Located in the heart of downtown Covington, this charming home blends warmth, functionality, and inviting living spaces both inside and out. A quaint covered side porch sits above the garage and adds even more character and the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find beautiful hardwood floors, a comfortable living room, and a bright eat-in kitchen with direct access to the backyard, creating an easy flow for entertaining and daily living. The main level offers two bedrooms and a well-designed layout that feels both practical and welcoming.
The finished lower level expands the living space with a third bedroom, full bath, and flexible bonus area perfect for guests, a home office, workout space, or media room. Thoughtfully maintained and move-in ready, this home offers character, comfort, and versatile living in a convenient location.
The backyard feels straight out of a storybook, fully fenced with mature greenery, cozy gathering spaces, and room to relax, garden, and entertain. A spacious one-car garage, storage shed, and dedicated basement storage/workshop area with a workbench add everyday convenience and plenty of space for hobbies, projects, and organization.
For sale
$227,000
1607 Monroe St, Covington, KY 41014
3beds
1,200sqft
Est.: Get pre-qualified
Single Family Residence, Residential
Built in 1947
5,662.8 Square Feet Lot
$-- Zestimate®
$189/sqft
$-- HOA
What's special
Storage shedCozy gathering spacesBright eat-in kitchenSpacious one-car garageMature greeneryWell-designed layoutQuaint covered side porch
- 3 days |
- 1,326 |
- 198 |
Zillow last checked:
Listing updated:
Listed by:
Malinda Frye 513-260-0730,
Coldwell Banker Realty FM
Source: NKMLS,MLS#: 642908
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Ceiling Fan(s), Wood Flooring, Walk-Out Access
- Level: First
- Area: 140
- Dimensions: 14 x 10
Bedroom 2
- Features: Hardwood Floors
- Level: First
- Area: 121
- Dimensions: 11 x 11
Bedroom 3
- Features: Tile Flooring
- Level: Lower
- Area: 100
- Dimensions: 10 x 10
Family room
- Features: Tile Flooring
- Level: Lower
- Area: 126
- Dimensions: 14 x 9
Laundry
- Features: Utility Sink
- Level: Lower
- Area: 49
- Dimensions: 7 x 7
Living room
- Features: Fireplace(s), Hardwood Floors, Walk-Out Access
- Level: First
- Area: 165
- Dimensions: 15 x 11
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Gas Range, Gas Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Laundry: In Basement, Laundry Room
Features
- Windows: Storm Window(s), Wood Frames
- Basement: Partial
- Number of fireplaces: 1
- Fireplace features: Inoperable
Interior area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Property
Parking
- Total spaces: 1
- Parking features: Driveway, Garage
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio, Porch
- Exterior features: Private Yard, Lighting
- Fencing: Full,Privacy
Lot
- Size: 5,662.8 Square Feet
- Dimensions: 50 x 107 x 52 x 121
Details
- Additional structures: Shed(s)
- Parcel number: 0551201013.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence, Residential
Materials
- Brick, Stucco
- Foundation: Poured Concrete
- Roof: Shingle
Condition
- Existing Structure
- New construction: No
- Year built: 1947
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available
Community & HOA
Community
- Security: Security System
HOA
- Has HOA: No
Location
- Region: Covington
Financial & listing details
- Price per square foot: $189/sqft
- Tax assessed value: $115,000
- Annual tax amount: $1,512
- Date on market: 5/24/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/24/2026 | Listed for sale | $227,000+2.3%$189/sqft |
Source:  NKMLS #642908 Report a problem | ||
| 10/14/2025 | Sold | $222,000+3.3%$185/sqft |
Source: NKMLS #636158 Report a problem | ||
| 9/13/2025 | Pending sale | $215,000$179/sqft |
Source: NKMLS #636158 Report a problem | ||
| 9/11/2025 | Listed for sale | $215,000+87%$179/sqft |
Source: NKMLS #636158 Report a problem | ||
| 6/8/2017 | Sold | $115,000+5.6%$96/sqft |
Source: Public Record Report a problem | ||
| 5/6/2017 | Pending sale | $108,900$91/sqft |
Source: The Cindy Shetterly Team #504250 Report a problem | ||
| 5/6/2017 | Listed for sale | $108,900+288.9%$91/sqft |
Source: Northern Kentucky #504250 Report a problem | ||
| 2/7/2017 | Sold | $28,000-75.4%$23/sqft |
Source: Public Record Report a problem | ||
| 2/20/2007 | Sold | $114,000$95/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,512 -1.3% | $115,000 |
| 2023 | $1,532 +0.8% | $115,000 |
| 2022 | $1,519 -13.4% | $115,000 |
| 2021 | $1,754 -20.1% | $115,000 |
| 2020 | $2,196 | $115,000 |
| 2019 | $2,196 +19.2% | $115,000 |
| 2018 | $1,842 | $115,000 -2.9% |
| 2017 | $1,842 +19.4% | $118,400 +3.9% |
| 2015 | $1,543 | $114,000 |
| 2014 | $1,543 +1.2% | $114,000 |
| 2013 | $1,525 | $114,000 |
| 2012 | -- | $114,000 |
| 2011 | -- | $114,000 |
| 2010 | -- | $114,000 |
| 2009 | -- | $114,000 |
| 2008 | -- | $114,000 +52% |
| 2007 | -- | $75,000 |
| 2006 | -- | $75,000 +21% |
| 2005 | -- | $62,000 |
| 2004 | -- | $62,000 |
| 2003 | -- | $62,000 |
| 2002 | -- | $62,000 +24% |
| 2001 | -- | $50,000 |
| 2000 | -- | $50,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 41014
Nearby schools
GreatSchools rating
- 7/10Glenn O Swing Elementary SchoolGrades: K-5Distance: 0.4 mi
- 3/10Holmes Middle SchoolGrades: 6-8Distance: 0.9 mi
- 1/10Holmes High SchoolGrades: 9-12Distance: 1 mi
Schools provided by the listing agent
- Elementary: Glenn O. Swing Elementary
- Middle: Holmes Middle School
- High: Holmes Senior High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Kenton County
- Covington
- 41014
- 1607 Monroe St
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