Welcome to 13080 Ryle Rd, Union Kentucky! Exceptional riverfront living offering est. 3,920 gross sq ft, 3 BR, 3 full BA, 2-car attached garage plus 1-car detached garage ideal for boat storage, situated on 3 beautiful lots totaling 1.5 +acres with approx. 330 ft of river frontage and easy water access. Home s not in a flood zone, this versatile home features 2 finished levels, home elevator, handicap accessible design, updated lg eat-in kitchen with quartz countertops, dbl oven, gas cooktop, oversized counter bar & newer appliances, opening to a dramatic open-concept layout with 2-story living rm, vaulted family rm with wood-burning stone surround fireplace, formal dining rm, and hardwood flooring in living, dining & kitchen. Enjoy peaceful wooded views from the 4-season rm and relaxing natural river settings from the covered screened front porch & patio. Spacious primary suite offers lg walk-in closet, private ensuite bath, and large bedroom sizes throughout. Additional highlights include cooling system with dual electric heating system and propane gas backup system for efficiency, back up generator, workshop, low taxes and no HOA fees. Google the address for video presentations. Just minutes to Big Bone Lick State Historic Site, Union Town Center, schools, shopping & interstate access. Rare waterfront property offering privacy, recreation, function & convenience. All information is believed to be accurate but not guaranteed. Buyers to verify all data to their satisfaction. © 2026 apply. All Rights Reserved, Listing data, photos, videos, floor plans & marketing content may not be copied, reproduced, redistributed, scraped, used for AI training, or retained/displayed after property is sold, withdrawn or removed from market without written permission of the listing brokerage.
For sale
$625,000
13080 Ryle Rd, Union, KY 41091
3beds
3,400sqft
Est.:
Single Family Residence, Residential
Built in 2002
1.5 Acres Lot
$-- Zestimate®
$184/sqft
$-- HOA
What's special
Gas cooktopLarge bedroom sizes throughoutRiverfront livingNewer appliancesOversized counter barHandicap accessible designDramatic open-concept layout
- 13 days |
- 1,288 |
- 64 |
Zillow last checked:
Listing updated:
Listed by:
Nikki Culbertson 859-653-0972,
Culbertson Real Estate Group
Source: NKMLS,MLS#: 642008
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Description: French Doors/Walkout to Screened in Porch with River Views
- Features: Bath Adjoins, Ceiling Fan(s), Carpet Flooring, See Remarks, Walk-In Closet(s), Walk-Out Access
- Level: First
- Area: 360
- Dimensions: 20 x 18
Bedroom 2
- Features: Ceiling Fan(s), Carpet Flooring
- Level: First
- Area: 156
- Dimensions: 13 x 12
Bedroom 3
- Features: Ceiling Fan(s), Carpet Flooring, Walk-In Closet(s)
- Level: Lower
- Area: 210
- Dimensions: 15 x 14
Bathroom 2
- Features: Full Finished Bath, Shower, Tile Flooring
- Level: First
- Area: 45
- Dimensions: 9 x 5
Bathroom 3
- Features: Full Finished Bath, Shower, Tile Flooring
- Level: Lower
- Area: 45
- Dimensions: 9 x 5
Dining room
- Description: Vaulted Ceilngs/Stone Surround Wood Burning Fireplace
- Features: Ceiling Fan(s), Hardwood Floors, See Remarks, Wood Flooring
- Level: First
- Area: 160
- Dimensions: 16 x 10
Family room
- Description: Vaulted Ceilings/Walkout to 4 season Room
- Features: Ceiling Fan(s), Fireplace(s), Hardwood Floors, See Remarks, Walk-Out Access
- Level: First
- Area: 288
- Dimensions: 18 x 16
Kitchen
- Description: Gas Stove/Counter Bar
- Features: Walk-Out Access, Gourmet Kitchen, Kitchen Island, Pantry, Recessed Lighting, See Remarks, Wood Cabinets, Wood Flooring, Hardwood Floors, Breakfast Bar, Eat-in Kitchen
- Level: First
- Area: 192
- Dimensions: 16 x 12
Laundry
- Features: Utility Sink, Walk-Out Access, Tile Flooring
- Level: First
- Area: 80
- Dimensions: 10 x 8
Living room
- Description: French walkout doors to covered patio overlooking river views
