For sale

Listed by: Horizon Realty & Property Mgt • Bob Bennett • Contact: 805-202-6390

$1,500,000

1097 Saint Mary Ave, Cayucos, CA 93430

3beds

2,200sqft

$9,159/mo

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Single Family Residence

Built in 1974

6,014 Square Feet Lot

$1,434,200 Zestimate^®

$682/sqft

$-- HOA

What's special

Ocean Views for Days! Relive the charm of the ’70s or bring your vision and a few updates to create your own coastal retreat. This 3-bedroom, 2½-bath home offers stunning views of Estero Bay and endless potential. The main level features two bedrooms, two bathrooms, a kitchen, and a spacious living room—all taking advantage of the spectacular ocean and bay views. Downstairs, you’ll find a third bedroom, laundry area, and a huge open space with plenty of possibilities. Create the ultimate game room, home gym, office, or reconfigure the space to add another bedroom or two. Outside, the generous lot is a blank canvas ready for you to create your own coastal oasis, with plenty of room to enhance the property and enjoy the surrounding beauty. Whether you’re looking for a home with character, an investment opportunity, or a property you can transform into your dream coastal getaway, this one is ready for your imagination. Come see the views and envision the possibilities!

3 days

275

18

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bathrooms: 2
Main level bedrooms: 2

Rooms

Room types: Great Room, Living Room

Cooling

None

Appliances

Laundry: Inside

Features

Has fireplace: Yes
Fireplace features: Free Standing
Common walls with other units/homes: No Common Walls

Interior area

Total interior livable area: 2,200 sqft

Property

Parking

Total spaces: 2
Parking features: Garage
Garage spaces: 2

Features

Levels: Two
Stories: 2
Entry location: upper story
Pool features: None
Has view: Yes
View description: Panoramic

Lot

Size: 6,014 Square Feet
Features: 0-1 Unit/Acre, Sloped Down

Details

Parcel number: 064157019
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Condition

New construction: No
Year built: 1974

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Features: Fishing, Hiking, Water Sports
Subdivision: Cayucos Rural(520)

Location

Region: Cayucos

Financial & listing details

Price per square foot: $682/sqft
Tax assessed value: $140,092
Date on market: 8/12/2026
Cumulative days on market: 3 days
Listing terms: Cash,Cash to New Loan

Estimated market value

$1,434,200

$1.36M - $1.51M

$4,114/mo

Price history

Date	Event	Price
8/13/2026	Listed for sale	$1,500,000$682/sqft
Source: CRMLS #SC26174232 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2026	--	$140,092 +2%
2025	$1,561 +1%	$137,346 +2%
2024	$1,546 +1.3%	$134,654 +2%
2023	$1,526 +1.9%	$132,015 +2%
2022	$1,498 +1.8%	$129,427 +2%
2021	$1,471 +1.1%	$126,890 +1%
2020	$1,455 +2%	$125,590 +2%
2019	$1,426 +2%	$123,128 +2%
2018	$1,398 +2.1%	$120,715 +2%
2017	$1,369 +2%	$118,349 +2%
2016	$1,341	$116,029 +1.5%
2015	$1,341 +4.4%	$114,287 +2%
2014	$1,285	$112,049 +2.5%
2012	--	$109,356 +2%
2011	--	$107,212 +0.8%
2010	--	$106,412 -0.2%
2009	--	$106,666 +2%
2008	--	$104,576 +2%
2007	--	$102,526 +2%
2006	--	$100,517 +2%
2005	--	$98,547 +2%
2004	--	$96,615 +1.9%
2003	--	$94,845 +2%
2002	--	$92,986 +2%
2001	--	$91,164