Experience exceptional waterfront living on Harvey’s Creek at the mouth of the Chesapeake Bay. This beautifully maintained home offers breathtaking water views, outstanding entertaining spaces, and thoughtfully updated interiors throughout. Featuring 5 bedrooms and 3 full baths, the open-concept floor plan is highlighted by hardwood floors, abundant natural light, and panoramic creek and Bay views from nearly every room.
The renovated kitchen showcases white cabinetry, granite countertops, tile backsplash, and opens seamlessly into the spacious family room with custom built-ins, gas fireplace, and expansive dining area. The main-level owner’s suite features a beautifully renovated bath, while three additional guest bedrooms share an updated hall bath.
The lower level is ideal for extended family or guests, complete with a second full kitchen, additional family room, and a private second primary suite with renovated full bath. A screened porch spanning the width of the home provides the perfect setting to relax and take in the incredible waterfront scenery.
Outside, the property is truly unmatched. The meticulously maintained dock offers two boat lifts, a jet ski lift, built-in bench seating, green fishing light, rip rap shoreline protection, and deep water access. The heated and cooled saltwater pool features an athletic bottom, expansive paver surround, fenced entertaining area, and pool house with half bath.
Additional highlights include mature landscaping, aggregate driveway with ample parking, tankless water heater, updated HVAC, and new gas logs. Lovingly maintained by the original owners and never used as a full-time residence, this remarkable property is the ultimate Chesapeake Bay waterfront retreat and entertainer’s dream.
For sale
$1,495,000
1517 Harding Rd, Heathsville, VA 22473
5beds
3,200sqft
Est.:
Single Family Residence
Built in 2000
1.44 Acres Lot
$-- Zestimate®
$467/sqft
$25/mo HOA
What's special
Gas fireplaceThoughtfully updated interiors throughoutJet ski liftAdditional family roomUpdated hall bathIncredible waterfront sceneryOpen-concept floor plan
- 10 days |
- 710 |
- 32 |
Zillow last checked:
Listing updated:
Listed by:
David Dew 804-436-3106,
Isabell K. Horsley R. E., Ltd.,
Kathleen Dew 804-436-6256,
Isabell K. Horsley R. E., Ltd.
Source: CVRMLS,MLS#: 2612402
Originating MLS: Central Virginia Regional MLS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Other
- Description: Tub & Shower
- Level: First
Other
- Description: Tub & Shower
- Level: Second
Heating
- Electric, Forced Air, Heat Pump, Propane, Zoned
Cooling
- Heat Pump, Zoned
Appliances
- Included: Propane Water Heater, Tankless Water Heater
Features
- Bedroom on Main Level, Breakfast Area, Fireplace, High Ceilings, Main Level Primary, Cable TV, Walk-In Closet(s)
- Flooring: Tile, Wood
- Doors: Sliding Doors
- Has basement: No
- Attic: Pull Down Stairs
- Number of fireplaces: 2
- Fireplace features: Gas
Interior area
- Total interior livable area: 3,200 sqft
- Finished area above ground: 3,200
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Garage, Paved
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch, Enclosed, Screened, Porch
- Exterior features: Boat Lift, Dock, Out Building(s), Porch, Paved Driveway
- Pool features: Heated, In Ground, Pool Equipment, Pool
- Fencing: None
- On waterfront: Yes
- Waterfront features: Beach Access, Dock Access, Mooring, River Front, Bulkhead, Boat Ramp/Lift Access, Waterfront
- Body of water: Harvey's Creek
Lot
- Size: 1.44 Acres
- Features: Beach Front, Waterfront
Details
- Additional structures: Shed(s), Outbuilding, Pool House
- Parcel number: 44060220
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Custom,Two Story
- Property subtype: Single Family Residence
Materials
- Block, Drywall, Frame, HardiPlank Type
- Foundation: Slab
Condition
- Resale
- New construction: No
- Year built: 2000
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Features: Bulkhead
- Subdivision: Harmony Hall Farm
HOA
- Has HOA: Yes
- HOA fee: $300 annually
Location
- Region: Heathsville
Financial & listing details
- Price per square foot: $467/sqft
- Tax assessed value: $603,300
- Annual tax amount: $4,464
- Date on market: 5/8/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/9/2026 | Listed for sale | $1,495,000-9.4%$467/sqft |
Source: Northern Neck AOR #120400 Report a problem | ||
| 7/5/2022 | Listing removed | -- |
Source: | ||
| 5/24/2022 | Listed for sale | $1,650,000$516/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,464 +12.1% | $603,300 |
| 2024 | $3,982 +8.2% | $603,300 |
| 2023 | $3,680 | $603,300 |
| 2022 | $3,680 | $603,300 |
| 2021 | $3,680 +3.4% | $603,300 |
| 2020 | $3,559 -9.7% | $603,300 -9.7% |
| 2019 | $3,944 | $668,400 |
| 2018 | -- | $668,400 |
| 2017 | -- | $668,400 |
| 2016 | -- | $668,400 |
| 2015 | -- | $668,400 |
| 2014 | -- | $668,400 -10.8% |
| 2013 | -- | $749,000 |
| 2012 | -- | $749,000 |
| 2011 | -- | $749,000 +8.1% |
| 2010 | -- | $692,700 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 22473
Nearby schools
GreatSchools rating
- 5/10Northumberland Elementary SchoolGrades: PK-5Distance: 10.3 mi
- 4/10Northumberland Middle SchoolGrades: 6-8Distance: 10.5 mi
- 6/10Northumberland High SchoolGrades: 9-12Distance: 10.5 mi
Schools provided by the listing agent
- Elementary: Northumberland
- Middle: Northumberland
- High: Northumberland
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Virginia
- Northumberland County
- Heathsville
- 22473
- 1517 Harding Rd





