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Under contract
    • $1,095,000

    13309 Peach Tree Rd, Ocean City, MD 21842

    3beds
    1,921sqft
    : 
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    Single Family Residence
    Built in 2011
    3,600 Square Feet Lot
    $1,033,500 Zestimate®
    $570/sqft
    $35/mo HOA

    What's special

    Cement patioHigh-end electric boat liftStainless steel appliancesBamboo flooringImpact windows and slidersLaundry roomCeramic backsplash
    WELCOME TO 13309 PEACH TREE ROAD! This beautifully maintained custom-built waterfront home is located in the highly desirable, and sought-after, Montego Bay community in North Ocean City Maryland and is situated on a 600' plus wide canal offering deep water and quick and easy access to the open bay. The 1st floor features 3 bedrooms and 2 full baths-including an en suite in the primary bedroom, a great room with 16.5' high cathedral ceilings and a laundry room. The 2nd floor features a huge bonus room with a full bath and an abundance of storage space. Outside features include a 10 x 24 waterfront porch with cathedral ceilings and glass inserts in the railings, a pier with 2 slips, a high-end electric boat lift, a 40' waterfront ground level deck, a 5 x 18 finished off storage shed, a hot & cold enclosed shower, a cement patio and a 2-car cement parking pad. Additional features/upgrades include a kitchen island, granite countertops, ceramic backsplash, 42" cabinets, stainless steel appliances, tile baths, bamboo flooring, impact windows & sliders and much more. Icing on the cake? The location is approx. 1/3 of a mile from the beach and is within an easy stroll to the beautiful Northside Park, the Montego Bay Shopping Center, a multitude of restaurants and bars and mini golf courses. You also have front row seats for the 4th of July and Sunday's fireworks held at the Northside Park during the summer season. The house is being sold fully furnished and is move-in ready. The community features 3 pools, including a kiddie pool for the little ones, 2 tennis courts, a pickleball court, a 9-hole miniature golf course, a shuffleboard court, a bayfront boardwalk with 3 fishing piers, a canalfront fishing & crabbing area, an 8-acre wildlife sanctuary/pond with a 1/2 mile paved walking path, a 5-acre open park and street lighting with a lamppost at every residence. Additional amenities include city streets & sidewalks, city water & sewer and city trash collection. The HOA fees are just $415 a year. Don't miss out on this fabulous property!
    9 days
    |
    1,386
    |
    54
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Mike Grimes 410-251-6821,

    Montego Bay Realty (410) 250-3020

    Source: Bright MLS,MLS#: MDWO2039652MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Primary Bedroom, Bedroom 2, Bedroom 3, Great Room, Laundry, Bathroom 1, Bathroom 2, Bonus Room
      Primary bedroom
      • Features: Ceiling Fan(s), Flooring - Carpet, Window Treatments
      • Level: Main
      • Area: 216 Square Feet
      • Dimensions: 12 X 18
      Bedroom 2
      • Features: Ceiling Fan(s), Flooring - Carpet, Window Treatments
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11 X 11
      Bedroom 3
      • Features: Ceiling Fan(s), Flooring - Carpet, Window Treatments
      • Level: Main
      • Area: 110 Square Feet
      • Dimensions: 11 X 10
      Bathroom 1
      • Features: Bathroom - Stall Shower, Cathedral/Vaulted Ceiling, Flooring - Ceramic Tile
      • Level: Main
      Bathroom 2
      • Features: Bathroom - Tub Shower, Cathedral/Vaulted Ceiling, Flooring - Ceramic Tile
      • Level: Main
      Bonus room
      • Features: Attached Bathroom, Bathroom - Stall Shower, Ceiling Fan(s), Flooring - Carpet, Window Treatments
      • Level: Upper
      • Area: 377 Square Feet
      • Dimensions: 13 X 29
      Great room
      • Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Granite Counters, Dining Area, Flooring - Bamboo, Kitchen Island, Lighting - Ceiling, Lighting - Pendants, Window Treatments
      • Level: Main
      • Area: 598 Square Feet
      • Dimensions: 23 X 26
      Laundry
      • Features: Flooring - Other
      • Level: Main
      • Area: 48 Square Feet
      • Dimensions: 8 X 6
      Heating
      • Central, Heat Pump, Electric
      Cooling
      • Ceiling Fan(s), Central Air, Heat Pump, Zoned, Electric
      Appliances
      • Included: Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Self Cleaning Oven, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Electric Water Heater
      • Laundry: Dryer In Unit, Lower Level, Washer In Unit, Laundry Room
      Features
      • Bathroom - Stall Shower, Bathroom - Tub Shower, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Open Floorplan, Kitchen Island, Pantry, Primary Bath(s), Sound System, Upgraded Countertops, Other, Cathedral Ceiling(s), Dry Wall
      • Flooring: Bamboo, Carpet, Ceramic Tile, Wood
      • Doors: Sliding Glass, Storm Door(s)
      • Windows: Double Pane Windows, Insulated Windows, Skylight(s), Transom, Window Treatments
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,921
      • Total interior livable area: 1,921 sqft
      • Finished area above ground: 1,921
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Concrete, Off Street, On Street
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: 2+ Access Exits, Doors - Lever Handle(s)
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Deck, Porch
      • Exterior features: Outdoor Shower, Sidewalks, Street Lights
      • Pool features: Community
      • Has view: Yes
      • View description: Canal, Street
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Waterski/Wakeboard
      • Frontage length: Road Frontage: 40,Water Frontage Ft: 40
      Lot
      • Size: 3,600 Square Feet
      • Dimensions: 40' x 90'
      • Features: Bulkheaded, Cleared, SideYard(s), Front Yard
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 2410200555
      • Zoning: MH1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • Batts Insulation, Frame, Stick Built, Vinyl Siding
      • Foundation: Block, Crawl Space
      • Roof: Architectural Shingle
      Condition
      • Excellent
      • New construction: No
      • Year built: 2011
      Details
      • Builder name: Resort Homes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Natural Gas Available, Phone Available

