For sale

$1,050,000

200 Roosevelt Ter, Santa Cruz, CA 95060

2beds

1,194sqft

Est.: Get pre-qualified

Single Family Residence, Residential

Built in 1995

2,178 Square Feet Lot

$-- Zestimate^®

$879/sqft

$295/mo HOA

What's special

Private garden retreatMaple hardwood flooringVaulted ceilings

Move in ready home nestled within the desirable Roosevelt Terrace community in Midtown Santa Cruz offering the perfect blend of comfort, convenience, and coastal lifestyle. This well maintained home is filled with charm and natural light, featuring maple hardwood flooring, vaulted ceilings and tasteful upgrades throughout the kitchen and home. Step outside to your own private garden retreat, perfect for entertaining, relaxing, or soaking up the Santa Cruz sunshine. Youre just minutes away to Downtown Santa Cruz, the Boardwalk, Seabright Beach, restaurants, local grocery stores, parks and easy access to Highway 1 & Highway 17. Whether you're looking for a primary residence, a weekend getaway, or investment opportunity, this home captures the best of Santa Cruz living.

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Bathroom

Features: ShoweroverTub1

Dining room

Features: DiningArea

Family room

Features: NoFamilyRoom

Heating

Central Forced Air

Cooling

None

Appliances

Included: Gas Oven/Range, Refrigerator
Laundry: Inside

Features

Flooring: Carpet, Hardwood, Vinyl Linoleum
Number of fireplaces: 1
Fireplace features: Living Room

Interior area

Total structure area: 1,194
Total interior livable area: 1,194 sqft

Video & virtual tour

Property

Parking

Total spaces: 1
Parking features: Assigned, Common, Detached
Garage spaces: 1

Features

Stories: 2
Fencing: Wood

Lot

Size: 2,178 Square Feet

Details

Parcel number: 01048101000
Zoning: Residential
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Foundation: Slab
Roof: Composition

Condition

New construction: No
Year built: 1995

Utilities & green energy

Gas: PublicUtilities
Water: Public
Utilities for property: Public Utilities, Water Public

Community & HOA

HOA

Has HOA: Yes
HOA fee: $295 monthly

Location

Region: Santa Cruz

Financial & listing details

Price per square foot: $879/sqft
Tax assessed value: $979,600
Annual tax amount: $11,691
Date on market: 6/2/2026
Listing agreement: ExclusiveRightToSell
Listing terms: FHA, CashorConventionalLoan

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/2/2026	Listed for sale	$1,050,000+16%$879/sqft
Source: MLSListings Inc #ML82047632 Report a problem
4/18/2024	Listing removed	--
Source: Zillow Rentals Report a problem
3/14/2024	Listed for rent	$4,200+13.5%$4/sqft
Source: Zillow Rentals Report a problem
2/6/2023	Listing removed	--
Source: Zillow Rentals Report a problem
1/5/2023	Listed for rent	$3,700$3/sqft
Source: Zillow Rentals Report a problem
1/7/2022	Listing removed	--
Source: Zillow Rental Network Premium Report a problem
12/4/2021	Listed for rent	$3,700$3/sqft
Source: Zillow Rental Network Premium Report a problem
12/7/2020	Sold	$905,000+5.6%$758/sqft
Source: MLSListings Inc #ML81817984 Report a problem
11/9/2020	Listed for sale	$857,000+82.3%$718/sqft
Source: Keller Williams-Santa Cruz #ML81817984 Report a problem
3/7/2003	Sold	$470,000+82.2%$394/sqft
Source: Public Record Report a problem
4/28/1998	Sold	$258,000+33%$216/sqft
Source: Public Record Report a problem
11/30/1995	Sold	$194,000$162/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$11,691 +7.4%	$979,600 +2%
2024	$10,886 +1.2%	$960,394 +2%
2023	$10,754 +1.1%	$941,562 +2%
2022	$10,633 +2.1%	$923,100 +2%
2021	$10,411 +42.4%	$905,000 +45.4%
2020	$7,309 +2.3%	$622,302 +2%
2019	$7,147 +1.1%	$610,100 +2%
2018	$7,067 +1.3%	$598,137 +2%
2017	$6,978 +5.8%	$586,409 +2%
2016	$6,597 +2.8%	$574,911 +1.5%
2015	$6,419 +3%	$566,276 +3.4%
2014	$6,229	$547,560 +21.7%
2012	--	$450,000 -15.3%
2011	--	$531,211 +0.8%
2010	--	$527,241 -0.2%
2009	--	$528,494 +2%
2008	--	$518,131 +2%
2007	--	$507,971 +2%
2006	--	$498,011 +2%
2005	--	$488,246 +2%
2004	--	$478,673 +68.3%
2003	--	$284,444 +2%
2002	--	$278,866 +2%
2001	--	$273,398 +2%
2000	--	$268,037

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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