Affordable Horseshoe Chain of Lakes home! Amazing waterfront views and nearly 3,000 acres of boating, fishing, and water fun out your back door. This would be the perfect year-round cabin or home. Located just 60-90 minutes north of the Twin Cities. Fourteen connected lakes that stretch for miles! Lakeside dining, 2-18 hole golf courses and a local brewery are waiting for you to start making memories. This property has a gentle elevation with SW views across the lake and a boat house with lots of potential. Maintenance free siding and a garage for the lake toys! Just a short walk or bike ride into Cold Spring, makes this one of the most desirable locations on the Chain of Lakes! Ready for you to add your personal touches. Hurry, and enjoy the lake this Summer!
Active
$429,900
16223 Oster Point Rd, Cold Spring, MN 56320
3beds
2,932sqft
Single Family
Built in 1961
0.38 Acres Lot
$-- Zestimate®
$147/sqft
$-- HOA
What's special
Waterfront viewsMaintenance free sidingBoat house
- 1 day |
- 477 |
- 20 |
Zillow last checked:
Listing updated:
Listed by:
Curt Karls 320-267-7777,
RE/MAX Results
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7089369
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Level: Main
- Area: 110 Square Feet
- Dimensions: 10 x 11
Bedroom 2
- Level: Main
- Area: 112 Square Feet
- Dimensions: 14 x 8
Bedroom 3
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10 x 10
Dining room
- Level: Main
- Area: 96 Square Feet
- Dimensions: 8 x 12
Family room
- Level: Main
- Area: 288 Square Feet
- Dimensions: 24 x 12
Kitchen
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10 x 10
Laundry
- Level: Main
- Area: 63 Square Feet
- Dimensions: 7 x 9
Living room
- Level: Main
- Area: 285 Square Feet
- Dimensions: 15 x 19
Heating
- Forced Air
Cooling
- None
Appliances
- Included: Dryer, Range, Refrigerator, Washer
- Laundry: Lower Level
Features
- Basement: Block,Full,Unfinished
- Number of fireplaces: 1
- Fireplace features: Living Room, Stone, Wood Burning
Interior area
- Total structure area: 2,932
- Total interior livable area: 2,932 sqft
- Finished area above ground: 1,644
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Garage spaces: 1
- Details: Garage Dimensions (16x20)
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Size: 0.38 Acres
- Dimensions: 114 x 248 x 68 x 320
- Features: Tree Coverage - Medium
Details
- Additional structures: Boat House
- Foundation area: 1644
- Parcel number: 36245930022
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Frame
- Roof: Age Over 8 Years
Condition
- New construction: No
- Year built: 1961
Utilities & green energy
- Electric: 100 Amp Service
- Gas: Natural Gas
- Sewer: Private Sewer, Tank with Drainage Field
- Water: Well
Community & HOA
HOA
- Has HOA: No
Location
- Region: Cold Spring
Financial & listing details
- Price per square foot: $147/sqft
- Annual tax amount: $2,950
- Date on market: 6/10/2026
- Cumulative days on market: 2 days
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/10/2026 | Listed for sale | $429,900$147/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 56320
Nearby schools
GreatSchools rating
- 6/10Cold Spring Elementary SchoolGrades: PK-5Distance: 1.8 mi
- 2/10Rocori AlcGrades: 7-12Distance: 1.7 mi
- 7/10Rocori Middle SchoolGrades: 6-8Distance: 1.7 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Minnesota
- Stearns County
- Cold Spring
- 56320
- 16223 Oster Point Rd





