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For sale
  • $3,695,000

    13657 Front Beach Rd, Panama City Beach, FL 32413

    6beds
    3,990sqft
    : 
    $23,239/mo
    Get pre-qualified
    Single Family Residence
    Built in 2023
    8,276 Square Feet Lot
    $-- Zestimate®
    $926/sqft
    $-- HOA

    What's special

    Private poolPrivate gulf frontBunk roomOpen great room
    BACK ON MARKET AND SELLER READY TO MOVE IT. This private Gulf Front 6-bedroom, 6.5 baths home with a private pool was customized by the owners, with a different furniture package and decor to make it special. THIS HOME HAS NEVER BEEN RENTED AND IN BRAND NEW CONDITION! The unit can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from each balcony and offers two master suites on the Third Floor. The First Floor offers a Recreation Room with a Mini-Kitchen and a gaming area with Pool table, bunk room and an Elevator. The second floor features the living area with an open Great Room, that opens to an oversize balcony with endless views both East and West.
    234 days
    148
    14

    Zillow last checked:

    Listing updated:

    Listed by:

    Bill Thomas 850-381-3156,

    Beach Time Realty Inc

    Source: ECAOR,MLS#: 998460MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 7
      • Full bathrooms: 6
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: with ensuite bath
      • Level: Third
      • Area: 210 Square Feet
      • Dimensions: 14 x 15
      Bedroom
      • Description: with ensuite bath
      • Level: Second
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Bedroom
      • Description: with ensuite bath
      • Level: Second
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Bedroom
      • Description: with ensuite bath
      • Level: Third
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Bedroom
      • Description: with ensuite bath
      • Level: Third
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Other
      • Description: open from living room/dining
      • Level: Second
      • Area: 200 Square Feet
      • Dimensions: 25 x 8
      Other
      • Description: with Pool, hot tub, beach entry,
      • Level: First
      • Area: 400 Square Feet
      • Dimensions: 25 x 16
      Other
      • Description: open from bedrooms
      • Level: Third
      • Area: 200 Square Feet
      • Dimensions: 25 x 8
      Other
      • Description: with bath
      • Level: First
      • Area: 143.75 Square Feet
      • Dimensions: 11.5 x 12.5
      Dining area
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 11 x 12
      Great room
      • Level: Second
      • Area: 390 Square Feet
      • Dimensions: 26 x 15
      Kitchen
      • Area: 143 Square Feet
      • Dimensions: 11 x 13
      Laundry
      • Level: Second
      • Area: 45 Square Feet
      • Dimensions: 5 x 9
      Recreation room
      • Description: with Wet Bar
      • Level: First
      • Area: 375 Square Feet
      • Dimensions: 25 x 15
      Storage
      • Description: in carport
      • Level: First
      • Area: 42 Square Feet
      • Dimensions: 6 x 7
      Heating
      • Heat Pump
      Appliances
      • Included: Cooktop, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Tankless Water Heater
      Features
      • Owner's Closet, Pantry
      • Flooring: Tile, Vinyl
      • Windows: Plantation Shutters, Window Treatments
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,990
      • Total interior livable area: 3,990 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Carport
      • Carport spaces: 2
      Features
      • Stories: 3
      • Patio & porch: Patio
      • Exterior features: Outdoor Grill, Balcony, Columns
      • Has private pool: Yes
      • Pool features: Gunite
      • Has spa: Yes
      • Spa features: Heated
      • Waterfront features: Gulf
      Lot
      • Size: 8,276 Square Feet
      • Dimensions: 40 x 206
      • Features: Coastal Setback, Covenants, Flood Insurance Req
      Details
      • Parcel number: 34764100030
      • Zoning description: City

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Trim Wood, Siding CmntFbrHrdBrd
      • Roof: Metal
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2023

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Dumpster, Fitness Center, Pool, TV Cable
      • Security: Smoke Detector(s)
      • Subdivision: Margaritaville Cottages
      HOA
      • Has HOA: Yes
      • Services included: Management, Recreational Faclty, Security, Cable TV
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $926/sqft
      • Tax assessed value: $3,237,841
      • Annual tax amount: $36,406
      • Date on market: 3/20/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        3/9/2026Listed for sale$3,695,000+1.2%$926/sqft
        Source: CPAR #786527 Report a problem
        1/27/2026Listing removed$3,650,000$915/sqft
        Source: CPAR #756138 Report a problem
        1/25/2026Listed for sale$3,650,000$915/sqft
        Source: CPAR #756138 Report a problem
        1/15/2026Pending sale$3,650,000$915/sqft
        Source: CPAR #756138 Report a problem
        1/15/2026Listed for sale$3,650,000$915/sqft
        Source: CPAR #756138 Report a problem
        1/8/2026Listing removed$3,650,000$915/sqft
        Source: CPAR #756138 Report a problem
        5/30/2025Price change$3,650,000-3.8%$915/sqft
        Source: ECAOR #949291 Report a problem
        3/13/2025Price change$3,795,000-2.4%$951/sqft
        Source: CPAR #756138 Report a problem
        11/30/2024Price change$3,890,000-1.5%$975/sqft
        Source: CPAR #756138 Report a problem
        8/22/2024Price change$3,950,000-1.2%$990/sqft
        Source: CPAR #756138 Report a problem
        4/26/2024Listed for sale$3,999,999+8.1%$1,003/sqft
        Source: CPAR #756138 Report a problem
        6/22/2023Sold$3,700,000$927/sqft
        Source: ECAOR #916206 Report a problem
        5/15/2022Pending sale$3,700,000$927/sqft
        Source: CPAR #726603 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$37,923 +16.6%$3,237,841 +9.6%
        2024$32,534 +203.3%$2,954,799 +318.6%
        2023$10,726 +59.3%$705,936 +10%
        2022$6,734 $641,760
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32413

        Getting around

        35 / 100
        Car-Dependent
        49 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchinson Beach
        • Middle: Surfside
        • High: Arnold

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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