      Community & HOA

      Community
      • Features: Pool
      • Security: Carbon Monoxide Detector(s), Motion Detectors, Smoke Detector(s)
      • Subdivision: Montego Bay
      HOA
      • Has HOA: Yes
      • Amenities included: Common Grounds, Jogging Path, Pool, Shuffleboard Court, Tennis Court(s), Other
      • Services included: Common Area Maintenance, Management, Pool(s), Reserve Funds
      • HOA fee: $415 annually
      • HOA name: MONTEGO BAY CIVIC ASSOC.
      Location
      • Region: Ocean City
      • Municipality: Ocean City

      Financial & listing details

      • Price per square foot: $570/sqft
      • Tax assessed value: $677,500
      • Annual tax amount: $9,211
      • Date on market: 7/9/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,VA Loan
      • Inclusions: Furnishings
      • Exclusions: A Few Personal Items
      • Ownership: Fee Simple
      • Road surface type: Black Top

        Estimated market value

        $1,033,500

        $982,000 - $1.09M

        $4,379/mo

        Price history

        DateEventPrice
        7/13/2026Contingent$1,095,000$570/sqft
        Source: Bright MLS #MDWO2039652 Report a problem
        7/9/2026Listed for sale$1,095,000+195.9%$570/sqft
        Source: Bright MLS #MDWO2039652 Report a problem
        2/3/2004Sold$370,000+78.7%$193/sqft
        Source: Public Record Report a problem
        7/3/2001Sold$207,000$108/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,199 +12.7%$598,667 +15.2%
        2024$7,276 +17%$519,833 +17.9%
        2023$6,216 +3.1%$441,000
        2022$6,027 +3%$441,000 +6.5%
        2021$5,852 +3.3%$414,200 +3.3%
        2020$5,663 -0.7%$400,800
        2019$5,702 +0.7%$400,800
        2018$5,662 -11.1%$400,800 -11.2%
        2017$6,370 +29.5%$451,100
        2016$4,920 $451,100
        2015$4,920 $451,100 -3.8%
        2014$4,920 $468,700
        2013-- $468,700
        2012-- $468,700 +14.3%
        2011-- $410,030
        2010-- $410,030
        2009-- $410,030 -8.1%
        2008-- $446,380 +20.6%
        2007-- $370,142 +25.9%
        2006-- $293,906 +35%
        2005-- $217,670 +12.2%
        2004-- $193,930 +13.9%
        2003-- $170,190 +16.2%
        2002-- $146,450 +3.4%
        2001-- $141,690
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: North Ocean City

        Getting around

        47 / 100
        Car-Dependent
        68 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Ocean City
        • Middle: Stephen Decatur
        • High: Stephen Decatur
        • District: Worcester County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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