Wake up to lakefront living at its finest in this exceptional townhome on Terry Lake, a private and highly coveted retreat in north Fort Collins, only ten minutes from the vibrant dining, shopping, and entertainment of Old Town. Here, serenity and convenience coexist beautifully. Located in Terry Point North, a quaint enclave of only 46 attached residences, this community immediately sets a peaceful tone. The main level welcomes you with rich, warm wood flooring and a cozy living room fireplace, an inviting space to relax and unwind. The kitchen features newer black stainless appliances and painted cabinetry, blending style with everyday functionality. Upstairs you find a spacious primary bedroom offering tranquil lake views, as well as the second bedroom en-suite. The walkout basement provides the third bedroom with a family room and another fireplace. This basement adds versatility while providing a seamless connection to the outdoors. Terry Lake is fully stocked with trout, bass, walleye, and perch, making it ideal for fishing enthusiasts. The sandy beach is a perfect place to enjoy the day with a picnic and spending the day on the water whether paddle boarding or kayaking. There is an abundance of wildlife and natural beauty that surrounds you. Each season brings its own beauty. Step onto the deck and enjoy both sunrise and sunset over the water, an experience few properties can offer. If you are seeking a refined yet relaxed lifestyle, with nature at your doorstep and Old Town moments away, this rare Terry Lake townhome is not to be missed.
Accepting backups
$599,000
3658 Point Dr, Fort Collins, CO 80524
3beds
2,488sqft
Est.:
Townhouse
Built in 1997
1,890 Square Feet Lot
$582,800 Zestimate®
$241/sqft
$452/mo HOA
What's special
Another fireplaceWalkout basementStep onto the deckSandy beachFamily roomTranquil lake viewsSpacious primary bedroom
- 66 days |
- 297 |
- 4 |
Zillow last checked: 7 hours ago
Listing updated: February 20, 2026 at 05:25am
Listed by:
Vicky Rath 9704814160,
Coldwell Banker Realty-NOCO
Source: IRES as distributed by MLS GRID,MLS#: 1049359
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Description: Carpet
- Features: Full Primary Bath, 5 Piece Primary Bath
- Level: Upper
- Area: 368 Square Feet
- Dimensions: 16 x 23
Bedroom 2
- Description: Carpet
- Level: Upper
- Area: 180 Square Feet
- Dimensions: 12 x 15
Bedroom 3
- Description: Carpet
- Level: Basement
- Area: 165 Square Feet
- Dimensions: 11 x 15
Dining room
- Description: Engineered Hardwood
- Level: Main
- Area: 117 Square Feet
- Dimensions: 9 x 13
Family room
- Description: Carpet
- Level: Basement
- Area: 204 Square Feet
- Dimensions: 12 x 17
Kitchen
- Description: Tile
- Level: Main
- Area: 154 Square Feet
- Dimensions: 11 x 14
Laundry
- Description: Vinyl
- Level: Upper
- Area: 56 Square Feet
- Dimensions: 7 x 8
Living room
- Description: Engineered Hardwood
- Level: Main
- Area: 221 Square Feet
- Dimensions: 13 x 17
Study
- Description: Engineered Hardwood
- Level: Main
- Area: 36 Square Feet
- Dimensions: 6 x 6
Heating
- Forced Air
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range, Self Cleaning Oven, Dishwasher, Refrigerator, Microwave, Freezer, Disposal
- Laundry: Washer/Dryer Hookup
Features
- Eat-in Kitchen, Separate Dining Room, Cathedral Ceiling(s), Open Floorplan, Pantry, Walk-In Closet(s)
- Flooring: Wood
- Windows: Skylight(s), Window Coverings, Wood Frames
- Basement: Partially Finished,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Two or More, Gas, Gas Log, Living Room, Family Room
Interior area
- Total structure area: 2,489
- Total interior livable area: 2,488 sqft
- Finished area above ground: 1,649
- Finished area below ground: 840
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Attached