- Features: Carpet Flooring, See Remarks, Walk-Out Access
- Level: Lower
- Area: 352
- Dimensions: 22 x 16
Other
- Description: Enclosed 4 season Room
- Features: See Remarks
- Level: First
- Area: 216
- Dimensions: 27 x 8
Primary bath
- Features: Shower, Tub, Tile Flooring, Ceramic Tile Flooring, Double Vanity, Jetted Tub
- Level: First
- Area: 180
- Dimensions: 15 x 12
Workshop
- Description: Workshop
- Features: See Remarks
- Level: Lower
- Area: 600
- Dimensions: 40 x 15
Heating
- See Remarks, Electric
Cooling
- Central Air
Appliances
- Included: Stainless Steel Appliance(s), Gas Cooktop, Dishwasher, Double Oven, Microwave, Refrigerator, Trash Compactor
- Laundry: Gas Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
- Kitchen Island, Walk-In Closet(s), Storage, Soaking Tub, Pantry, Open Floorplan, High Speed Internet, Granite Counters, Eat-in Kitchen, Double Vanity, Crown Molding, Chandelier, Breakfast Bar, Built-in Features, Ceiling Fan(s), Central Vacuum, Elevator, High Ceilings, Recessed Lighting, Vaulted Ceiling(s), Wired for Data
- Doors: Multi Panel Doors
- Windows: Bay Window(s), Bow Window(s), Double Hung, Picture Window(s), Vinyl Frames
- Basement: Full
- Number of fireplaces: 1
- Fireplace features: Stone, Wood Burning
Interior area
- Total structure area: 3,920
- Total interior livable area: 3,400 sqft
Property
Parking
- Total spaces: 15
- Parking features: Attached, Detached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Doors, Accessible Elevator Installed, Accessible Full Bath, Enhanced Accessible
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Enclosed, Patio
- Exterior features: Private Yard, Balcony, Lighting
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: Waterfront
Lot
- Size: 1.5 Acres
- Dimensions: 1.50 acres
- Features: See Remarks, Wooded
- Residential vegetation: Partially Wooded
Details
- Additional structures: Garage(s), Shed(s)
- Parcel number: 032.0000034.00
- Zoning description: Residential
- Other equipment: Air Purifier
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- HardiPlank Type, Fiber Cement
- Foundation: Poured Concrete
- Roof: Shingle
Condition
- Existing Structure
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Private Sewer
- Water: Cistern
- Utilities for property: Cable Available, Propane, Sewer Available, Water Available
Community & HOA
Community
- Security: Closed Circuit Camera(s), Security System, Smoke Detector(s)
HOA
- Has HOA: No
Location
- Region: Union
Financial & listing details
- Price per square foot: $184/sqft
- Tax assessed value: $253,100
- Annual tax amount: $2,346
- Date on market: 4/29/2026
- Cumulative days on market: 14 days
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/1/2026 | Listed for sale | $625,000+1462.5%$184/sqft |
Source:  NKMLS #642008 Report a problem | ||
| 1/1/1997 | Sold | $40,000$12/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,346 -3.4% | $253,100 |
| 2023 | $2,428 +1.7% | $253,100 |
| 2022 | $2,387 +9.1% | $253,100 +7.7% |
| 2021 | $2,188 -5.5% | $235,000 |
| 2020 | $2,315 | $235,000 |
| 2019 | $2,315 -0.5% | $235,000 |
| 2018 | $2,327 +3.3% | $235,000 |
| 2017 | $2,252 | $235,000 |
| 2015 | $2,252 +2.3% | $235,000 |
| 2013 | $2,201 | $235,000 |
| 2012 | -- | $235,000 |
| 2011 | -- | $235,000 |
| 2010 | -- | $235,000 |
| 2009 | -- | $235,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 41091
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 9/10Charles H. Kelly Elementary SchoolGrades: PK-5Distance: 8.1 mi
- 6/10Ballyshannon Middle SchoolGrades: 6-8Distance: 7.2 mi
- 9/10Larry A. Ryle High SchoolGrades: 9-12Distance: 7 mi
Schools provided by the listing agent
- Elementary: Kelly Elementary
- Middle: Ballyshannon Middle School
- High: Ryle High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Boone County
- Union
- 41091
- 13080 Ryle Rd
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