 70
Lot
- Size: 4,977 Square Feet
- Features: Fishing Available, Premium
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2410360072
- Zoning: R-5
- Special conditions: Standard
- Other equipment: Negotiable
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Frame, Block
- Foundation: Block, Other
Condition
- Excellent
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Ocean City Harbor
HOA
- Has HOA: No
Location
- Region: Ocean City
Financial & listing details
- Price per square foot: $1,650/sqft
- Tax assessed value: $1,381,933
- Annual tax amount: $12,596
- Date on market: 6/1/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$4,437,700
$4.22M - $4.66M
$3,247/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/1/2026 | Listed for sale | $4,495,000+1423.7%$1,650/sqft |
Source:  Bright MLS #MDWO2038658 Report a problem | ||
| 4/10/2002 | Sold | $295,000+27.2%$108/sqft |
Source: Public Record Report a problem | ||
| 8/8/2000 | Sold | $232,000$85/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,019 -24.8% | $1,358,800 +8.5% |
| 2024 | $11,985 +9.3% | $1,252,400 +9.3% |
| 2023 | $10,967 +10.2% | $1,146,000 +10.2% |
| 2022 | $9,949 +9.4% | $1,039,600 +9.4% |
| 2021 | $9,090 +10.4% | $949,867 +10.4% |
| 2020 | $8,231 +11.6% | $860,133 +11.6% |
| 2019 | $7,373 +1.1% | $770,400 |
| 2018 | $7,296 | $770,400 |
| 2017 | $7,296 -20.1% | $770,400 -10.4% |
| 2016 | $9,127 | $860,200 |
| 2015 | $9,127 | $860,200 |
| 2014 | $9,127 | $860,200 -24.1% |
| 2013 | -- | $1,133,800 |
| 2012 | -- | $1,133,800 |
| 2011 | -- | $1,133,800 -21.8% |
| 2010 | -- | $1,450,700 +12.5% |
| 2009 | -- | $1,289,382 +14.3% |
| 2008 | -- | $1,128,066 +16.7% |
| 2007 | -- | $966,750 |
| 2006 | -- | $966,750 +17.8% |
| 2005 | -- | $820,372 +21.7% |
| 2004 | -- | $673,996 +254.7% |
| 2003 | -- | $190,000 |
| 2002 | -- | $190,000 |
| 2001 | -- | $190,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: West Ocean City
Nearby schools
GreatSchools rating
- 10/10Ocean City Elementary SchoolGrades: PK-4Distance: 1.5 mi
- 10/10Stephen Decatur Middle SchoolGrades: 7-8Distance: 4.9 mi
- 7/10Stephen Decatur High SchoolGrades: 9-12Distance: 4.9 mi
Schools provided by the listing agent
- District: Worcester County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Maryland
- Worcester County
- Berlin
- 21842
- West Ocean City
- 12959 Harbor Rd
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