Skip main navigation
For sale
  • Price cut: $10K (1/2)
    $379,000

    13655 SE 97th Terrace Rd, Summerfield, FL 34491

    3beds
    2,103sqft
    : 
    Single Family Residence
    Built in 2003
    7,841 Square Feet Lot
    $-- Zestimate®
    $180/sqft
    $211/mo HOA

    What's special

    Enclosed lanaiTwo guest roomsBreakfast barPantry plus floor-to-ceiling cabinetryComfortable living spacesHardwood floorsStone countertops
    Seller offering $10k buyer contribution.Welcome to this well-kept 3-bed, 2-bath home in the sought-after "Star Pass I" of **Del Webb Spruce Creek Country Club**. If you’re dreaming of a peaceful Florida retirement with privacy and effortless living, this home checks all the boxes—**including no neighbors behind you**. Inside, you’ll find an inviting open floor plan filled with natural light. Hardwood floors, comfortable living spaces, and thoughtful upgrades make the home feel warm and easy to enjoy. The kitchen is a highlight, with stainless steel appliances, stone countertops, a breakfast bar, an island with extra storage, and a pantry plus floor-to-ceiling cabinetry. The primary suite offers a quiet place to unwind, featuring a walk-in closet, dual sinks, a private water closet, and a spacious walk-in shower. Two guest rooms and a second full bath make it simple for family or friends to visit. The enclosed lanai is perfect for morning coffee, reading, or enjoying the Florida breeze without leaving the comfort of your home. You’ll also appreciate the interior laundry room, Ring Doorbell, and a **2-car + golf cart garage**—ideal for getting around this golf-friendly community. Del Webb Spruce Creek offers an active 55+ lifestyle with four 9-hole golf courses, indoor and outdoor pools, pickleball, tennis, fitness center, walking trails, and 70+ clubs. On-site dining, including Liberty Grille, adds convenience, and you’re only minutes from The Villages. A warm, comfortable home in a community designed for the lifestyle you’ve been looking forward to—come see it. Easy access to restaurants, shopping and doctors. Schedule your appointment to see this home and start living your Retirement Dream!
    55 days
    |
    572
    |
    16
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: 15 hours ago

    Listing Provided by:

    Lili Whittington 954-235-4766,

    EXP REALTY LLC 888-883-8509

    Source: Stellar MLS,MLS#: G5104734MLS LogoOriginating MLS: Sarasota - Manatee

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Utility Room
    Primary bedroom
    • Features: Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Shower No Tub, Walk-In Closet(s)
    • Level: First
    • Area: 308 Square Feet
    • Dimensions: 14x22
    Bedroom 2
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 100 Square Feet
    • Dimensions: 10x10
    Bedroom 3
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 100 Square Feet
    • Dimensions: 10x10
    Balcony porch lanai
    • Features: Ceiling Fan(s)
    • Level: First
    • Area: 216 Square Feet
    • Dimensions: 27x8
    Dining room
    • Level: First
    • Area: 63 Square Feet
    • Dimensions: 9x7
    Kitchen
    • Features: Breakfast Bar, Kitchen Island, Pantry, Stone Counters
    • Level: First
    • Area: 156 Square Feet
    • Dimensions: 13x12
    Living room
    • Features: Ceiling Fan(s)
    • Level: First
    • Area: 156 Square Feet
    • Dimensions: 12x13
    Heating
    • Heat Pump
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Microwave, Range, Refrigerator
    • Laundry: Laundry Room
    Features
    • Ceiling Fan(s)
    • Flooring: Hardwood
    • Doors: Sliding Doors
    • Windows: Blinds, Drapes
    • Has fireplace: Yes
    • Fireplace features: Living Room
    Interior area
    • Total structure area: 3,088
    • Total interior livable area: 2,103 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 3
    • Parking features: Driveway, Golf Cart Garage
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions: 26x21
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Enclosed, Porch, Rear Porch
    • Exterior features: Irrigation System, Rain Gutters, Sidewalk
    Lot
    • Size: 7,841 Square Feet
    • Dimensions: 76 x 105
    • Residential vegetation: Mature Landscaping
    Details
    • Parcel number: 6124001000
    • Zoning: PUD
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 2003
    Details
    • Builder model: Santa Rosa

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Connected, Underground Utilities, Water Connected

    Community & HOA

    Community
    • Features: Deed Restrictions, Gated Community - Guard, Golf
    • Senior community: Yes
    • Subdivision: SPRUCE CREEK GC
    HOA
    • Has HOA: Yes
    • Amenities included: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Park, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Security, Shuffleboard Court
    • Services included: Pool Maintenance, Recreational Facilities, Security
    • HOA fee: $211 monthly
    • HOA name: Leland Management Company/ Nicole Arias
    • Pet fee: $0 monthly
    Location
    • Region: Summerfield

    Financial & listing details

    • Price per square foot: $180/sqft
    • Tax assessed value: $353,402
    • Annual tax amount: $5,822
    • Date on market: 11/25/2025
    • Cumulative days on market: 174 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved
    Get pre-qualifiedBe ready to make an offer.
    Connect with an agentGet info on this home, tour, and more.
    Calculate monthly paymentSee if you can afford this home.

    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    1/2/2026Price change$379,000-2.6%$180/sqft
    Source: Stellar MLS #G5104734 Report a problem
    11/26/2025Listed for sale$389,000-2.5%$185/sqft
    Source: Stellar MLS #G5104734 Report a problem
    10/2/2025Listing removed$399,000$190/sqft
    Source: Stellar MLS #O6316047 Report a problem
    9/26/2025Price change$399,000-4.5%$190/sqft
    Source: Stellar MLS #O6316047 Report a problem
    7/26/2025Price change$418,000-1.6%$199/sqft
    Source: Stellar MLS #O6316047 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$5,823 +214.1%$353,402 +155.4%
    2023$1,854 +3.3%$138,373 +3%
    2022$1,795 -42.8%$134,343 -36.9%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,663/mo
    Principal & interest
    $1807
    Property taxes
    $512
    Other costs
    $344

      Climate risks

      Neighborhood: 34491

      Nearby schools

      GreatSchools rating

      Similar homes

      Skip to the end of the carouselSkip to the beginning of the carousel
      • Loading
      • Loading