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For sale
  • $2,190,000

    13650 Front Beach Rd, Panama City Beach, FL 32413

    5beds
    3,176sqft
    : 
    Single Family Residence
    Built in 2023
    2,613.6 Square Feet Lot
    $2,064,300 Zestimate®
    $690/sqft
    $-- HOA

    What's special

    Gated beach accessKey-west-style homeWater slidesStylish shiplap wallsPrivate oasisBreakfast barMagnificent gulf views
    This stunning almost-new home enjoys a prime coastal location in the acclaimed community of Margaritaville Beach Cottage Resort, Panama City Beach's newest luxury resort. Located just yards from gated beach access and the community pool complex, this beautiful beach cottage has magnificent gulf views from the second and third floor balconies. Built in 2023, this fully furnished Key-West-style home has a cocktail-inspired color palette with an open concept layout that's ideal for relaxing and entertaining. It showcases a host of attractive design features, including stylish shiplap walls and a first-floor guest suite. The fully fenced backyard creates a private oasis with low-maintenance turf and a covered porch with a private hot tub for lazing away the days in total relaxation. Indoors, practical wood vinyl laminate flooring complements the white kitchen cabinetry with dark blue tile accents as a backsplash. Four tall chairs are lined up around the breakfast bar with extra seating in the dining area. The open sitting room is a social space complete with a wet bar and a beverage refrigerator. Three floors of accommodations offer multiple porches and balconies for hanging out in the sun. Just add friends, cool drinks and a good book. Five generously sized bedrooms all have lots of light and storage, while four luxury bathrooms and a half bath have a sleek contemporary finish. The top floor includes a game room and a bunk room that's sure to be a big hit with young guests. An exterior spiral staircase provides easy access from the bedrooms to ground level for those eager to get out for a morning stroll before breakfast. Offered turnkey, this gorgeous beach cottage is rental-ready for owners or investors looking to welcome their first guests. This incredible beach house has two dedicated parking spots and direct access to the resort's zero-entry Oasis pool and a heated infinity pool for year-round fun. By day, the water slides and 425-foot lazy river offer cool activities for all ages right next to The Salty Rim Bar and Grill. After dark, the resort buzzes with dining options and nightlife, including movie nights and live entertainment seven nights a week. Just minutes from Pier Park shopping and dining, this home is superbly located for exploring everywhere on foot. Close to golf, entertainment and family attractions, it is also conveniently close to Northwest Florida Beaches International Airport (ECP) for weekend getaways.
    108 days
    |
    128
    |
    6
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    Zillow last checked: 8 hours ago

    Listing updated: December 14, 2025 at 08:43pm

    Listed by:

    Taylor Moorman 414-852-4209,

    Scenic Sotheby's International Realty,

    Brad Dahler 850-842-8800,

    Scenic Sotheby's International Realty

    Source: CPAR,MLS#: 779276MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 5
    • Full bathrooms: 4
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bedroom, Great Room, Kitchen, Primary Bedroom, Bonus Room
    Primary bedroom
    • Level: Second
    • Dimensions: 17 x 15
    Bedroom
    • Level: First
    • Dimensions: 14 x 15
    Bedroom
    • Level: Second
    • Dimensions: 12 x 11
    Bedroom
    • Level: Second
    • Dimensions: 12 x 11
    Bedroom
    • Level: Third
    • Dimensions: 18 x 14
    Great room
    • Level: First
    • Dimensions: 12 x 23
    Kitchen
    • Level: First
    • Dimensions: 15 x 12
    Heating
    • Central, Electric
    Cooling
    • Central Air, Ceiling Fan(s)
    Appliances
    • Included: Bar Fridge, Electric Oven, Gas Cooktop, Ice Maker
    Features
    • Coffered Ceiling(s), Interior Steps
    • Flooring: Luxury Vinyl Plank
    • Windows: Double Pane Windows
    Interior area
    • Total structure area: 3,176
    • Total interior livable area: 3,176 sqft

    Property

    Features
    • Levels: Three Or More
    • Stories: 3
    • Patio & porch: Deck, Covered, Patio
    • Exterior features: Covered Patio, Deck
    • Pool features: Community
    • Fencing: Fenced,Partial
    • Has view: Yes
    • View description: Gulf
    • Has water view: Yes
    • Water view: Gulf
    Lot
    • Size: 2,613.6 Square Feet
    • Dimensions: 32 x 81
    • Features: Paved
    Details
    • Parcel number: 34764150080
    • Zoning description: Resid Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • HardiPlank Type
    Condition
    • New construction: No
    • Year built: 2023

    Utilities & green energy

    • Sewer: Public Sewer
    • Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available

    Community & HOA

    Community
    • Features: Beach, Pool, Waterfront, Short Term Rental Allowed
    • Subdivision: Margaritaville Cottages
    HOA
    • Has HOA: Yes
    • Amenities included: Beach Rights
    Location
    • Region: Panama City Beach

    Financial & listing details

    • Price per square foot: $690/sqft
    • Tax assessed value: $1,625,904
    • Annual tax amount: $17,988
    • Date on market: 9/19/2025
    • Cumulative days on market: 108 days
    • Electric utility on property: Yes
    Get pre-qualifiedBe ready to make an offer.
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    Calculate monthly paymentSee if you can afford this home.

    Estimated market value

    $2,064,300

    $1.96M - $2.17M

    $6,372/mo

    Price history

    Price history
    DateEventPrice
    9/19/2025Listed for sale$2,190,000-8.7%$690/sqft
    Source: CPAR #779276 Report a problem
    7/3/2025Listing removed$2,399,000$755/sqft
    Source: CPAR #774744 Report a problem
    6/11/2025Listed for sale$2,399,000-14.3%$755/sqft
    Source: CPAR #774744 Report a problem
    8/5/2024Listing removed--
    Source: CPAR #752618 Report a problem
    4/9/2024Price change$2,799,999-3.3%$882/sqft
    Source: CPAR #752618 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$17,988 +285.5%$1,625,904 +306.5%
    2023$4,666 +15.7%$400,000 +6.2%
    2022$4,033 $376,608

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $13,872/mo
    Principal & interest
    $10787
    Property taxes
    $2318
    Home insurance
    $767

      Climate risks

      Neighborhood: 32413

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Hutchison Beach
      • Middle: Surfside
      • High: Arnold

      Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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