- Attached garage spaces: 2
- Details: Attached
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio, Deck
- Exterior features: Recreation Association Required
- Spa features: Bath
- Has view: Yes
- View description: Mountain(s), Hills
- Waterfront features: Abuts Pond/Lake, Lake Front
Lot
- Size: 1,890 Square Feet
- Features: Abuts Private Open Space, Paved
Details
- Parcel number: R1457390
- Zoning: RES
- Special conditions: Private Owner
Construction
Type & style
- Home type: Townhouse
- Architectural style: Contemporary
- Property subtype: Townhouse
- Attached to another structure: Yes
Materials
- Frame, Stone
- Roof: Composition
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Electric: PVREA
- Gas: Xcel
- Sewer: Public Sewer
- Water: District
- Utilities for property: Natural Gas Available, Electricity Available, Individual Meter-Electric, Individual Meter-Gas, Satellite Avail, High Speed Avail
Green energy
- Energy efficient items: Southern Exposure, Windows, Thermostat
Community & HOA
Community
- Features: Park, Trail(s)
- Security: Fire Alarm
- Subdivision: Point Townhomes
HOA
- Has HOA: Yes
- Services included: Trash, Snow Removal, Maintenance Grounds, Management, Exterior Maintenance, Insurance
- HOA fee: $417 monthly
- HOA name: Point Townhomes
- HOA phone: 303-952-4004
- Second HOA fee: $420 annually
- Second HOA name: Terry Lake Recreation
- Second HOA phone: 970-472-1752
Location
- Region: Fort Collins
Financial & listing details
- Price per square foot: $241/sqft
- Tax assessed value: $643,500
- Annual tax amount: $3,266
- Date on market: 1/10/2026
- Listing terms: Cash,Conventional,VA Loan
- Exclusions: Staging Furniture and Decor
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$582,800
$554,000 - $612,000
$2,928/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/20/2026 | Pending sale | $599,000$241/sqft |
Source:  REcolorado as distributed by MLS GRID #IR1049359 Report a problem | ||
| 1/10/2026 | Listed for sale | $599,000+139.6%$241/sqft |
Source:  IRES as distributed by MLS GRID #1049359 Report a problem | ||
| 3/1/2011 | Sold | $250,000-1%$100/sqft |
Source: Public Record Report a problem | ||
| 6/1/2001 | Sold | $252,500+26.3%$101/sqft |
Source: Public Record Report a problem | ||
| 1/20/1998 | Sold | $200,000$80/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,029 +41.4% | $43,114 -1% |
| 2023 | $2,142 -24.3% | $43,533 +48.1% |
| 2022 | $2,830 +4.3% | $29,391 -2.8% |
| 2021 | $2,713 -0.5% | $30,237 +5.2% |
| 2020 | $2,725 +7.3% | $28,735 -0.7% |
| 2019 | $2,540 | $28,937 +4.7% |
| 2018 | $2,540 | $27,633 |
| 2017 | $2,540 +0.3% | $27,633 +13.7% |
| 2016 | $2,532 +14% | $24,294 +0% |
| 2015 | $2,221 +15.9% | $24,290 +16.7% |
| 2014 | $1,916 | $20,820 |
| 2013 | -- | $20,820 +6.3% |
| 2012 | -- | $19,590 |
| 2011 | -- | $19,590 -4.3% |
| 2010 | -- | $20,460 |
| 2009 | -- | $20,460 +3.4% |
| 2008 | -- | $19,780 |
| 2007 | -- | $19,780 -9.1% |
| 2006 | -- | $21,760 |
| 2005 | -- | $21,760 +23.7% |
| 2004 | -- | $17,590 -5.1% |
| 2002 | -- | $18,530 |
| 2001 | -- | $18,530 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,642/mo
Principal & interest
$2930
HOA Fees
$452
Property taxes
$260
More affordability tools
Climate risks
Neighborhood: Terry Lake
Nearby schools
GreatSchools rating
- 7/10Cache La Poudre Elementary SchoolGrades: PK-5Distance: 3.4 mi
- 7/10Cache La Poudre Middle SchoolGrades: 6-8Distance: 3.4 mi
- 7/10Poudre High SchoolGrades: 9-12Distance: 4.3 mi
Schools provided by the listing agent
- Elementary: Cache La Poudre
- Middle: Cache La Poudre
- High: Poudre
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 80524
- Colorado
- Larimer County
- Fort Collins
- 80524
- Terry Lake
- 3658 Point Dr
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