Welcome to your own slice of paradise on Sebec Lake. This exceptional lakefront property with private waterfront in a protected cove offers a rare combination of privacy, comfort, and proven income potential--ideal as both a personal retreat and an established short-term rental.
The property features a spacious 3-4 bedroom, 2.5-bath layout, including two bedrooms in the main home, a bonus room in basement, and a beautifully finished loft above the two-car garage, complete with heat pumps for year-round comfort. Enjoy private water frontage in a protected cove, perfect for swimming, boating, and relaxing lakeside. Outdoor enthusiasts will appreciate direct access to ATV and snowmobile trails right from the property. Located on the desirable Bowerbank side of Sebec Lake, this home benefits from lower taxes while delivering an authentic Maine lakefront lifestyle.
With over 10 years of successful rental history, this property comfortably sleeps up to 12 guests and comes fully equipped with systems already in place including cleaning, plowing, turnkey dock service, allowing for a seamless transition to new ownership. Bookings for the 2026 season are already secured, and buyers have the flexibility to honor existing reservations for immediate income or reserve time for personal enjoyment.
Recent upgrades and thoughtful improvements enhance both comfort and efficiency, including a brand-new composite deck with under-deck screened room, stone wood-burning fireplace, whole-house automatic generator, and turnkey dock system. The property can be offered fully furnished for immediate enjoyment, with furnishings available by separate negotiation.
Conveniently located just 30 minutes from Dover-Foxcroft for shopping and everyday essentials, and approximately one hour from Bangor and Bangor International Airport.
Whether you're seeking a Sebec Lake vacation home or a fully operational short-term rental, this lakefront property is a rare opportunity you won't want to
Active
Price cut: $25K (4/16)
$899,900
13 Flag Cove Road, Bowerbank, ME 04426
3beds
2,511sqft
Est.:
Single Family Residence
Built in 2007
0.57 Acres Lot
$-- Zestimate®
$358/sqft
$17/mo HOA
What's special
- 52 days |
- 646 |
- 20 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
NextHome Experience
Source: Maine Listings,MLS#: 1654870
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Bedroom 1
- Level: First
Bedroom 2
- Level: Upper
Bonus room
- Level: Basement
Dining room
- Level: First
Family room
- Level: Basement
Kitchen
- Level: First
Living room
- Level: First
Heating
- Heat Pump, Zoned, Radiant, Wood Stove
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Dryer, Microwave, Gas Range, Refrigerator, Washer
Features
- Flooring: Carpet, Tile, Wood
- Basement: Interior Entry,Daylight,Finished,Full
- Number of fireplaces: 1
Interior area
- Total structure area: 2,511
- Total interior livable area: 2,511 sqft
- Finished area above ground: 1,615
- Finished area below ground: 896
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Gravel, 5 - 10 Spaces
- Garage spaces: 2
Features
- Patio & porch: Deck, Screened
- Has view: Yes
- View description: Scenic, Trees/Woods
- Body of water: Sebec
- Frontage length: Waterfrontage: 150,Waterfrontage Owned: 150
Lot
- Size: 0.57 Acres
Details
- Additional structures: Shed(s)
- Parcel number: BOWEM006L016010
- Zoning: Resi
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Wood Frame, Fiber Cement, Vinyl Siding
- Foundation: Poured Concrete
- Roof: Shingle
Condition
- Year built: 2007
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Private Sewer
- Water: Private
Green energy
- Energy efficient items: Ceiling Fans
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $200 annually
Location
- Region: Bowerbank
Financial & listing details
- Price per square foot: $358/sqft
- Tax assessed value: $302,180
- Annual tax amount: $2,266
- Date on market: 3/23/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/16/2026 | Price change | $899,900-2.7%$358/sqft |
Source: | ||
| 3/23/2026 | Listed for sale | $924,900+245.8%$368/sqft |
Source: | ||
| 4/20/2012 | Sold | $267,500$107/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,813 +10.1% | $302,180 |
| 2023 | $1,647 +3.1% | $302,180 +5% |
| 2022 | $1,597 -0.9% | $287,820 |
| 2021 | $1,612 | $287,820 |
| 2020 | $1,612 +31.8% | $287,820 |
| 2019 | $1,223 +22.7% | $287,820 +11.1% |
| 2018 | $997 +9.9% | $259,000 |
| 2017 | $907 +2.3% | $259,000 +54.7% |
| 2016 | $887 +6% | $167,440 |
| 2015 | $837 -6.3% | $167,440 -0.6% |
| 2014 | $893 | $168,430 |
Find assessor info on the county website
Monthly payment
Est. payment
$5,144/mo
Principal & interest
$4400
Property taxes
$727
HOA Fees
$17
More affordability tools
Climate risks
Neighborhood: 04426
Nearby schools
GreatSchools rating
- 3/10Se Do Mo Cha Middle SchoolGrades: 5-8Distance: 5.2 mi
- 4/10Piscataquis Community Secondary SchoolGrades: 7-12Distance: 10.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Maine
- Piscataquis County
- Dover-Foxcroft
- 04426
- 13 Flag Cove Road





