For sale

$280,000

610 20th St, Spirit Lake, IA 51360

4beds

1,864sqft

$2,106/mo

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Single Family Residence

Built in 1963

8,276 Square Feet Lot

$-- Zestimate^®

$150/sqft

$-- HOA

What's special

New main-level carpetingNew windowsFresh paint throughoutLaundry in primary bedroomNew roofNew exterior doors

Move in ready- 1963 mid-century home! 4 bedrooms (1 non-conforming) and 2 bathrooms. Major updates include: a new roof (April 2026), new windows, new exterior doors, fresh paint throughout, laundry in primary bedroom, and new main-level carpeting. Located just one block from the school and one block from downtown, with easy access to local coffee shops, shopping, and restaurants. Enjoy the convenience of being close to everything. A great combination of location, character, and updates!

3 days
513
26

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1

Dining room

Features: Formal, Informal

Heating

Forced Air

Appliances

Included: Dishwasher, Disposal, Dryer, Microwave, Range/Stove, Refrigerator, Gas Water Heater
Laundry: 2nd Floor Laundry

Features

Eat-in Kitchen, Main Floor Bedrooms, Natural Woodwork
Windows: Window Coverings
Basement: Sump Pump,Block,Full
Has fireplace: Yes
Fireplace features: Gas, Wood Burning

Interior area

Total structure area: 2,928
Total interior livable area: 1,864 sqft
Finished area above ground: 1,464
Finished area below ground: 400

Property

Parking

Total spaces: 2
Parking features: Attached
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Patio

Lot

Size: 8,276 Square Feet
Dimensions: 126 x 65
Features: Corner Lot, Landscaped

Details

Parcel number: 0704402009
Other equipment: Sump Pump

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence
Attached to another structure: Yes

Materials

Other, Concrete, Frame/Wood
Roof: Asphalt

Condition

Updated/Remodeled
New construction: No
Year built: 1963

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Spirit Lake

Financial & listing details

Price per square foot: $150/sqft
Tax assessed value: $216,900
Annual tax amount: $1,962
Date on market: 10/20/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
10/20/2026	Listed for sale	$280,000-3.4%$150/sqft
Source: Iowa Great Lakes BOR #261370 Report a problem
10/11/2026	Listing removed	$289,900$156/sqft
Source: Iowa Great Lakes BOR #260104 Report a problem
8/7/2026	Price change	$289,900-3.3%$156/sqft
Source: Iowa Great Lakes BOR #260104 Report a problem
6/16/2026	Price change	$299,900-6.3%$161/sqft
Source: Iowa Great Lakes BOR #260104 Report a problem
3/10/2026	Listed for sale	$319,900+190.8%$172/sqft
Source: Iowa Great Lakes BOR #260104 Report a problem
10/17/2008	Sold	$110,000$59/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,962 -7.6%	$216,900 +12.2%
2024	$2,124 -0.7%	$193,300
2023	$2,138 +663.6%	$193,300 +23.1%
2022	$280	$157,000 +673.4%
2021	$280 +2.5%	$20,300 +5.7%
2020	$273 +16.7%	$19,200
2019	$234 +4.6%	$19,200 +20%
2018	$224 -2.6%	$16,000
2017	$230 +2.7%	$16,000 +5.3%
2016	$224 +4.7%	$15,200
2015	$214 -0.9%	$15,200 +1.3%
2014	$216 +3.8%	$15,000
2013	$208 -84.8%	$15,000
2007	$1,364	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 51360

Getting around

72 / 100

Very Walkable

Nearby schools

GreatSchools rating

5/10
Spirit Lake Elementary School
Grades: PK-4Distance: 0.4 mi
5/10
Spirit Lake Middle School
Grades: 5-8Distance: 0.5 mi
7/10
Spirit Lake High School
Grades: 9-12Distance: 0.5 mi

Schools provided by the listing agent

District: Spirit Lake

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.