Affordable Cecil County Living | 1.22 Acres, No HOA, Room to Grow & Build Equity. Welcome home to affordable country living in Cecil County, where space, privacy, and potential come together. This 3-bedroom, 2.5-bath split-level is tucked at the end of a private road on a usable 1.22-acre rural lot, offering the freedom today’s buyers are searching for — no HOA and no restrictions. The home features a functional layout with a finished lower level that works perfectly as a family room, playroom, or home office. With solid bones and a well-designed footprint, this is an ideal entry-level opportunity for buyers looking to build sweat equity while creating a home that truly fits their family. Step outside and enjoy everything rural Maryland living is known for. The large open yard provides plenty of space for kids, pets, gardens, and backyard gatherings. A chlorine pool was redone just two years ago and includes a newer liner, making summer fun easy and affordable. Two sheds offer additional storage, and the large detached garage is perfect for vehicles, equipment, or weekend projects. Whether you’re a first-time buyer, a growing family, or someone looking for space without HOA rules, this property offers a rare combination of acreage, privacy, and value in Cecil County. Bring your vision, roll up your sleeves, and make this home your own — opportunities like this don’t come around often.
Under contract
$349,000
139 Carter Rd, Elkton, MD 21921
3beds
2,504sqft
Est.:
Single Family Residence
Built in 1973
1.22 Acres Lot
$358,400 Zestimate®
$139/sqft
$-- HOA
What's special
Functional layout
- 17 days |
- 3,185 |
- 206 |
Zillow last checked: 8 hours ago
Listing updated: February 03, 2026 at 01:51pm
Listed by:
Amber Durand 410-877-5093,
Patterson-Schwartz Real Estate 4108851606
Source: Bright MLS,MLS#: MDCC2020276
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Living Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Bedroom 1, Laundry, Storage Room, Full Bath, Half Bath
Bedroom 1
- Features: Ceiling Fan(s), Flooring - Solid Hardwood
- Level: Upper
- Area: 144 Square Feet
- Dimensions: 12 X 12
Bedroom 2
- Features: Ceiling Fan(s), Flooring - Solid Hardwood
- Level: Upper
- Area: 144 Square Feet
- Dimensions: 12 X 12
Bedroom 3
- Features: Ceiling Fan(s), Flooring - Carpet
- Level: Upper
- Area: 196 Square Feet
- Dimensions: 14 X 14
Family room
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Luxury Vinyl Plank
- Level: Upper
- Area: 320 Square Feet
- Dimensions: 16 X 20
Family room
- Features: Flooring - Engineered Wood
- Level: Lower
- Area: 598 Square Feet
- Dimensions: 26 X 23
Foyer
- Features: Flooring - Solid Hardwood
- Level: Main
- Area: 21 Square Feet
- Dimensions: 7 X 3
Other
- Features: Countertop(s) - Solid Surface, Double Sink, Bathroom - Tub Shower
- Level: Upper
- Area: 77 Square Feet
- Dimensions: 7 X 11
Other
- Features: Flooring - Vinyl
- Level: Lower
- Area: 66 Square Feet
- Dimensions: 6 X 11
Half bath
- Features: Flooring - Ceramic Tile
- Level: Upper
- Area: 24 Square Feet
- Dimensions: 6 X 4
Kitchen
- Features: Ceiling Fan(s), Countertop(s) - Solid Surface, Flooring - Solid Hardwood, Eat-in Kitchen, Kitchen - Electric Cooking, Bathroom - Tub Shower
- Level: Upper
- Area: 252 Square Feet
- Dimensions: 12 X 21
Laundry
- Features: Flooring - Engineered Wood
- Level: Lower
- Area: 120 Square Feet
- Dimensions: 10 X 12
Living room
- Features: Flooring - Carpet
- Level: Upper
- Area: 300 Square Feet
- Dimensions: 15 X 20
Storage room
- Features: Flooring - Concrete
- Level: Lower
Heating
- Baseboard, Other, Electric, Propane
Cooling
- Heat Pump, Programmable Thermostat, Electric
Appliances
- Included: Microwave, Dishwasher, Exhaust Fan, Oven/Range - Electric, Water Heater, Electric Water Heater
- Laundry: In Basement, Washer/Dryer Hookups Only, Laundry Room
Features
- Attic, Attic/House Fan, Bathroom - Stall Shower, Bathroom - Tub Shower, Ceiling Fan(s), Floor Plan - Traditional, Eat-in Kitchen, Upgraded Countertops, Other, Dry Wall, Beamed Ceilings, Wood Ceilings
- Flooring: Ceramic Tile, Engineered Wood, Laminate, Carpet, Hardwood, Wood
- Doors: Sliding Glass
- Windows: Vinyl Clad, Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 2,504
- Total interior livable area: 2,504 sqft
- Finished area above ground: 1,568
- Finished area below ground: 936
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Oversized, Other, Detached
- Garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Bi-Level,Multi/Split,One and One Half
- Stories: 1.5
- Patio & porch: Deck, Porch, Breezeway, Roof
- Exterior features: Extensive Hardscape, Lighting, Rain Gutters, Sidewalks
- Has private pool: Yes
- Pool features: Concrete, Fenced, In Ground, Private
- Fencing: Chain Link
- Frontage type: Road Frontage
Lot
- Size: 1.22 Acres
- Features: Backs to Trees, Landlocked, No Thru Street, Not In Development, Rear Yard, Rural, SideYard(s), Year Round Access
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 0803011666
- Zoning: NAR
- Zoning description: North Agr-Res
- Special conditions: Standard
- Horses can be raised: Yes
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Concrete, Glass, Vinyl Siding
- Foundation: Slab
- Roof: Architectural Shingle
Condition
- Average
- New construction: No
- Year built: 1973
Utilities & green energy
- Sewer: Septic Exists
- Water: Well
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Elkton
- Municipality: Elkton
Financial & listing details
- Price per square foot: $139/sqft
- Tax assessed value: $299,700
- Annual tax amount: $3,140
- Date on market: 1/28/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Pool Equipment
- Ownership: Fee Simple
Estimated market value
$358,400
$340,000 - $376,000
$2,389/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/3/2026 | Contingent | $349,000$139/sqft |
Source:  Patterson Schwartz #MDCC2020276 Report a problem | ||
| 1/28/2026 | Listed for sale | $349,000$139/sqft |
Source:  Bright MLS #MDCC2020276 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $299,700 +6.5% |
| 2024 | $3,080 +6% | $281,400 +7% |
| 2023 | $2,906 +5.4% | $263,100 +7.5% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,996/mo
Principal & interest
$1638
Property taxes
$236
Home insurance
$122
Climate risks
Neighborhood: 21921
Nearby schools
GreatSchools rating
- 8/10Leeds Elementary SchoolGrades: PK-5Distance: 1.2 mi
- 5/10Cherry Hill Middle SchoolGrades: 6-8Distance: 1.4 mi
- 4/10Elkton High SchoolGrades: 9-12Distance: 3.9 mi
Schools provided by the listing agent
- District: Cecil County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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